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TruCap Finance LimitedNSEI:TRU Stock Report

Market Cap ₹1.2b
Share Price
₹10.48
My Fair Value
1Y-76.9%
7D-1.1%
Portfolio Value
View

TruCap Finance Limited

NSEI:TRU Stock Report

Market Cap: ₹1.2b

TruCap Finance (TRU) Stock Overview

A non-banking finance company, provides loans in India. More details

TRU fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance0/6
Financial Health3/6
Dividends0/6

TRU Community Fair Values

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TruCap Finance Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for TruCap Finance
Historical stock prices
Current Share Price₹10.48
52 Week High₹46.11
52 Week Low₹6.61
Beta1.17
1 Month Change-29.05%
3 Month Change-9.73%
1 Year Change-76.88%
3 Year Change-89.38%
5 Year Changen/a
Change since IPO-88.07%

Recent News & Updates

Recent updates

TruCap Finance Limited's (NSE:TRU) Share Price Boosted 27% But Its Business Prospects Need A Lift Too

May 18
TruCap Finance Limited's (NSE:TRU) Share Price Boosted 27% But Its Business Prospects Need A Lift Too

TruCap Finance Limited (NSE:TRU) Looks Inexpensive After Falling 28% But Perhaps Not Attractive Enough

Mar 15
TruCap Finance Limited (NSE:TRU) Looks Inexpensive After Falling 28% But Perhaps Not Attractive Enough

Not Many Are Piling Into TruCap Finance Limited (NSE:TRU) Stock Yet As It Plummets 26%

Jan 18
Not Many Are Piling Into TruCap Finance Limited (NSE:TRU) Stock Yet As It Plummets 26%

TruCap Finance Limited (NSE:TRU) Screens Well But There Might Be A Catch

Nov 06
TruCap Finance Limited (NSE:TRU) Screens Well But There Might Be A Catch

Shareholder Returns

TRUIN Consumer FinanceIN Market
7D-1.1%-1.7%-1.5%
1Y-76.9%12.3%-7.1%

Return vs Industry: TRU underperformed the Indian Consumer Finance industry which returned 12.3% over the past year.

Return vs Market: TRU underperformed the Indian Market which returned -7.1% over the past year.

Price Volatility

Is TRU's price volatile compared to industry and market?
TRU volatility
TRU Average Weekly Movement6.8%
Consumer Finance Industry Average Movement5.2%
Market Average Movement5.2%
10% most volatile stocks in IN Market7.9%
10% least volatile stocks in IN Market3.3%

Stable Share Price: TRU's share price has been volatile over the past 3 months compared to the Indian market.

Volatility Over Time: TRU's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of Indian stocks.

About the Company

FoundedEmployeesCEOWebsite
1994772Rohanjeet Junejawww.trucapfinance.com

TruCap Finance Limited, a non-banking finance company, provides loans in India. The company operates through Fund Based Activities and Advisory Services segments. It offers micro enterprise loans, SME loans, other structured business, personal loans, and gold loans, as well as related ancillary services.

TruCap Finance Limited Fundamentals Summary

How do TruCap Finance's earnings and revenue compare to its market cap?
TRU fundamental statistics
Market cap₹1.24b
Earnings (TTM)-₹695.48m
Revenue (TTM)₹361.07m
3.5x
P/S Ratio
-1.8x
P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TRU income statement (TTM)
Revenue₹361.07m
Cost of Revenue₹21.87m
Gross Profit₹339.21m
Other Expenses₹1.03b
Earnings-₹695.48m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)-5.85
Gross Margin93.94%
Net Profit Margin-192.61%
Debt/Equity Ratio321.0%

How did TRU perform over the long term?

See historical performance and comparison

Dividends

0.09%
Current Dividend Yield
1%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/28 19:04
End of Day Share Price 2025/08/28 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

TruCap Finance Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.