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Cholamandalam Financial Holdings BSE:504973 Stock Report

Last Price

₹1.40k

Market Cap

₹262.7b

7D

-0.2%

1Y

37.9%

Updated

01 Jan, 2025

Data

Company Financials +

Cholamandalam Financial Holdings Limited

BSE:504973 Stock Report

Market Cap: ₹262.7b

504973 Stock Overview

An investment company, provides financial services in India. More details

504973 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health3/6
Dividends0/6

Rewards

Price-To-Earnings ratio (12.8x) is below the Indian market (32.4x)

Earnings grew by 34.1% over the past year

Risk Analysis

Debt is not well covered by operating cash flow

High level of non-cash earnings


My Notes

Capture your thoughts, links and company narrative

Cholamandalam Financial Holdings Limited Competitors

Mahindra & Mahindra Financial Services

NSEI:M&MFIN

₹327.2b

Five-Star Business Finance

NSEI:FIVESTAR

₹226.3b

Manappuram Finance

BSE:531213

₹159.3b

Sundaram Finance

NSEI:SUNDARMFIN

₹460.4b

Price History & Performance

Summary of share price highs, lows and changes for Cholamandalam Financial Holdings
Historical stock prices
Current Share Price₹1,396.40
52 Week High₹2,151.45
52 Week Low₹989.10
Beta0.95
1 Month Change-10.85%
3 Month Change-32.02%
1 Year Change37.94%
3 Year Change115.29%
5 Year Change176.32%
Change since IPO141.80%

Recent News & Updates

Recent updates

Shareholder Returns

504973IN Consumer FinanceIN Market
7D-0.2%0.02%-0.07%
1Y37.9%-0.7%16.7%

Return vs Industry: 504973 exceeded the Indian Consumer Finance industry which returned -0.7% over the past year.

Return vs Market: 504973 exceeded the Indian Market which returned 16.7% over the past year.

Price Volatility

Is 504973's price volatile compared to industry and market?
504973 volatility
504973 Average Weekly Movement4.5%
Consumer Finance Industry Average Movement6.3%
Market Average Movement6.2%
10% most volatile stocks in IN Market9.1%
10% least volatile stocks in IN Market4.1%

Stable Share Price: 504973 has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: 504973's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19492N. Ganeshcholafhl.com

Cholamandalam Financial Holdings Limited, an investment company, provides financial services in India. It operates through Financial Services, and Insurance and Allied Services segments. The company provides vehicle finance, loan against property, home, and small and medium-sized enterprise loans, as well as secured, business and personal, and consumer and small enterprise loans; and general insurance services.

Cholamandalam Financial Holdings Limited Fundamentals Summary

How do Cholamandalam Financial Holdings's earnings and revenue compare to its market cap?
504973 fundamental statistics
Market cap₹262.67b
Earnings (TTM)₹20.54b
Revenue (TTM)₹171.41b

12.8x

P/E Ratio

1.5x

P/S Ratio

Is 504973 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
504973 income statement (TTM)
Revenue₹171.41b
Cost of Revenue₹40.93b
Gross Profit₹130.48b
Other Expenses₹109.94b
Earnings₹20.54b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)109.39
Gross Margin76.12%
Net Profit Margin11.98%
Debt/Equity Ratio644.4%

How did 504973 perform over the long term?

See historical performance and comparison

Dividends

0.04%

Current Dividend Yield

0.5028%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/01 16:27
End of Day Share Price 2025/01/01 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Cholamandalam Financial Holdings Limited is covered by 14 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sanketh GodhaAvendus Spark
Vijayaraghavan SwaminathanAvendus Spark
null nullAxis Capital Limited