Smart Finsec Valuation

Is 539494 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 539494 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 539494 (₹17.2) is trading above our estimate of fair value (₹7.51)

Significantly Below Fair Value: 539494 is trading above our estimate of fair value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 539494?

Key metric: As 539494 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 539494. This is calculated by dividing 539494's market cap by their current earnings.
What is 539494's PE Ratio?
PE Ratio	32.9x
Earnings	₹15.67m
Market Cap	₹543.00m

539494 key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does 539494's PE Ratio compare to its peers?

The above table shows the PE ratio for 539494 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	36.7x
530289 S P Capital Financing	44.9x	n/a	₹349.5m
536710 S R G Securities Finance	83.6x	n/a	₹382.4m
535267 Comfort Fincap	11.2x	n/a	₹568.1m
511359 Ad-Manum Finance	7x	n/a	₹712.5m
539494 Smart Finsec	32.9x	n/a	₹543.0m

Price-To-Earnings vs Peers: 539494 is good value based on its Price-To-Earnings Ratio (32.9x) compared to the peer average (36.7x).

Price to Earnings Ratio vs Industry

How does 539494's PE Ratio compare vs other companies in the IN Diversified Financial Industry?

8 Companies	Price / Earnings	Estimated Growth	Market Cap
531310 Available Finance	2.5x	n/a	US$40.36m
538732 Vibrant Global Capital	4.9x	n/a	US$17.99m
539217 Srestha Finvest	4.9x	n/a	US$12.04m
531735 Prism Finance	2.6x	n/a	US$2.31m

8 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: 539494 is expensive based on its Price-To-Earnings Ratio (32.9x) compared to the Indian Diversified Financial industry average (24.9x).

Price to Earnings Ratio vs Fair Ratio

What is 539494's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

539494 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	32.9x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 539494's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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