TruCap Finance Limited

NSEI:TRU Stock Report

Market Cap: ₹2.6b

TruCap Finance Past Earnings Performance

Past criteria checks 4/6

TruCap Finance has been growing earnings at an average annual rate of 16.2%, while the Consumer Finance industry saw earnings growing at 25.9% annually. Revenues have been growing at an average rate of 37.3% per year. TruCap Finance's return on equity is 4.8%, and it has net margins of 9.7%.

Key information

16.2%

Earnings growth rate

-1.0%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate37.3%
Return on equity4.8%
Net Margin9.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

TruCap Finance Limited (NSE:TRU) Screens Well But There Might Be A Catch

Nov 06
TruCap Finance Limited (NSE:TRU) Screens Well But There Might Be A Catch

Revenue & Expenses Breakdown

How TruCap Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NSEI:TRU Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,1091075390
30 Jun 241,0581114630
31 Mar 241,0081104890
31 Dec 23905584070
30 Sep 23836293660
30 Jun 23784183150
31 Mar 2376463290
31 Dec 2267702690
30 Sep 22616242490
30 Jun 22554392040
31 Mar 22495402080
31 Dec 21437532070
30 Sep 21378231880
30 Jun 2130991530
31 Mar 21254131400
31 Dec 2022151090
30 Sep 2018827900
30 Jun 2017634770
31 Mar 2017141790
31 Dec 1921479730
30 Sep 1920976700
30 Jun 1918160590
31 Mar 1911121520
31 Dec 1814250460
30 Sep 1813250420
30 Jun 1812856320
31 Mar 189141270
31 Dec 176728160
30 Sep 17372070
30 Jun 178010
31 Mar 1712010
31 Dec 1626100
30 Sep 1626100
30 Jun 1622100
31 Mar 1618100
31 Dec 155110
30 Sep 153010
30 Jun 151000
31 Mar 152000
31 Dec 143200
30 Sep 143100
30 Jun 143100
31 Mar 143120

Quality Earnings: TRU has a high level of non-cash earnings.

Growing Profit Margin: TRU's current net profit margins (9.7%) are higher than last year (3.5%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: TRU's earnings have grown by 16.2% per year over the past 5 years.

Accelerating Growth: TRU's earnings growth over the past year (265.9%) exceeds its 5-year average (16.2% per year).

Earnings vs Industry: TRU earnings growth over the past year (265.9%) exceeded the Consumer Finance industry 26.1%.

Return on Equity

High ROE: TRU's Return on Equity (4.8%) is considered low.

Return on Assets

Return on Capital Employed

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