Reported Earnings • May 27
Full year 2026 earnings released: EPS: ₹0.33 (vs ₹0.39 in FY 2025) Full year 2026 results: EPS: ₹0.33 (down from ₹0.39 in FY 2025). Revenue: ₹19.4m (down 18% from FY 2025). Net income: ₹9.77m (down 17% from FY 2025). Profit margin: 50% (in line with FY 2025). Over the last 3 years on average, earnings per share has fallen by 20% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings. Announcement • May 18
Smart Finsec Limited to Report Q4, 2026 Results on May 25, 2026 Smart Finsec Limited announced that they will report Q4, 2026 results on May 25, 2026 Valuation Update With 7 Day Price Move • Mar 31
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to ₹6.48, the stock trades at a trailing P/E ratio of 19.2x. Average trailing P/E is 19x in the Diversified Financial industry in India. Total returns to shareholders of 3.5% over the past three years. New Risk • Mar 03
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 7.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Revenue is less than US$1m (₹19m revenue, or US$207k). Market cap is less than US$10m (₹208.5m market cap, or US$2.26m). Minor Risk Share price has been volatile over the past 3 months (7.4% average weekly change). Reported Earnings • Feb 07
Third quarter 2026 earnings released: EPS: ₹0.11 (vs ₹0.10 in 3Q 2025) Third quarter 2026 results: EPS: ₹0.11 (up from ₹0.10 in 3Q 2025). Revenue: ₹4.99m (down 14% from 3Q 2025). Net income: ₹3.19m (up 5.5% from 3Q 2025). Profit margin: 64% (up from 52% in 3Q 2025). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 11% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings. Announcement • Jan 30
Smart Finsec Limited to Report Q3, 2026 Results on Feb 06, 2026 Smart Finsec Limited announced that they will report Q3, 2026 results at 12:15 PM, Indian Standard Time on Feb 06, 2026 New Risk • Dec 18
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 6.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Revenue is less than US$1m (₹20m revenue, or US$220k). Market cap is less than US$10m (₹266.1m market cap, or US$2.95m). Minor Risk Share price has been volatile over the past 3 months (6.9% average weekly change). Reported Earnings • Nov 15
Second quarter 2026 earnings released: EPS: ₹0.07 (vs ₹0.12 in 2Q 2025) Second quarter 2026 results: EPS: ₹0.07 (down from ₹0.12 in 2Q 2025). Revenue: ₹4.05m (down 44% from 2Q 2025). Net income: ₹2.06m (down 44% from 2Q 2025). Profit margin: 51% (in line with 2Q 2025). Over the last 3 years on average, earnings per share has fallen by 5% per year but the company’s share price has increased by 9% per year, which means it is well ahead of earnings. Announcement • Nov 08
Smart Finsec Limited to Report Q2, 2026 Results on Nov 13, 2025 Smart Finsec Limited announced that they will report Q2, 2026 results on Nov 13, 2025 New Risk • Nov 07
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Revenue is less than US$1m (₹23m revenue, or US$258k). Market cap is less than US$10m (₹291.6m market cap, or US$3.29m). Minor Risk Share price has been volatile over the past 3 months (6.8% average weekly change). Valuation Update With 7 Day Price Move • Oct 14
Investor sentiment deteriorates as stock falls 17% After last week's 17% share price decline to ₹9.72, the stock trades at a trailing P/E ratio of 25.2x. Average trailing P/E is 25x in the Diversified Financial industry in India. Total returns to shareholders of 32% over the past three years. Announcement • Aug 29
Smart Finsec Limited, Annual General Meeting, Sep 25, 2025 Smart Finsec Limited, Annual General Meeting, Sep 25, 2025, at 11:30 Indian Standard Time. Reported Earnings • Aug 14
First quarter 2026 earnings released: EPS: ₹0.09 (vs ₹0.10 in 1Q 2025) First quarter 2026 results: EPS: ₹0.09 (down from ₹0.10 in 1Q 2025). Revenue: ₹5.46m (down 11% from 1Q 2025). Net income: ₹2.82m (down 5.9% from 1Q 2025). Profit margin: 52% (up from 49% in 1Q 2025). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 6% per year but the company’s share price has increased by 19% per year, which means it is well ahead of earnings. Reported Earnings • May 28
Full year 2025 earnings released: EPS: ₹39.00 (vs ₹0.79 in FY 2024) Full year 2025 results: EPS: ₹39.00. Revenue: ₹23.5m (down 91% from FY 2024). Net income: ₹11.7m (down 50% from FY 2024). Profit margin: 50% (up from 9.4% in FY 2024). The increase in margin was driven by lower expenses. Announcement • May 20
