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Punjab & Sind Bank NSEI:PSB Stock Report

Last Price

₹48.22

Market Cap

₹330.3b

7D

-7.6%

1Y

11.9%

Updated

23 Dec, 2024

Data

Company Financials

Punjab & Sind Bank

NSEI:PSB Stock Report

Market Cap: ₹330.3b

PSB Stock Overview

Provides various banking and financial products and services in India. More details

PSB fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends2/6

Risk Analysis

Unstable dividend track record

Profit margins (18.3%) are lower than last year (29.3%)


My Notes

Capture your thoughts, links and company narrative

Punjab & Sind Bank Competitors

Bank of India

NSEI:BANKINDIA

₹469.2b

Bank of Maharashtra

NSEI:MAHABANK

₹421.0b

Federal Bank

NSEI:FEDERALBNK

₹477.1b

Central Bank of India

NSEI:CENTRALBK

₹478.1b

Price History & Performance

Summary of share price highs, lows and changes for Punjab & Sind Bank
Historical stock prices
Current Share Price₹48.22
52 Week High₹77.50
52 Week Low₹42.25
Beta0.91
1 Month Change2.62%
3 Month Change-13.71%
1 Year Change11.88%
3 Year Change204.23%
5 Year Change123.76%
Change since IPO-62.43%

Recent News & Updates

Recent updates

Punjab & Sind Bank (NSE:PSB) Is Reducing Its Dividend To ₹0.20

Jun 28
Punjab & Sind Bank (NSE:PSB) Is Reducing Its Dividend To ₹0.20

Do Institutions Own Punjab & Sind Bank (NSE:PSB) Shares?

Feb 21
Do Institutions Own Punjab & Sind Bank (NSE:PSB) Shares?

What Kind Of Investors Own Most Of Punjab & Sind Bank (NSE:PSB)?

Nov 09
What Kind Of Investors Own Most Of Punjab & Sind Bank (NSE:PSB)?

Punjab & Sind Bank's (NSE:PSB) Stock Price Has Reduced 74% In The Past Three Years

Sep 15
Punjab & Sind Bank's (NSE:PSB) Stock Price Has Reduced 74% In The Past Three Years

Are Institutions Heavily Invested In Punjab & Sind Bank's (NSE:PSB) Shares?

Jul 24
Are Institutions Heavily Invested In Punjab & Sind Bank's (NSE:PSB) Shares?

Shareholder Returns

PSBIN BanksIN Market
7D-7.6%-5.4%-4.3%
1Y11.9%8.7%19.1%

Return vs Industry: PSB exceeded the Indian Banks industry which returned 8.7% over the past year.

Return vs Market: PSB underperformed the Indian Market which returned 19.1% over the past year.

Price Volatility

Is PSB's price volatile compared to industry and market?
PSB volatility
PSB Average Weekly Movement5.1%
Banks Industry Average Movement4.5%
Market Average Movement6.2%
10% most volatile stocks in IN Market9.0%
10% least volatile stocks in IN Market4.1%

Stable Share Price: PSB has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: PSB's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1908n/aSwarup Sahapunjabandsindbank.co.in

Punjab & Sind Bank provides various banking and financial products and services in India. The company operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Digital Banking and Other Retail Banking, and Other Banking Operations. It offers deposit products, including saving accounts, current accounts, salary PLUS accounts, saving bank deposit accounts, smart business flexi current scheme accounts, recurring deposit accounts, fixed deposits, tax saver, flexi savings deposit and special fixed deposit.

Punjab & Sind Bank Fundamentals Summary

How do Punjab & Sind Bank's earnings and revenue compare to its market cap?
PSB fundamental statistics
Market cap₹330.35b
Earnings (TTM)₹6.75b
Revenue (TTM)₹36.77b

48.4x

P/E Ratio

2.8x

P/B Ratio

Is PSB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PSB income statement (TTM)
Revenue₹36.77b
Cost of Revenue₹0
Gross Profit₹36.77b
Other Expenses₹30.03b
Earnings₹6.75b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.00
Gross Margin100.00%
Net Profit Margin18.35%
Debt/Equity Ratio84.5%

How did PSB perform over the long term?

See historical performance and comparison

Dividends

0.4%

Current Dividend Yield

23%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 12:31
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Punjab & Sind Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution