Stock Analysis

State Bank of India Full Year 2025 Earnings: Beats Expectations

NSEI:SBIN
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State Bank of India (NSE:SBIN) Full Year 2025 Results

Key Financial Results

  • Revenue: ₹3.43t (up 4.8% from FY 2024).
  • Net income: ₹775.6b (up 16% from FY 2024).
  • Profit margin: 23% (up from 21% in FY 2024). The increase in margin was driven by higher revenue.
  • EPS: ₹86.91 (up from ₹75.17 in FY 2024).
earnings-and-revenue-growth
NSEI:SBIN Earnings and Revenue Growth May 5th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

State Bank of India Revenues and Earnings Beat Expectations

Revenue exceeded analyst estimates by 58%. Earnings per share (EPS) also surpassed analyst estimates by 2.2%.

Looking ahead, revenue is expected to fall by 9.8% p.a. on average during the next 3 years compared to a 1.4% decline forecast for the Banks industry in India.

Performance of the Indian Banks industry.

The company's share price is broadly unchanged from a week ago.

Risk Analysis

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About NSEI:SBIN

State Bank of India

Provides banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally.

Excellent balance sheet established dividend payer.