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MAS Financial Services BSE:540749 Stock Report

Last Price

₹270.55

Market Cap

₹49.2b

7D

3.2%

1Y

-6.7%

Updated

27 Dec, 2024

Data

Company Financials +

MAS Financial Services Limited

BSE:540749 Stock Report

Market Cap: ₹49.2b

540749 Stock Overview

A non-banking finance company, provides retail financing services in India. More details

540749 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth2/6
Past Performance2/6
Financial Health2/6
Dividends2/6

Rewards

Price-To-Earnings ratio (17.5x) is below the Indian market (32.3x)

Revenue is forecast to grow 22.96% per year

Earnings have grown 10.9% per year over the past 5 years

Analysts in good agreement that stock price will rise by 32.1%

Risk Analysis

Debt is not well covered by operating cash flow

High level of non-cash earnings

Dividend of 0.56% is not well covered by free cash flows

Shareholders have been diluted in the past year


My Notes

Capture your thoughts, links and company narrative

MAS Financial Services Limited Competitors

Fedbank Financial Services

NSEI:FEDFINA

₹39.4b

Equitas Holdings

NSEI:EQUITAS

₹41.1b

Paisalo Digital

BSE:532900

₹46.3b

Spandana Sphoorty Financial

NSEI:SPANDANA

₹23.2b

Price History & Performance

Summary of share price highs, lows and changes for MAS Financial Services
Historical stock prices
Current Share Price₹270.55
52 Week High₹387.70
52 Week Low₹254.05
Beta0.73
1 Month Change-4.21%
3 Month Change-5.96%
1 Year Change-6.68%
3 Year Change28.32%
5 Year Change-6.03%
Change since IPO23.96%

Recent News & Updates

Recent updates

Shareholder Returns

540749IN Consumer FinanceIN Market
7D3.2%0.5%0.2%
1Y-6.7%0.2%17.2%

Return vs Industry: 540749 underperformed the Indian Consumer Finance industry which returned 0.4% over the past year.

Return vs Market: 540749 underperformed the Indian Market which returned 17.5% over the past year.

Price Volatility

Is 540749's price volatile compared to industry and market?
540749 volatility
540749 Average Weekly Movement3.9%
Consumer Finance Industry Average Movement6.3%
Market Average Movement6.2%
10% most volatile stocks in IN Market9.1%
10% least volatile stocks in IN Market4.1%

Stable Share Price: 540749 has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: 540749's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19951,892Darshana Pandyawww.mas.co.in

MAS Financial Services Limited, a non-banking finance company, provides retail financing services in India. The company offers micro enterprise, small and medium enterprise, two-wheeler, commercial vehicle, salaried personal, used car, tractor, and housing loans. MAS Financial Services Limited serves through distribution network of partner micro-finance institutions, non-banking finance companies, housing finance companies, and franchisees.

MAS Financial Services Limited Fundamentals Summary

How do MAS Financial Services's earnings and revenue compare to its market cap?
540749 fundamental statistics
Market cap₹49.22b
Earnings (TTM)₹2.81b
Revenue (TTM)₹6.71b

17.5x

P/E Ratio

7.3x

P/S Ratio

Is 540749 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
540749 income statement (TTM)
Revenue₹6.71b
Cost of Revenue₹507.90m
Gross Profit₹6.20b
Other Expenses₹3.38b
Earnings₹2.81b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)15.51
Gross Margin92.43%
Net Profit Margin41.96%
Debt/Equity Ratio332.3%

How did 540749 perform over the long term?

See historical performance and comparison

Dividends

0.6%

Current Dividend Yield

3%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/27 11:02
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

MAS Financial Services Limited is covered by 8 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited
Sanket ChhedaDAM Capital Advisors
Nandan ChakrabortyDAM Capital Advisors