Punjab & Sind Bank Balance Sheet Health
Financial Health criteria checks 4/6
Punjab & Sind Bank has total assets of ₹1,452.6B and total equity of ₹152.4B. Total deposits are ₹1,183.6B, and total loans are ₹803.2B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 5.9% of total loans. Cash and short-term investments are ₹66.9B.
Key information
9.5x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | ₹1.18t |
Loan to deposit ratio | Appropriate |
Bad loans | 5.9% |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | ₹66.86b |
Recent financial health updates
No updates
Recent updates
Do Institutions Own Punjab & Sind Bank (NSE:PSB) Shares?
Feb 21What Kind Of Investors Own Most Of Punjab & Sind Bank (NSE:PSB)?
Nov 09Punjab & Sind Bank's (NSE:PSB) Stock Price Has Reduced 74% In The Past Three Years
Sep 15Are Institutions Heavily Invested In Punjab & Sind Bank's (NSE:PSB) Shares?
Jul 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PSB's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: Insufficient data to determine if PSB has a sufficient allowance for bad loans.
Low Risk Liabilities: 91% of PSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: PSB has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: PSB's Loans to Deposits ratio (68%) is appropriate.
Level of Bad Loans: PSB has a high level of bad loans (5.9%).