Smart Finsec Limited to Report Q4, 2025 Results on May 26, 2025 Smart Finsec Limited announced that they will report Q4, 2025 results on May 26, 2025 New Risk • Apr 21
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 8.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Revenue is less than US$1m (₹28m revenue, or US$323k). Market cap is less than US$10m (₹400.5m market cap, or US$4.70m). Minor Risk Share price has been volatile over the past 3 months (8.0% average weekly change). Valuation Update With 7 Day Price Move • Apr 21
Investor sentiment improves as stock rises 32% After last week's 32% share price gain to ₹16.02, the stock trades at a trailing P/E ratio of 32x. Average trailing P/E is 27x in the Diversified Financial industry in India. Total returns to shareholders of 106% over the past three years. Valuation Update With 7 Day Price Move • Mar 10
Investor sentiment improves as stock rises 21% After last week's 21% share price gain to ₹12.51, the stock trades at a trailing P/E ratio of 25x. Average trailing P/E is 24x in the Diversified Financial industry in India. Total returns to shareholders of 68% over the past three years. Reported Earnings • Feb 04
Third quarter 2025 earnings released: EPS: ₹0.10 (vs ₹0.12 in 3Q 2024) Third quarter 2025 results: EPS: ₹0.10 (down from ₹0.12 in 3Q 2024). Revenue: ₹5.77m (down 95% from 3Q 2024). Net income: ₹3.02m (down 18% from 3Q 2024). Profit margin: 52% (up from 3.3% in 3Q 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings. Announcement • Jan 24
Smart Finsec Limited to Report Q3, 2025 Results on Feb 03, 2025 Smart Finsec Limited announced that they will report Q3, 2025 results on Feb 03, 2025 Valuation Update With 7 Day Price Move • Nov 22
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to ₹16.34, the stock trades at a trailing P/E ratio of 31.3x. Average trailing P/E is 25x in the Diversified Financial industry in India. Total returns to shareholders of 106% over the past three years. Reported Earnings • Nov 16
Second quarter 2025 earnings released: EPS: ₹0.12 (vs ₹0.53 in 2Q 2024) Second quarter 2025 results: EPS: ₹0.12 (down from ₹0.53 in 2Q 2024). Revenue: ₹7.24m (down 91% from 2Q 2024). Net income: ₹3.67m (down 77% from 2Q 2024). Profit margin: 51% (up from 20% in 2Q 2024). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 37% per year, which means it is well ahead of earnings. Announcement • Nov 09
Smart Finsec Limited to Report Q2, 2025 Results on Nov 14, 2024 Smart Finsec Limited announced that they will report Q2, 2025 results on Nov 14, 2024 Valuation Update With 7 Day Price Move • Nov 01
Investor sentiment improves as stock rises 18% After last week's 18% share price gain to ₹16.54, the stock trades at a trailing P/E ratio of 17.8x. Average trailing P/E is 28x in the Diversified Financial industry in India. Total returns to shareholders of 102% over the past three years. Valuation Update With 7 Day Price Move • Oct 11
Investor sentiment improves as stock rises 15% After last week's 15% share price gain to ₹15.72, the stock trades at a trailing P/E ratio of 16.9x. Average trailing P/E is 29x in the Diversified Financial industry in India. Total returns to shareholders of 127% over the past three years. Announcement • Aug 26
Smart Finsec Limited, Annual General Meeting, Sep 27, 2024 Smart Finsec Limited, Annual General Meeting, Sep 27, 2024, at 16:00 Indian Standard Time. Valuation Update With 7 Day Price Move • Aug 23
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to ₹15.10, the stock trades at a trailing P/E ratio of 16.2x. Average trailing P/E is 26x in the Diversified Financial industry in India. Total returns to shareholders of 106% over the past year. Announcement • Aug 21
Smart Finsec Limited to Report Fiscal Year 2024 Final Results on Aug 26, 2024 Smart Finsec Limited announced that they will report fiscal year 2024 final results at 3:30 PM, Indian Standard Time on Aug 26, 2024 Announcement • Aug 07
Smart Finsec Limited to Report Q1, 2025 Results on Aug 13, 2024 Smart Finsec Limited announced that they will report Q1, 2025 results on Aug 13, 2024 New Risk • Jul 23
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 7.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (₹400.8m market cap, or US$4.79m). Minor Risks Share price has been volatile over the past 3 months (7.9% average weekly change). Revenue is less than US$5m (₹251m revenue, or US$3.0m). Valuation Update With 7 Day Price Move • Jul 01
