Repco Home Finance Past Earnings Performance
Past criteria checks 2/6
Repco Home Finance has been growing earnings at an average annual rate of 15.7%, while the Consumer Finance industry saw earnings growing at 26.1% annually. Revenues have been growing at an average rate of 13.1% per year. Repco Home Finance's return on equity is 12.8%, and it has net margins of 55.5%.
Key information
15.67%
Earnings growth rate
15.67%
EPS growth rate
| Consumer Finance Industry Growth | 18.34% |
| Revenue growth rate | 13.08% |
| Return on equity | 12.76% |
| Net Margin | 55.46% |
| Next Earnings Update | 21 May 2026 |
Recent past performance updates
Recent updates
Expansion And Lower Funding Costs Will Support A Stronger Housing Finance Franchise
Catalysts About Repco Home Finance Repco Home Finance focuses on housing finance for lower and middle income customers, including a large self employed segment, across multiple Indian states. What are the underlying business or industry changes driving this perspective?Repco Home Finance Limited's (NSE:REPCOHOME) Share Price Boosted 25% But Its Business Prospects Need A Lift Too
Those holding Repco Home Finance Limited ( NSE:REPCOHOME ) shares would be relieved that the share price has rebounded...
Structural Changes And Outlet Expansion Will Improve Operational Efficiency And Asset Quality In Consumer Finance
Structural changes and personnel recruitment aim to enhance efficiency, boosting profitability and reducing overdues for better earnings.Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Is Well Worth Watching
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...There's No Escaping Repco Home Finance Limited's (NSE:REPCOHOME) Muted Earnings Despite A 26% Share Price Rise
Repco Home Finance Limited ( NSE:REPCOHOME ) shareholders have had their patience rewarded with a 26% share price jump...Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Might Deserve Your Attention Today
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...There's No Escaping Repco Home Finance Limited's (NSE:REPCOHOME) Muted Earnings Despite A 29% Share Price Rise
Repco Home Finance Limited ( NSE:REPCOHOME ) shareholders have had their patience rewarded with a 29% share price jump...Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Is Well Worth Watching
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Repco Home Finance's (NSE:REPCOHOME) Dividend Will Be ₹2.50
Repco Home Finance Limited ( NSE:REPCOHOME ) will pay a dividend of ₹2.50 on the 23rd of October. The dividend yield...The Case For Repco Home Finance Limited (NSE:REPCOHOME): Could It Be A Nice Addition To Your Dividend Portfolio?
Is Repco Home Finance Limited ( NSE:REPCOHOME ) a good dividend stock? How can we tell? Dividend paying companies with...If You Had Bought Repco Home Finance's (NSE:REPCOHOME) Shares Five Years Ago You Would Be Down 41%
It is a pleasure to report that the Repco Home Finance Limited ( NSE:REPCOHOME ) is up 45% in the last quarter. But if...Revenue & Expenses Breakdown
How Repco Home Finance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 25 | 8,310 | 4,609 | 1,508 | 0 |
| 30 Sep 25 | 8,047 | 4,586 | 1,374 | 0 |
| 30 Jun 25 | 8,064 | 4,641 | 1,314 | 0 |
| 31 Mar 25 | 7,889 | 4,615 | 1,326 | 0 |
| 31 Dec 24 | 7,763 | 4,546 | 1,251 | 0 |
| 30 Sep 24 | 7,237 | 4,486 | 1,204 | 0 |
| 30 Jun 24 | 7,184 | 4,302 | 1,175 | 0 |
| 31 Mar 24 | 6,935 | 4,132 | 1,122 | 0 |
| 31 Dec 23 | 6,459 | 3,834 | 1,042 | 0 |
| 30 Sep 23 | 6,216 | 3,684 | 1,028 | 0 |
| 30 Jun 23 | 5,747 | 3,382 | 913 | 0 |
| 31 Mar 23 | 5,331 | 3,163 | 950 | 0 |
| 31 Dec 22 | 4,800 | 2,730 | 940 | 0 |
| 30 Sep 22 | 4,087 | 2,187 | 923 | 0 |
| 30 Jun 22 | 4,212 | 2,353 | 896 | 0 |
| 31 Mar 22 | 3,689 | 1,941 | 822 | 0 |
| 31 Dec 21 | 5,511 | 2,185 | 809 | 0 |
| 30 Sep 21 | 5,534 | 2,658 | 783 | 0 |
| 30 Jun 21 | 5,213 | 2,630 | 706 | 0 |
| 31 Mar 21 | 5,031 | 3,002 | 781 | 0 |
| 31 Dec 20 | 5,152 | 2,911 | 783 | 0 |
| 30 Sep 20 | 4,900 | 2,788 | 764 | 0 |
| 30 Jun 20 | 4,713 | 3,002 | 686 | 0 |
| 31 Mar 20 | 4,712 | 2,981 | 724 | 0 |
| 31 Dec 19 | 4,882 | 2,967 | 775 | 0 |
| 30 Sep 19 | 4,684 | 2,862 | 755 | 0 |
| 30 Jun 19 | 4,636 | 2,517 | 602 | 0 |
| 31 Mar 19 | 4,608 | 2,491 | 726 | 0 |
| 31 Mar 18 | 3,877 | 2,103 | 600 | 0 |
| 31 Mar 17 | 3,486 | 1,877 | 526 | 0 |
| 30 Jun 16 | 1,871 | 1,634 | 494 | 0 |
| 31 Mar 16 | 2,952 | 1,541 | 494 | 0 |
| 31 Dec 15 | 2,831 | 1,427 | 541 | 0 |
| 30 Sep 15 | 2,691 | 1,348 | 535 | 0 |
| 30 Jun 15 | 2,531 | 1,285 | 368 | 0 |
Quality Earnings: REPCOHOME has high quality earnings.
Growing Profit Margin: REPCOHOME's current net profit margins (55.5%) are lower than last year (58.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: REPCOHOME's earnings have grown by 15.7% per year over the past 5 years.
Accelerating Growth: REPCOHOME's earnings growth over the past year (1.4%) is below its 5-year average (15.7% per year).
Earnings vs Industry: REPCOHOME earnings growth over the past year (1.4%) did not outperform the Consumer Finance industry 19.6%.
Return on Equity
High ROE: REPCOHOME's Return on Equity (12.8%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/20 03:38 |
| End of Day Share Price | 2026/05/20 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Repco Home Finance Limited is covered by 24 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Mayank Mistry | 360 ONE Capital Market Private Limited |
| Praveen Agarwal | Axis Capital Limited |
| Nandan Chakraborty | DAM Capital Advisors |