India
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Banks
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NSEI:BANKINDIA

Bank of India Full Year 2025 Earnings: EPS: ₹20.97 (vs ₹15.48 in FY 2024)

Simply Wall St

May 13, 2025

Bank of India (NSE:BANKINDIA) Full Year 2025 Results

Key Financial Results

Revenue: ₹297.7b (up 17% from FY 2024).
Net income: ₹95.5b (up 46% from FY 2024).
Profit margin: 32% (up from 26% in FY 2024). The increase in margin was driven by higher revenue.
EPS: ₹20.97 (up from ₹15.48 in FY 2024).

We've discovered 2 warning signs about Bank of India. View them for free.

revenue-and-expenses-breakdown — NSEI:BANKINDIA Revenue and Expenses Breakdown May 13th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Bank of India Earnings Insights

The primary driver behind last 12 months revenue was the Retail Banking Operations - Other Retail Banking segment contributing a total revenue of ₹310.5b (104% of total revenue). The largest operating expense was General & Administrative costs, amounting to ₹103.9b (51% of total expenses). Explore how BANKINDIA's revenue and expenses shape its earnings.

Looking ahead, revenue is forecast to grow 9.8% p.a. on average during the next 3 years, compared to a 1.7% decline forecast for the Banks industry in India.

Performance of the Indian Banks industry.

The company's shares are down 5.4% from a week ago.

Risk Analysis

Before we wrap up, we've discovered 2 warning signs for Bank of India (1 is potentially serious!) that you should be aware of.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.