Jammu and Kashmir Bank Balance Sheet Health
Financial Health criteria checks 4/6
Jammu and Kashmir Bank has total assets of ₹1,485.0B and total equity of ₹117.8B. Total deposits are ₹1,285.3B, and total loans are ₹897.5B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 5% of total loans. Cash and short-term investments are ₹69.9B.
Key information
12.6x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | ₹1.29t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.0% |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | ₹69.86b |
Recent financial health updates
No updates
Recent updates
Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?
Mar 06
Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?
Oct 07With EPS Growth And More, Jammu and Kashmir Bank (NSE:J&KBANK) Makes An Interesting Case
May 11How Much Did Jammu and Kashmir Bank's(NSE:J&KBANK) Shareholders Earn From Share Price Movements Over The Last Five Years?
Jan 30How Many The Jammu and Kashmir Bank Limited (NSE:J&KBANK) Shares Do Institutions Own?
Dec 07
Jammu and Kashmir Bank's (NSE:J&KBANK) Stock Price Has Reduced 84% In The Past Five Years
Oct 15Is The Jammu and Kashmir Bank Limited (NSE:J&KBANK) Popular Amongst Institutions?
Aug 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: J&KBANK's Assets to Equity ratio (12.6x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if J&KBANK has a sufficient allowance for bad loans.
Low Risk Liabilities: 94% of J&KBANK's liabilities are made up of primarily low risk sources of funding.
Loan Level: J&KBANK has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: J&KBANK's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: J&KBANK has a high level of bad loans (5%).