The Jammu and Kashmir Bank Limited

NSEI:J&KBANK Stock Report

Market Cap: ₹106.0b

Jammu and Kashmir Bank Past Earnings Performance

Past criteria checks 4/6

Jammu and Kashmir Bank has been growing earnings at an average annual rate of 65.3%, while the Banks industry saw earnings growing at 38.3% annually. Revenues have been growing at an average rate of 14.5% per year. Jammu and Kashmir Bank's return on equity is 15.2%, and it has net margins of 34.7%.

Key information

65.3%

Earnings growth rate

61.2%

EPS growth rate

Banks Industry Growth38.0%
Revenue growth rate14.5%
Return on equity15.2%
Net Margin34.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

If EPS Growth Is Important To You, Jammu and Kashmir Bank (NSE:J&KBANK) Presents An Opportunity

Sep 25
If EPS Growth Is Important To You, Jammu and Kashmir Bank (NSE:J&KBANK) Presents An Opportunity

Why We Think The CEO Of The Jammu and Kashmir Bank Limited (NSE:J&KBANK) May Soon See A Pay Rise

Aug 11
Why We Think The CEO Of The Jammu and Kashmir Bank Limited (NSE:J&KBANK) May Soon See A Pay Rise

We Ran A Stock Scan For Earnings Growth And Jammu and Kashmir Bank (NSE:J&KBANK) Passed With Ease

Jun 10
We Ran A Stock Scan For Earnings Growth And Jammu and Kashmir Bank (NSE:J&KBANK) Passed With Ease

Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?

Mar 06
Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?

Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?

Oct 07
Does Jammu and Kashmir Bank (NSE:J&KBANK) Deserve A Spot On Your Watchlist?

With EPS Growth And More, Jammu and Kashmir Bank (NSE:J&KBANK) Makes An Interesting Case

May 11
With EPS Growth And More, Jammu and Kashmir Bank (NSE:J&KBANK) Makes An Interesting Case

How Much Did Jammu and Kashmir Bank's(NSE:J&KBANK) Shareholders Earn From Share Price Movements Over The Last Five Years?

Jan 30
How Much Did Jammu and Kashmir Bank's(NSE:J&KBANK) Shareholders Earn From Share Price Movements Over The Last Five Years?

How Many The Jammu and Kashmir Bank Limited (NSE:J&KBANK) Shares Do Institutions Own?

Dec 07
How Many The Jammu and Kashmir Bank Limited (NSE:J&KBANK) Shares Do Institutions Own?

Jammu and Kashmir Bank's (NSE:J&KBANK) Stock Price Has Reduced 84% In The Past Five Years

Oct 15
Jammu and Kashmir Bank's (NSE:J&KBANK) Stock Price Has Reduced 84% In The Past Five Years

Revenue & Expenses Breakdown

How Jammu and Kashmir Bank makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NSEI:J&KBANK Revenue, expenses and earnings (INR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2458,47820,27530,7470
30 Jun 2456,793000
31 Mar 2455,32517,71231,7980
31 Dec 2354,56416,10433,0680
30 Sep 2354,54814,94833,9020
30 Jun 2351,942000
31 Mar 2348,49511,80532,0030
31 Dec 2248,3228,26732,9420
30 Sep 2245,0176,88531,8690
30 Jun 2242,2015,56331,7030
31 Mar 2241,0314,94931,3170
31 Dec 2140,7416,98227,8600
30 Sep 2137,5125,95726,7860
30 Jun 2136,3895,26121,4230
31 Mar 2133,1904,28424,7860
30 Sep 2027,004-2,48523,6020
30 Jun 2015,564-12,02523,2360
31 Mar 2015,905-11,83422,7980
30 Jun 1932,7874,32721,1770
31 Mar 1931,4374,63820,2860
31 Mar 1821,1112,02716,3230
31 Mar 172,098-16,33014,2760
31 Mar 1622,4394,13812,8300
31 Mar 1522,3605,08511,6910
31 Mar 1423,61711,8119,8600

Quality Earnings: J&KBANK has high quality earnings.

Growing Profit Margin: J&KBANK's current net profit margins (34.7%) are higher than last year (27.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: J&KBANK has become profitable over the past 5 years, growing earnings by 65.3% per year.

Accelerating Growth: J&KBANK's earnings growth over the past year (35.6%) is below its 5-year average (65.3% per year).

Earnings vs Industry: J&KBANK earnings growth over the past year (35.6%) exceeded the Banks industry 15%.


Return on Equity

High ROE: J&KBANK's Return on Equity (15.2%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 02:11
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Jammu and Kashmir Bank Limited is covered by 18 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yuvraj ChoudharyAnand Rathi Shares and Stock Brokers Limited
Vaibhav AgrawalAngel Broking Private Limited
Abhinesh VijayarajAvendus Spark