Investor sentiment improves as stock rises 19% After last week's 19% share price gain to ₹14.71, the stock trades at a trailing P/E ratio of 18.7x. Average trailing P/E is 28x in the Diversified Financial industry in India. Total returns to shareholders of 163% over the past three years. Valuation Update With 7 Day Price Move • May 29
Investor sentiment deteriorates as stock falls 17% After last week's 17% share price decline to ₹11.61, the stock trades at a trailing P/E ratio of 14.7x. Average trailing P/E is 24x in the Diversified Financial industry in India. Total returns to shareholders of 128% over the past three years. Reported Earnings • May 22
Full year 2024 earnings released: EPS: ₹0.79 (vs ₹0.47 in FY 2023) Full year 2024 results: EPS: ₹0.79 (up from ₹0.47 in FY 2023). Revenue: ₹250.7m (down 19% from FY 2023). Net income: ₹23.7m (up 68% from FY 2023). Profit margin: 9.4% (up from 4.6% in FY 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 40% per year, which means it is well ahead of earnings. Valuation Update With 7 Day Price Move • Mar 28
Investor sentiment improves as stock rises 18% After last week's 18% share price gain to ₹13.76, the stock trades at a trailing P/E ratio of 21.6x. Average trailing P/E is 24x in the Diversified Financial industry in India. Total returns to shareholders of 170% over the past three years. Valuation Update With 7 Day Price Move • Feb 19
Investor sentiment improves as stock rises 15% After last week's 15% share price gain to ₹16.47, the stock trades at a trailing P/E ratio of 25.9x. Average trailing P/E is 27x in the Diversified Financial industry in India. Total returns to shareholders of 195% over the past three years. Reported Earnings • Feb 09
Third quarter 2024 earnings released: EPS: ₹0.12 (vs ₹0.29 in 3Q 2023) Third quarter 2024 results: EPS: ₹0.12 (down from ₹0.29 in 3Q 2023). Revenue: ₹112.5m (down 9.7% from 3Q 2023). Net income: ₹3.69m (down 57% from 3Q 2023). Profit margin: 3.3% (down from 6.9% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 39% per year, which means it is tracking significantly ahead of earnings growth. Announcement • Jan 31
Smart Finsec Limited to Report Q3, 2024 Results on Feb 08, 2024 Smart Finsec Limited announced that they will report Q3, 2024 results on Feb 08, 2024 Valuation Update With 7 Day Price Move • Dec 19
Investor sentiment improves as stock rises 56% After last week's 56% share price gain to ₹14.49, the stock trades at a trailing P/E ratio of 18.1x. Average trailing P/E is 25x in the Diversified Financial industry in India. Total returns to shareholders of 157% over the past three years. Reported Earnings • Nov 10
Second quarter 2024 earnings released: EPS: ₹53.00 (vs ₹0.10 in 2Q 2023) Second quarter 2024 results: EPS: ₹53.00 (up from ₹0.10 in 2Q 2023). Revenue: ₹78.5m (up 7.9% from 2Q 2023). Net income: ₹15.9m (up 432% from 2Q 2023). Profit margin: 20% (up from 4.1% in 2Q 2023). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 25% per year whereas the company’s share price has increased by 21% per year. New Risk • Nov 09
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 7.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Market cap is less than US$10m (₹254.7m market cap, or US$3.06m). Minor Risks Share price has been volatile over the past 3 months (7.5% average weekly change). Revenue is less than US$5m (₹292m revenue, or US$3.5m). Valuation Update With 7 Day Price Move • Nov 09
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to ₹8.49, the stock trades at a trailing P/E ratio of 22.9x. Average trailing P/E is 23x in the Diversified Financial industry in India. Total returns to shareholders of 56% over the past three years. Announcement • Aug 29
Smart Finsec Limited, Annual General Meeting, Sep 26, 2023 Smart Finsec Limited, Annual General Meeting, Sep 26, 2023, at 11:00 Indian Standard Time. Reported Earnings • Aug 12
First quarter 2024 earnings released: ₹0.04 loss per share (vs ₹0.06 profit in 1Q 2023) First quarter 2024 results: ₹0.04 loss per share (down from ₹0.06 profit in 1Q 2023). Revenue: ₹51.4m (down 23% from 1Q 2023). Net loss: ₹1.24m (down 170% from profit in 1Q 2023). Over the last 3 years on average, earnings per share has increased by 40% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth. Announcement • Aug 03
