Ind Bank Housing Limited provides housing finance in India.
+ 1 more risk
Good value with proven track record.
Share Price & News
How has Ind Bank Housing's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 523465's share price has been volatile over the past 3 months.
7 Day Return
IN Consumer Finance
1 Year Return
IN Consumer Finance
Return vs Industry: 523465 underperformed the Indian Consumer Finance industry which returned -18.5% over the past year.
Return vs Market: 523465 underperformed the Indian Market which returned -8.7% over the past year.
Price Volatility Vs. Market
How volatile is Ind Bank Housing's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Ind Bank Housing undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 523465 (₹23.1) is trading below our estimate of fair value (₹60.81)
Significantly Below Fair Value: 523465 is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: 523465 is good value based on its PE Ratio (8.4x) compared to the Consumer Finance industry average (11.9x).
PE vs Market: 523465 is good value based on its PE Ratio (8.4x) compared to the Indian market (12.7x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 523465's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 523465 has negative assets, so we can't compare its PB Ratio to the IN Consumer Finance industry average.
How is Ind Bank Housing forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Ind Bank Housing has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine whether Ind Bank Housing is trading at an attractive price based on how much it is expected to earn in the future, and relative to its industry peers and the wider market.
- Ind Bank Housing competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Ind Bank Housing performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 523465 has a high level of non-cash earnings.
Growing Profit Margin: 523465's current net profit margins (38%) are higher than last year (20.5%).
Past Earnings Growth Analysis
Earnings Trend: 523465 has become profitable over the past 5 years, growing earnings by 54.9% per year.
Accelerating Growth: 523465's earnings growth over the past year (1970.1%) exceeds its 5-year average (54.9% per year).
Earnings vs Industry: 523465 earnings growth over the past year (1970.1%) exceeded the Consumer Finance industry 4.4%.
Return on Equity
High ROE: 523465's liabilities exceed its assets, so it is difficult to calculate its Return on Equity.
How is Ind Bank Housing's financial position?
Financial Position Analysis
Short Term Liabilities: 523465 has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: 523465 has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: 523465 has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: 523465's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Debt Coverage: 523465's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if 523465's interest payments on its debt are well covered by EBIT.
What is Ind Bank Housing current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 523465's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 523465's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 523465's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 523465's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 523465's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Ind Bank Housing has no CEO, or we have no data on them.
|Independent Director||5.83yrs||₹58.00k||no data|
|Non-Executive Independent Director||10.25yrs||₹60.00k||no data|
|Additional Director||0.083yr||no data||no data|
|Independent Director||3.5yrs||₹34.00k||no data|
|Director||2.92yrs||no data||no data|
|Additional Independent Woman Director||2.67yrs||₹50.00k||no data|
Experienced Board: 523465's board of directors are considered experienced (3.2 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Ind Bank Housing Limited's company bio, employee growth, exchange listings and data sources
- Name: Ind Bank Housing Limited
- Ticker: 523465
- Exchange: BSE
- Founded: 1991
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹235.500m
- Shares outstanding: 10.00m
- Website: https://www.indbankhousing.com
Number of Employees
- Ind Bank Housing Limited
- Khivraj Complex - I
- III Floor
- Tamil Nadu
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|523465||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||May 2005|
Ind Bank Housing Limited provides housing finance in India. The company was founded in 1991 and is based in Chennai, India. Ind Bank Housing Limited operates as a subsidiary of Indian Bank.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/07/06 12:45|
|End of Day Share Price||2020/07/06 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.