Repco Home Finance Limited

NSEI:REPCOHOME Stock Report

Market Cap: ₹23.0b

Repco Home Finance Balance Sheet Health

Financial Health criteria checks 3/6

Repco Home Finance has a total shareholder equity of ₹40.4B and total debt of ₹122.1B, which brings its debt-to-equity ratio to 302.1%. Its total assets and total liabilities are ₹164.4B and ₹124.0B respectively.

Key information

302.07%

Debt to equity ratio

₹122.06b

Debt

Interest coverage ration/a
Cash₹2.92b
Equity₹40.41b
Total liabilities₹124.04b
Total assets₹164.44b

Recent financial health updates

No updates

Recent updates

New Narrative Feb 09

Expansion And Lower Funding Costs Will Support A Stronger Housing Finance Franchise

Catalysts About Repco Home Finance Repco Home Finance focuses on housing finance for lower and middle income customers, including a large self employed segment, across multiple Indian states. What are the underlying business or industry changes driving this perspective?
Analysis Article Apr 18

Repco Home Finance Limited's (NSE:REPCOHOME) Share Price Boosted 25% But Its Business Prospects Need A Lift Too

Those holding Repco Home Finance Limited ( NSE:REPCOHOME ) shares would be relieved that the share price has rebounded...
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New Narrative Feb 13

Structural Changes And Outlet Expansion Will Improve Operational Efficiency And Asset Quality In Consumer Finance

Structural changes and personnel recruitment aim to enhance efficiency, boosting profitability and reducing overdues for better earnings.
Analysis Article Nov 29

Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Jul 05

There's No Escaping Repco Home Finance Limited's (NSE:REPCOHOME) Muted Earnings Despite A 26% Share Price Rise

Repco Home Finance Limited ( NSE:REPCOHOME ) shareholders have had their patience rewarded with a 26% share price jump...
Analysis Article Jun 11

Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Might Deserve Your Attention Today

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Apr 20

There's No Escaping Repco Home Finance Limited's (NSE:REPCOHOME) Muted Earnings Despite A 29% Share Price Rise

Repco Home Finance Limited ( NSE:REPCOHOME ) shareholders have had their patience rewarded with a 29% share price jump...
Analysis Article Nov 23

Here's Why We Think Repco Home Finance (NSE:REPCOHOME) Is Well Worth Watching

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Analysis Article Sep 03

Repco Home Finance's (NSE:REPCOHOME) Dividend Will Be ₹2.50

Repco Home Finance Limited ( NSE:REPCOHOME ) will pay a dividend of ₹2.50 on the 23rd of October. The dividend yield...
Analysis Article Mar 22

The Case For Repco Home Finance Limited (NSE:REPCOHOME): Could It Be A Nice Addition To Your Dividend Portfolio?

Is Repco Home Finance Limited ( NSE:REPCOHOME ) a good dividend stock? How can we tell? Dividend paying companies with...
Analysis Article Feb 21

If You Had Bought Repco Home Finance's (NSE:REPCOHOME) Shares Five Years Ago You Would Be Down 41%

It is a pleasure to report that the Repco Home Finance Limited ( NSE:REPCOHOME ) is up 45% in the last quarter. But if...

Financial Position Analysis

Short Term Liabilities: REPCOHOME's short term assets (₹158.9B) exceed its short term liabilities (₹36.5M).

Long Term Liabilities: REPCOHOME's short term assets (₹158.9B) exceed its long term liabilities (₹124.0B).


Debt to Equity History and Analysis

Debt Level: REPCOHOME's net debt to equity ratio (294.8%) is considered high.

Reducing Debt: REPCOHOME's debt to equity ratio has reduced from 482.6% to 302.1% over the past 5 years.

Debt Coverage: REPCOHOME's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if REPCOHOME's interest payments on its debt are well covered by EBIT.


Balance Sheet


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/05 07:53
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Repco Home Finance Limited is covered by 16 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mayank Mistry360 ONE Capital Market Private Limited
Praveen AgarwalAxis Capital Limited
Sanket ChhedaDAM Capital Advisors