The Jammu and Kashmir Bank Limited

NSEI:J&KBANK Stock Report

Market Cap: ₹109.7b

Jammu and Kashmir Bank Balance Sheet Health

Financial Health criteria checks 4/6

Jammu and Kashmir Bank has total assets of ₹1,594.6B and total equity of ₹133.1B. Total deposits are ₹1,379.1B, and total loans are ₹961.2B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 4.1% of total loans. Cash and short-term investments are ₹75.5B.

Key information

12x

Asset to equity ratio

3.9%

Net interest margin

Total deposits

₹1.38t

Loan to deposit ratio

Appropriate

Bad loans

4.1%

Allowance for bad loans

n/a

Current ratio

Low

Cash & equivalents

₹75.51b

Recent financial health updates

No updates

Recent updates

If EPS Growth Is Important To You, Jammu and Kashmir Bank (NSE:J&KBANK) Presents An Opportunity

Sep 25
If EPS Growth Is Important To You, Jammu and Kashmir Bank (NSE:J&KBANK) Presents An Opportunity

Why We Think The CEO Of The Jammu and Kashmir Bank Limited (NSE:J&KBANK) May Soon See A Pay Rise

Aug 11
Why We Think The CEO Of The Jammu and Kashmir Bank Limited (NSE:J&KBANK) May Soon See A Pay Rise

We Ran A Stock Scan For Earnings Growth And Jammu and Kashmir Bank (NSE:J&KBANK) Passed With Ease

Jun 10
We Ran A Stock Scan For Earnings Growth And Jammu and Kashmir Bank (NSE:J&KBANK) Passed With Ease

Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?

Mar 06
Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?

Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?

Oct 07
Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?

With EPS Growth And More, Jammu and Kashmir Bank (NSE:J&KBANK) Makes An Interesting Case

May 11
With EPS Growth And More, Jammu and Kashmir Bank (NSE:J&KBANK) Makes An Interesting Case

How Much Did Jammu and Kashmir Bank's(NSE:J&KBANK) Shareholders Earn From Share Price Movements Over The Last Five Years?

Jan 30
How Much Did Jammu and Kashmir Bank's(NSE:J&KBANK) Shareholders Earn From Share Price Movements Over The Last Five Years?

How Many The Jammu and Kashmir Bank Limited (NSE:J&KBANK) Shares Do Institutions Own?

Dec 07
How Many The Jammu and Kashmir Bank Limited (NSE:J&KBANK) Shares Do Institutions Own?

Jammu and Kashmir Bank's (NSE:J&KBANK) Stock Price Has Reduced 84% In The Past Five Years

Oct 15
Jammu and Kashmir Bank's (NSE:J&KBANK) Stock Price Has Reduced 84% In The Past Five Years

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: J&KBANK's Assets to Equity ratio (12x) is moderate.

Allowance for Bad Loans: Insufficient data to determine if J&KBANK has a sufficient allowance for bad loans.

Low Risk Liabilities: 94% of J&KBANK's liabilities are made up of primarily low risk sources of funding.

Loan Level: J&KBANK has an appropriate level of Loans to Assets ratio (60%).

Low Risk Deposits: J&KBANK's Loans to Deposits ratio (70%) is appropriate.

Level of Bad Loans: J&KBANK has a high level of bad loans (4.1%).


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