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PNB Housing Finance NSEI:PNBHOUSING Stock Report

Last Price

₹1.02k

Market Cap

₹266.3b

7D

1.4%

1Y

35.5%

Updated

08 May, 2025

Data

Company Financials +

PNB Housing Finance Limited

NSEI:PNBHOUSING Stock Report

Market Cap: ₹266.3b

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₹1.20k
FV
14.4% undervalued intrinsic discount
18.68%
Revenue growth p.a.
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8 days ago author updated this narrative

PNB Housing Finance Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for PNB Housing Finance
Historical stock prices
Current Share Price₹1,024.40
52 Week High₹1,202.20
52 Week Low₹616.60
Beta0.076
1 Month Change6.25%
3 Month Change15.25%
1 Year Change35.51%
3 Year Change227.49%
5 Year Change463.01%
Change since IPO14.95%

Recent News & Updates

PNB Housing Finance Limited (NSE:PNBHOUSING) Surges 25% Yet Its Low P/E Is No Reason For Excitement

Apr 17
PNB Housing Finance Limited (NSE:PNBHOUSING) Surges 25% Yet Its Low P/E Is No Reason For Excitement

Here's Why PNB Housing Finance (NSE:PNBHOUSING) Has Caught The Eye Of Investors

Apr 14
Here's Why PNB Housing Finance (NSE:PNBHOUSING) Has Caught The Eye Of Investors

Recent updates

PNB Housing Finance Limited (NSE:PNBHOUSING) Surges 25% Yet Its Low P/E Is No Reason For Excitement

Apr 17
PNB Housing Finance Limited (NSE:PNBHOUSING) Surges 25% Yet Its Low P/E Is No Reason For Excitement

Here's Why PNB Housing Finance (NSE:PNBHOUSING) Has Caught The Eye Of Investors

Apr 14
Here's Why PNB Housing Finance (NSE:PNBHOUSING) Has Caught The Eye Of Investors

PNB Housing Finance Limited (NSE:PNBHOUSING) Looks Inexpensive But Perhaps Not Attractive Enough

Feb 18
PNB Housing Finance Limited (NSE:PNBHOUSING) Looks Inexpensive But Perhaps Not Attractive Enough
author-image

Targeting Affordable Housing And Emerging Markets Will Strengthen Future Prospects

Jan 25 Strategic focus on affordable and emerging markets aims to enhance revenue and net margins through higher-yield segments.

Here's Why PNB Housing Finance (NSE:PNBHOUSING) Has Caught The Eye Of Investors

Nov 22
Here's Why PNB Housing Finance (NSE:PNBHOUSING) Has Caught The Eye Of Investors

PNB Housing Finance Limited's (NSE:PNBHOUSING) Share Price Boosted 36% But Its Business Prospects Need A Lift Too

Sep 05
PNB Housing Finance Limited's (NSE:PNBHOUSING) Share Price Boosted 36% But Its Business Prospects Need A Lift Too

Improved Earnings Required Before PNB Housing Finance Limited (NSE:PNBHOUSING) Shares Find Their Feet

Jul 05
Improved Earnings Required Before PNB Housing Finance Limited (NSE:PNBHOUSING) Shares Find Their Feet

Investors Don't See Light At End Of PNB Housing Finance Limited's (NSE:PNBHOUSING) Tunnel

Mar 19
Investors Don't See Light At End Of PNB Housing Finance Limited's (NSE:PNBHOUSING) Tunnel

Insufficient Growth At PNB Housing Finance Limited (NSE:PNBHOUSING) Hampers Share Price

Dec 18
Insufficient Growth At PNB Housing Finance Limited (NSE:PNBHOUSING) Hampers Share Price

This Just In: Analysts Are Boosting Their PNB Housing Finance Limited (NSE:PNBHOUSING) Outlook for This Year

Nov 01
This Just In: Analysts Are Boosting Their PNB Housing Finance Limited (NSE:PNBHOUSING) Outlook for This Year

PNB Housing Finance Limited Just Missed Revenue By 13%: Here's What Analysts Think Will Happen Next

Jan 22
PNB Housing Finance Limited Just Missed Revenue By 13%: Here's What Analysts Think Will Happen Next

Shareholder Returns

PNBHOUSINGIN Diversified FinancialIN Market
7D1.4%-0.1%-0.08%
1Y35.5%0.5%2.3%

Return vs Industry: PNBHOUSING exceeded the Indian Diversified Financial industry which returned 0.5% over the past year.

Return vs Market: PNBHOUSING exceeded the Indian Market which returned 2.3% over the past year.

Price Volatility

Is PNBHOUSING's price volatile compared to industry and market?
PNBHOUSING volatility
PNBHOUSING Average Weekly Movement5.5%
Diversified Financial Industry Average Movement6.9%
Market Average Movement7.3%
10% most volatile stocks in IN Market10.0%
10% least volatile stocks in IN Market4.9%

Stable Share Price: PNBHOUSING has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: PNBHOUSING's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19882,003Girish Kousgiwww.pnbhousing.com

PNB Housing Finance Limited operates as a housing finance company in India. It provides loans to individuals and corporate bodies for purchase, construction, repair, and up-gradation of houses/flats/commercial properties; residential plot loans and loans for NRIs; loan against property, lease rental discounting, and loans for real estate developers; home loans and fixed deposit products. PNB Housing Finance Limited was incorporated in 1988 and is based in New Delhi, India.

PNB Housing Finance Limited Fundamentals Summary

How do PNB Housing Finance's earnings and revenue compare to its market cap?
PNBHOUSING fundamental statistics
Market cap₹266.27b
Earnings (TTM)₹19.36b
Revenue (TTM)₹32.99b

13.8x

P/E Ratio

8.1x

P/S Ratio

Is PNBHOUSING overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PNBHOUSING income statement (TTM)
Revenue₹32.99b
Cost of Revenue₹138.20m
Gross Profit₹32.85b
Other Expenses₹13.49b
Earnings₹19.36b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)74.49
Gross Margin99.58%
Net Profit Margin58.69%
Debt/Equity Ratio265.2%

How did PNBHOUSING perform over the long term?

See historical performance and comparison

Dividends

0.5%

Current Dividend Yield

7%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/08 19:11
End of Day Share Price 2025/05/08 00:00
Earnings2025/03/31
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PNB Housing Finance Limited is covered by 25 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Amit JainAxis Capital Limited
null nullAxis Capital Limited
Praveen AgarwalAxis Capital Limited