My Mudra Fincorp Valuation

Q: What is the Fair Price of MYMUDRA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

MYMUDRA (₹98.9) is trading below our estimate of [[fair value]] (₹128.11)

Is MYMUDRA undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of MYMUDRA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: MYMUDRA (₹98.9) is trading below our estimate of fair value (₹128.11)

Significantly Below Fair Value: MYMUDRA is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for MYMUDRA?

Key metric: As MYMUDRA is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for MYMUDRA. This is calculated by dividing MYMUDRA's market cap by their current earnings.
What is MYMUDRA's PE Ratio?
PE Ratio	12.3x
Earnings	₹91.40m
Market Cap	₹1.13b

MYMUDRA key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	1.3x
Enterprise Value/EBITDA	6.6x
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does MYMUDRA's PE Ratio compare to its peers?

The above table shows the PE ratio for MYMUDRA vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	18.2x
541358 Unifinz Capital India	21.9x	n/a	₹1.1b
511147 WSFx Global Pay	23.9x	n/a	₹1.4b
AKIKO Akiko Global Services	22.9x	n/a	₹861.6m
507948 Key	4.1x	n/a	₹1.5b
MYMUDRA My Mudra Fincorp	12.3x	n/a	₹1.1b

Price-To-Earnings vs Peers: MYMUDRA is good value based on its Price-To-Earnings Ratio (12.3x) compared to the peer average (18.2x).

Price to Earnings Ratio vs Industry

How does MYMUDRA's PE Ratio compare vs other companies in the IN Consumer Finance Industry?

1 Company	Price / Earnings	Estimated Growth	Market Cap
523384 Maha Rashtra Apex	0.7x	n/a	US$27.53m

No more companies available in this PE range

1 Company		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: MYMUDRA is good value based on its Price-To-Earnings Ratio (12.3x) compared to the Indian Consumer Finance industry average (22.4x).

Price to Earnings Ratio vs Fair Ratio

What is MYMUDRA's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

MYMUDRA PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	12.3x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate MYMUDRA's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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