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CreditAccess Grameen BSE:541770 Stock Report

Last Price

₹1.09k

Market Cap

₹169.9b

7D

18.8%

1Y

-32.5%

Updated

31 Jan, 2025

Data

Company Financials +

CreditAccess Grameen Limited

BSE:541770 Stock Report

Market Cap: ₹169.9b

541770 Stock Overview

A non-banking financial company, provides micro finance services for women from poor and low income households in India. More details

541770 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance2/6
Financial Health2/6
Dividends2/6

Rewards

Price-To-Earnings ratio (12.9x) is below the Indian market (29.2x)

Revenue is forecast to grow 21.78% per year

Earnings have grown 46.3% per year over the past 5 years

Trading at good value compared to peers and industry

Risk Analysis

Debt is not well covered by operating cash flow

Large one-off items impacting financial results

Dividend of 0.92% is not well covered by free cash flows

Volatile share price over the past 3 months compared to the Indian market


My Notes

Capture your thoughts, links and company narrative

CreditAccess Grameen Limited Competitors

Capri Global Capital

BSE:531595

₹145.9b

Five-Star Business Finance

NSEI:FIVESTAR

₹220.5b

Manappuram Finance

BSE:531213

₹168.7b

SBFC Finance

NSEI:SBFC

₹92.1b

Price History & Performance

Summary of share price highs, lows and changes for CreditAccess Grameen
Historical stock prices
Current Share Price₹1,085.70
52 Week High₹1,659.95
52 Week Low₹750.05
Beta0.99
1 Month Change21.86%
3 Month Change8.80%
1 Year Change-32.49%
3 Year Change65.59%
5 Year Change36.12%
Change since IPO158.01%

Recent News & Updates

Recent updates

Shareholder Returns

541770IN Consumer FinanceIN Market
7D18.8%3.2%-1.8%
1Y-32.5%10.8%6.2%

Return vs Industry: 541770 underperformed the Indian Consumer Finance industry which returned 10.8% over the past year.

Return vs Market: 541770 underperformed the Indian Market which returned 6.2% over the past year.

Price Volatility

Is 541770's price volatile compared to industry and market?
541770 volatility
541770 Average Weekly Movement8.9%
Consumer Finance Industry Average Movement6.2%
Market Average Movement6.3%
10% most volatile stocks in IN Market9.1%
10% least volatile stocks in IN Market4.3%

Stable Share Price: 541770's share price has been volatile over the past 3 months compared to the Indian market.

Volatility Over Time: 541770's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of Indian stocks.

About the Company

FoundedEmployeesCEOWebsite
199119,395Ganesh Narayananwww.creditaccessgrameen.in

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Unnati, as well as Grameen Suraksha, life insurance, and national pension schemes. It also provides retail finance loans, such as Grameen Vikas, Gruha Vikas, Grameen two-wheeler, and Grameen Swarna.

CreditAccess Grameen Limited Fundamentals Summary

How do CreditAccess Grameen's earnings and revenue compare to its market cap?
541770 fundamental statistics
Market cap₹169.90b
Earnings (TTM)₹13.34b
Revenue (TTM)₹23.61b

12.9x

P/E Ratio

7.3x

P/S Ratio

Is 541770 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
541770 income statement (TTM)
Revenue₹23.61b
Cost of Revenue₹0
Gross Profit₹23.21b
Other Expenses₹23.21b
Earnings₹0

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)83.84
Gross Margin98.29%
Net Profit Margin56.50%
Debt/Equity Ratio274.1%

How did 541770 perform over the long term?

See historical performance and comparison

Dividends

0.9%

Current Dividend Yield

11%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/31 15:54
End of Day Share Price 2025/01/31 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CreditAccess Grameen Limited is covered by 28 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullAnand Rathi Shares and Stock Brokers Limited
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited
Vijayaraghavan SwaminathanAvendus Spark