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NSEI:BANKBARODA

Bank of Baroda Full Year 2025 Earnings: EPS: ₹40.06 (vs ₹36.29 in FY 2024)

Simply Wall St

May 08, 2025

Bank of Baroda (NSE:BANKBARODA) Full Year 2025 Results

Key Financial Results

Revenue: ₹643.4b (up 7.0% from FY 2024).
Net income: ₹207.2b (up 10% from FY 2024).
Profit margin: 32% (up from 31% in FY 2024). The increase in margin was driven by higher revenue.
EPS: ₹40.06 (up from ₹36.29 in FY 2024).

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BANKBARODA Banking Performance Indicators

Net interest margin (NIM): 3.02% (down from 3.18% in FY 2024).
Cost-to-income ratio: 47.9% (up from 47.7% in FY 2024).
Non-performing loans: 2.26% (down from 2.92% in FY 2024).

earnings-and-revenue-growth — NSEI:BANKBARODA Earnings and Revenue Growth May 8th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

Bank of Baroda Earnings Insights

Looking ahead, revenue is forecast to grow 6.6% p.a. on average during the next 3 years, compared to a 1.9% decline forecast for the Banks industry in India.

Performance of the Indian Banks industry.

The company's shares are down 10% from a week ago.

Valuation

Our analysis of Bank of Baroda based on 6 different valuation metrics shows it might be undervalued. Click here to find out what a fair price for the stock might be and where analysts see the share price heading over the next year.

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Access Free Analysis

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.