Smart Finsec Limited to Report Q1, 2024 Results on Aug 10, 2023 Smart Finsec Limited announced that they will report Q1, 2024 results on Aug 10, 2023 Announcement • Jul 01
Smart Finsec Limited Announces Company Secretary and Compliance Officer Changes Smart Finsec Limited announced resignation of Mrs. Priyanka Sharma from the position of Company Secretary and Compliance Officer of the Company with effect from June 30, 2023. The company approved the appointment of Ms. Rajvinder Kaur as Company Secretary and Compliance Officer of the Company with effect from July 3, 2023. Ms. Rajvinder Kaur is an Associate Member of the Institute of Company Secretaries of India. She has knowledge and experience in Corporate legal & secretarial services. Valuation Update With 7 Day Price Move • May 02
Investor sentiment improves as stock rises 23% After last week's 23% share price gain to ₹7.72, the stock trades at a trailing P/E ratio of 21.4x. Average trailing P/E is 20x in the Diversified Financial industry in India. Total returns to shareholders of 14% over the past three years. Reported Earnings • Feb 08
Third quarter 2023 earnings released: EPS: ₹0.29 (vs ₹0.33 in 3Q 2022) Third quarter 2023 results: EPS: ₹0.29 (down from ₹0.33 in 3Q 2022). Revenue: ₹124.6m (down 47% from 3Q 2022). Net income: ₹8.61m (down 14% from 3Q 2022). Profit margin: 6.9% (up from 4.3% in 3Q 2022). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 55% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings. Announcement • Jan 31
Smart Finsec Limited to Report Q3, 2023 Results on Feb 07, 2023 Smart Finsec Limited announced that they will report Q3, 2023 results on Feb 07, 2023 Valuation Update With 7 Day Price Move • Dec 23
Investor sentiment deteriorated over the past week After last week's 16% share price decline to ₹6.75, the stock trades at a trailing P/E ratio of 13.1x. Average trailing P/E is 20x in the Diversified Financial industry in India. Total loss to shareholders of 13% over the past three years. Board Change • Nov 16
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Additional Independent Director Parul Pathak was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Valuation Update With 7 Day Price Move • Nov 10
Investor sentiment improved over the past week After last week's 16% share price gain to ₹8.00, the stock trades at a trailing P/E ratio of 9.6x. Average trailing P/E is 18x in the Diversified Financial industry in India. Total returns to shareholders of 16% over the past three years. Valuation Update With 7 Day Price Move • Jul 08
Investor sentiment improved over the past week After last week's 20% share price gain to ₹8.13, the stock trades at a trailing P/E ratio of 6x. Average trailing P/E is 21x in the Diversified Financial industry in India. Total returns to shareholders of 56% over the past three years. Valuation Update With 7 Day Price Move • Jun 20
Investor sentiment deteriorated over the past week After last week's 19% share price decline to ₹7.17, the stock trades at a trailing P/E ratio of 5.3x. Average trailing P/E is 19x in the Diversified Financial industry in India. Total returns to shareholders of 36% over the past three years. Valuation Update With 7 Day Price Move • Jun 06
Investor sentiment improved over the past week After last week's 25% share price gain to ₹8.45, the stock trades at a trailing P/E ratio of 6.2x. Average trailing P/E is 20x in the Diversified Financial industry in India. Total returns to shareholders of 61% over the past three years. Announcement • May 17
Smart Finsec Limited to Report Q4, 2022 Results on May 27, 2022 Smart Finsec Limited announced that they will report Q4, 2022 results on May 27, 2022 Valuation Update With 7 Day Price Move • May 09
Investor sentiment deteriorated over the past week After last week's 15% share price decline to ₹6.57, the stock trades at a trailing P/E ratio of 4.8x. Average trailing P/E is 21x in the Diversified Financial industry in India. Total returns to shareholders of 25% over the past three years. Board Change • Apr 27
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Additional Independent Director Parul Pathak was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Board Change • Apr 12
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Additional Independent Director Parul Pathak was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Announcement • Apr 01
