PNB Housing Finance Limited

NSEI:PNBHOUSING Stock Report

Market Cap: ₹225.8b

PNB Housing Finance Balance Sheet Health

Financial Health criteria checks 3/6

PNB Housing Finance has a total shareholder equity of ₹158.7B and total debt of ₹394.0B, which brings its debt-to-equity ratio to 248.3%. Its total assets and total liabilities are ₹751.8B and ₹593.1B respectively.

Key information

248.3%

Debt to equity ratio

₹393.98b

Debt

Interest coverage ration/a
Cash₹21.75b
Equity₹158.68b
Total liabilities₹593.10b
Total assets₹751.78b

Recent financial health updates

No updates

Recent updates

Here's Why PNB Housing Finance (NSE:PNBHOUSING) Has Caught The Eye Of Investors

Nov 22
Here's Why PNB Housing Finance (NSE:PNBHOUSING) Has Caught The Eye Of Investors

PNB Housing Finance Limited's (NSE:PNBHOUSING) Share Price Boosted 36% But Its Business Prospects Need A Lift Too

Sep 05
PNB Housing Finance Limited's (NSE:PNBHOUSING) Share Price Boosted 36% But Its Business Prospects Need A Lift Too

Improved Earnings Required Before PNB Housing Finance Limited (NSE:PNBHOUSING) Shares Find Their Feet

Jul 05
Improved Earnings Required Before PNB Housing Finance Limited (NSE:PNBHOUSING) Shares Find Their Feet

Investors Don't See Light At End Of PNB Housing Finance Limited's (NSE:PNBHOUSING) Tunnel

Mar 19
Investors Don't See Light At End Of PNB Housing Finance Limited's (NSE:PNBHOUSING) Tunnel

Insufficient Growth At PNB Housing Finance Limited (NSE:PNBHOUSING) Hampers Share Price

Dec 18
Insufficient Growth At PNB Housing Finance Limited (NSE:PNBHOUSING) Hampers Share Price

This Just In: Analysts Are Boosting Their PNB Housing Finance Limited (NSE:PNBHOUSING) Outlook for This Year

Nov 01
This Just In: Analysts Are Boosting Their PNB Housing Finance Limited (NSE:PNBHOUSING) Outlook for This Year

PNB Housing Finance Limited Just Missed Revenue By 13%: Here's What Analysts Think Will Happen Next

Jan 22
PNB Housing Finance Limited Just Missed Revenue By 13%: Here's What Analysts Think Will Happen Next

Financial Position Analysis

Short Term Liabilities: PNBHOUSING's short term assets (₹706.4B) exceed its short term liabilities (₹177.4B).

Long Term Liabilities: PNBHOUSING's short term assets (₹706.4B) exceed its long term liabilities (₹415.7B).


Debt to Equity History and Analysis

Debt Level: PNBHOUSING's net debt to equity ratio (234.6%) is considered high.

Reducing Debt: PNBHOUSING's debt to equity ratio has reduced from 689.3% to 248.3% over the past 5 years.

Debt Coverage: PNBHOUSING's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if PNBHOUSING's interest payments on its debt are well covered by EBIT.


Balance Sheet


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 21:10
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

PNB Housing Finance Limited is covered by 25 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Amit JainAxis Capital Limited
null nullAxis Capital Limited
Praveen AgarwalAxis Capital Limited