Margo Finance Limited operates as a non-banking financial company in India.
+ 1 more risk
Excellent balance sheet with questionable track record.
Share Price & News
How has Margo Finance's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 500206's share price has been volatile over the past 3 months.
7 Day Return
IN Consumer Finance
1 Year Return
IN Consumer Finance
Return vs Industry: Insufficient data to determine how 500206 performed against the Indian Consumer Finance industry.
Return vs Market: Insufficient data to determine how 500206 performed against the Indian Market.
Price Volatility Vs. Market
How volatile is Margo Finance's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Margo Finance undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate 500206's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate 500206's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: 500206 is poor value based on its PE Ratio (73.1x) compared to the IN Consumer Finance industry average (11.1x).
PE vs Market: 500206 is poor value based on its PE Ratio (73.1x) compared to the Indian market (14.3x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate 500206's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: 500206 is good value based on its PB Ratio (0.1x) compared to the IN Consumer Finance industry average (0.6x).
How is Margo Finance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Margo Finance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine Margo Finance's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Margo Finance competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
How has Margo Finance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 500206 has high quality earnings.
Growing Profit Margin: 500206's current net profit margins (11.7%) are lower than last year (17.3%).
Past Earnings Growth Analysis
Earnings Trend: 500206 has become profitable over the past 5 years, growing earnings by 17.1% per year.
Accelerating Growth: 500206's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 500206 had negative earnings growth (-42.6%) over the past year, making it difficult to compare to the Consumer Finance industry average (-3.4%).
Return on Equity
High ROE: 500206's Return on Equity (0.2%) is considered low.
How is Margo Finance's financial position?
Financial Position Analysis
Short Term Liabilities: 500206's short term assets (₹24.4M) exceed its short term liabilities (₹321.0K).
Long Term Liabilities: 500206's short term assets (₹24.4M) do not cover its long term liabilities (₹64.1M).
Debt to Equity History and Analysis
Debt Level: 500206 is debt free.
Reducing Debt: 500206 has no debt compared to 5 years ago when its debt to equity ratio was 1.3%.
Debt Coverage: 500206 has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: 500206 has no debt, therefore coverage of interest payments is not a concern.
What is Margo Finance current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate 500206's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate 500206's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if 500206's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if 500206's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of 500206's dividend in 3 years as they are not forecast to pay a notable one for the Indian market.
How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Mr. Shri Dass Maheshwari has been Whole-time Director of Finance at Margo Finance Ltd. since April 30, 2018 and its Chief Financial Officer since May 14, 2014. Mr. Maheshwari has more than 20 years of expe ...
CEO Compensation Analysis
Compensation vs Market: Shri's total compensation ($USD9.48K) is below average for companies of similar size in the Indian market ($USD49.39K).
Compensation vs Earnings: Shri's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
|CFO & Whole-time Director of Finance||no data||₹707.38k||no data|
|Non Executive Independent Director||no data||₹15.00k||0.044% |
|Non Executive Chairman||no data||no data||8.87% |
|Non Executive Non Independent Director||4yrs||₹20.00k||no data|
|Independent & Non Executive Director||5.75yrs||₹16.00k||no data|
|Additional Independent Director||2.25yrs||₹14.00k||no data|
|Additional Non-Executive Independent Director||0.92yr||no data||no data|
Experienced Board: 500206's board of directors are not considered experienced ( 2.3 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Margo Finance Limited's company bio, employee growth, exchange listings and data sources
- Name: Margo Finance Limited
- Ticker: 500206
- Exchange: BSE
- Founded: 1991
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: ₹33.224m
- Shares outstanding: 4.57m
- Website: https://www.margofinance.com
Number of Employees
- Margo Finance Limited
- 301, Arcadia
- 3rd Floor
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|500206||BSE (Mumbai Stock Exchange)||Yes||Equity Shares||IN||INR||Jun 2002|
Margo Finance Limited operates as a non-banking financial company in India. It engages in financing activities. The company was formerly known as Indocount Finance Limited and changed its name to Margo Fin ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/12 12:34|
|End of Day Share Price||2020/08/11 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.