Repco Home Finance Limited

NSEI:REPCOHOME Stock Report

Market Cap: ₹28.0b

Repco Home Finance Past Earnings Performance

Past criteria checks 4/6

Repco Home Finance has been growing earnings at an average annual rate of 8.8%, while the Consumer Finance industry saw earnings growing at 25.4% annually. Revenues have been growing at an average rate of 7.9% per year. Repco Home Finance's return on equity is 14%, and it has net margins of 62%.

Key information

8.8%

Earnings growth rate

8.8%

EPS growth rate

Consumer Finance Industry Growth18.3%
Revenue growth rate7.9%
Return on equity14.0%
Net Margin62.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Is Well Worth Watching

Nov 29
Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Is Well Worth Watching

There's No Escaping Repco Home Finance Limited's (NSE:REPCOHOME) Muted Earnings Despite A 26% Share Price Rise

Jul 05
There's No Escaping Repco Home Finance Limited's (NSE:REPCOHOME) Muted Earnings Despite A 26% Share Price Rise

Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Might Deserve Your Attention Today

Jun 11
Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Might Deserve Your Attention Today

There's No Escaping Repco Home Finance Limited's (NSE:REPCOHOME) Muted Earnings Despite A 29% Share Price Rise

Apr 20
There's No Escaping Repco Home Finance Limited's (NSE:REPCOHOME) Muted Earnings Despite A 29% Share Price Rise

Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Is Well Worth Watching

Nov 23
Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Is Well Worth Watching

Repco Home Finance's (NSE:REPCOHOME) Dividend Will Be ₹2.50

Sep 03
Repco Home Finance's (NSE:REPCOHOME) Dividend Will Be ₹2.50

The Case For Repco Home Finance Limited (NSE:REPCOHOME): Could It Be A Nice Addition To Your Dividend Portfolio?

Mar 22
The Case For Repco Home Finance Limited (NSE:REPCOHOME): Could It Be A Nice Addition To Your Dividend Portfolio?

If You Had Bought Repco Home Finance's (NSE:REPCOHOME) Shares Five Years Ago You Would Be Down 41%

Feb 21
If You Had Bought Repco Home Finance's (NSE:REPCOHOME) Shares Five Years Ago You Would Be Down 41%

What Kind Of Investors Own Most Of Repco Home Finance Limited (NSE:REPCOHOME)?

Jan 25
What Kind Of Investors Own Most Of Repco Home Finance Limited (NSE:REPCOHOME)?

The Case For Repco Home Finance Limited (NSE:REPCOHOME): Could It Be A Nice Addition To Your Dividend Portfolio?

Dec 21
The Case For Repco Home Finance Limited (NSE:REPCOHOME): Could It Be A Nice Addition To Your Dividend Portfolio?

Revenue & Expenses Breakdown

How Repco Home Finance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NSEI:REPCOHOME Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 247,2374,4861,2040
30 Jun 247,0314,3341,1750
31 Mar 246,8664,1631,1220
31 Dec 236,4593,8661,0420
30 Sep 236,2163,7161,0280
30 Jun 235,7473,3829130
31 Mar 235,3313,1639500
31 Dec 224,8002,7309400
30 Sep 224,0872,1879230
30 Jun 224,2122,3538960
31 Mar 223,6891,9418220
31 Dec 215,5112,1858090
30 Sep 215,5342,6587830
30 Jun 215,2132,6307060
31 Mar 215,0313,0027810
31 Dec 205,1522,9117830
30 Sep 204,9002,7887640
30 Jun 204,7133,0026860
31 Mar 204,7122,9817240
31 Dec 194,8822,9677750
30 Sep 194,6842,8627550
30 Jun 194,6362,5176020
31 Mar 194,6082,4917260
31 Mar 183,8772,1036000
31 Mar 173,4861,8775260
30 Jun 161,8711,6344940
31 Mar 162,9521,5414940
31 Dec 152,8311,4275410
30 Sep 152,6911,3485350
30 Jun 152,5311,2853680
31 Mar 152,4141,2534330
31 Dec 142,2731,1984040
30 Sep 142,1481,1623750
30 Jun 141,7871,1262380
31 Mar 141,8871,1013170
31 Dec 131,7461,0632520

Quality Earnings: REPCOHOME has high quality earnings.

Growing Profit Margin: REPCOHOME's current net profit margins (62%) are higher than last year (59.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: REPCOHOME's earnings have grown by 8.8% per year over the past 5 years.

Accelerating Growth: REPCOHOME's earnings growth over the past year (20.7%) exceeds its 5-year average (8.8% per year).

Earnings vs Industry: REPCOHOME earnings growth over the past year (20.7%) did not outperform the Consumer Finance industry 26.1%.


Return on Equity

High ROE: REPCOHOME's Return on Equity (14%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 11:51
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Repco Home Finance Limited is covered by 23 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Siddharth PurohitAngel Broking Private Limited
Praveen AgarwalAxis Capital Limited
Mayank MistryBatlivala & Karani Securities India Pvt. Ltd.