Cholamandalam Financial Holdings Past Earnings Performance
Past criteria checks 4/6
Cholamandalam Financial Holdings has been growing earnings at an average annual rate of 24.9%, while the Consumer Finance industry saw earnings growing at 25.4% annually. Revenues have been growing at an average rate of 15% per year. Cholamandalam Financial Holdings's return on equity is 18.2%, and it has net margins of 12%.
Key information
24.9%
Earnings growth rate
24.9%
EPS growth rate
| Consumer Finance Industry Growth | 18.3% |
| Revenue growth rate | 15.0% |
| Return on equity | 18.2% |
| Net Margin | 12.0% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Cholamandalam Financial Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 171,412 | 20,541 | 35,786 | 0 |
| 30 Jun 24 | 164,820 | 19,495 | 34,215 | 0 |
| 31 Mar 24 | 153,206 | 17,725 | 31,114 | 0 |
| 31 Dec 23 | 156,824 | 16,674 | 35,985 | 0 |
| 30 Sep 23 | 151,001 | 15,322 | 32,756 | 0 |
| 30 Jun 23 | 138,803 | 13,942 | 29,322 | 0 |
| 31 Mar 23 | 115,601 | 12,902 | 28,043 | 0 |
| 31 Dec 22 | 121,561 | 11,870 | 27,050 | 0 |
| 30 Sep 22 | 113,340 | 11,040 | 25,531 | 0 |
| 30 Jun 22 | 111,667 | 11,242 | 24,717 | 0 |
| 31 Mar 22 | 106,553 | 10,231 | 23,527 | 0 |
| 31 Dec 21 | 104,164 | 8,024 | 16,530 | 0 |
| 30 Sep 21 | 99,607 | 7,662 | 15,771 | 0 |
| 30 Jun 21 | 93,552 | 7,022 | 15,075 | 0 |
| 31 Mar 21 | 88,851 | 8,246 | 17,649 | 0 |
| 31 Dec 20 | 98,916 | 7,806 | 14,741 | 0 |
| 30 Sep 20 | 96,011 | 7,715 | 14,966 | 0 |
| 30 Jun 20 | 98,752 | 6,877 | 14,996 | 0 |
| 31 Mar 20 | 87,997 | 5,509 | 14,281 | 0 |
| 31 Dec 19 | 81,991 | 7,006 | 14,586 | 0 |
| 30 Sep 19 | 79,962 | 6,974 | 13,907 | 0 |
| 30 Jun 19 | 75,960 | 6,978 | 13,571 | 0 |
| 31 Mar 19 | 83,913 | 6,967 | 13,786 | 0 |
| 31 Dec 18 | 91,168 | 6,305 | 16,896 | 0 |
| 30 Sep 18 | 79,970 | 5,872 | 15,617 | 0 |
| 30 Jun 18 | 70,714 | 5,773 | 14,070 | 0 |
| 31 Mar 18 | 61,546 | 5,499 | 12,603 | 0 |
| 31 Dec 17 | 32,159 | 5,642 | 5,252 | 0 |
| 30 Sep 17 | 30,350 | 5,113 | 5,262 | 0 |
| 30 Jun 17 | 102,379 | 6,738 | 10,359 | 0 |
| 31 Mar 17 | 26,887 | 4,546 | 5,282 | 0 |
| 31 Dec 16 | 35,417 | 10,424 | 5,904 | 0 |
| 30 Sep 16 | 43,129 | 10,496 | 6,979 | 0 |
| 30 Jun 16 | 54,973 | 10,496 | 8,548 | 0 |
| 31 Mar 16 | 69,273 | 10,389 | 10,184 | 0 |
| 31 Dec 15 | 74,649 | 4,609 | 10,104 | 0 |
| 30 Sep 15 | 79,236 | 4,365 | 10,675 | 0 |
| 30 Jun 15 | 80,264 | 4,298 | 10,671 | 0 |
| 31 Mar 15 | 75,230 | 4,244 | 10,574 | 0 |
| 31 Dec 14 | 73,892 | 3,460 | 9,475 | 0 |
| 30 Sep 14 | 71,813 | 3,354 | 9,336 | 0 |
| 30 Jun 14 | 69,729 | 3,201 | 9,142 | 0 |
| 31 Mar 14 | 71,250 | 3,113 | 8,973 | 0 |
| 31 Dec 13 | 69,087 | 3,020 | 9,116 | 0 |
Quality Earnings: 504973 has a high level of non-cash earnings.
Growing Profit Margin: 504973's current net profit margins (12%) are higher than last year (10.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 504973's earnings have grown significantly by 24.9% per year over the past 5 years.
Accelerating Growth: 504973's earnings growth over the past year (34.1%) exceeds its 5-year average (24.9% per year).
Earnings vs Industry: 504973 earnings growth over the past year (34.1%) exceeded the Consumer Finance industry 26.1%.
Return on Equity
High ROE: 504973's Return on Equity (18.2%) is considered low.