Smart Finsec Limited Appoints Ms. Parul Pathak as Additional Director in the Capacity of an Independent Director Smart Finsec Limited announced that at its Board Meeting held on March 31, 2022, Ms. Parul Pathak appointed as an Additional Director in the capacity of an Independent Director of the Company with effect from March 31, 2022. Ms. Parul Pathak is Associate Member of the Institute of Company Secretary of India. She is Company Secretary having vast experience more than ten years in different Industries . She has experience of Corporate Law and Finance also. Valuation Update With 7 Day Price Move • Feb 28
Investor sentiment deteriorated over the past week After last week's 17% share price decline to ₹7.05, the stock trades at a trailing P/E ratio of 5.2x. Average trailing P/E is 16x in the Diversified Financial industry in India. Total returns to shareholders of 24% over the past three years. Reported Earnings • Feb 17
Third quarter 2022 earnings: Revenues and EPS in line with analyst expectations Third quarter 2022 results: EPS: ₹0.33 (up from ₹0.11 loss in 3Q 2021). Revenue: ₹234.4m (up 119% from 3Q 2021). Net income: ₹10.0m (up ₹13.3m from 3Q 2021). Profit margin: 4.3% (up from net loss in 3Q 2021). The move to profitability was driven by higher revenue. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth. Announcement • Feb 08
Smart Finsec Limited to Report Q3, 2022 Results on Feb 14, 2022 Smart Finsec Limited announced that they will report Q3, 2022 results on Feb 14, 2022 Valuation Update With 7 Day Price Move • Feb 07
Investor sentiment improved over the past week After last week's 24% share price gain to ₹9.73, the stock trades at a trailing P/E ratio of 12x. Average trailing P/E is 19x in the Diversified Financial industry in India. Total returns to shareholders of 71% over the past three years. Valuation Update With 7 Day Price Move • Dec 29
Investor sentiment improved over the past week After last week's 16% share price gain to ₹9.07, the stock trades at a trailing P/E ratio of 11.2x. Average trailing P/E is 19x in the Diversified Financial industry in India. Total returns to shareholders of 65% over the past three years. Reported Earnings • Nov 04
Second quarter 2022 earnings released: EPS ₹4.16 (vs ₹0.22 in 2Q 2021) The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2022 results: Revenue: ₹103.4m (up 61% from 2Q 2021). Net income: ₹12.5m (up 89% from 2Q 2021). Profit margin: 12% (up from 10% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 13% per year whereas the company’s share price has increased by 16% per year. Valuation Update With 7 Day Price Move • Sep 09
Investor sentiment improved over the past week After last week's 27% share price gain to ₹7.54, the stock trades at a trailing P/E ratio of 12.3x. Average trailing P/E is 14x in the Diversified Financial industry in India. Total returns to shareholders of 43% over the past three years. Board Change • Sep 02
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. No highly experienced directors. Director Vimmi Sachdev was the last director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Is New 90 Day High Low • Mar 08
New 90-day low: ₹53.00 The company is down 2.0% from its price of ₹54.35 on 08 December 2020. The Indian market is up 15% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 19% over the same period. Reported Earnings • Feb 14
Third quarter 2021 earnings released: ₹1.08 loss per share (vs ₹0.57 loss in 3Q 2020) Third quarter 2021 results: Net loss: ₹3.24m (loss widened 88% from 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 49% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings. Announcement • Feb 06
Smart Finsec Limited to Report Nine Months, 2021 Results on Feb 11, 2021 Smart Finsec Limited announced that they will report nine months, 2021 results on Feb 11, 2021 Is New 90 Day High Low • Dec 21
New 90-day high: ₹56.40 The company is up 14% from its price of ₹49.35 on 18 September 2020. The Indian market is up 20% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Diversified Financial industry, which is up 29% over the same period. Announcement • Dec 05
Smart Finsec Limited, Annual General Meeting, Dec 28, 2020 Smart Finsec Limited, Annual General Meeting, Dec 28, 2020, at 12:00 Indian Standard Time. Location: FC-02, 4TH FLOOR,TDI MALL VISHAL ENCLAVE, RAJOURI GARDEN New Delhi India Announcement • Aug 26
Smart Finsec Limited to Report Q1, 2021 Results on Sep 02, 2020 Smart Finsec Limited announced that they will report Q1, 2021 results on Sep 02, 2020 
