544020 Stock Overview
Provides banking products and services to retail, rural, and corporate customers in India. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
ESAF Small Finance Bank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₹38.76 |
| 52 Week High | ₹82.26 |
| 52 Week Low | ₹37.94 |
| Beta | 0 |
| 1 Month Change | -1.15% |
| 3 Month Change | -22.06% |
| 1 Year Change | -43.89% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -43.87% |
Recent News & Updates
Recent updates
Shareholder Returns
| 544020 | IN Banks | IN Market | |
|---|---|---|---|
| 7D | -3.1% | -5.4% | -4.2% |
| 1Y | -43.9% | 8.7% | 19.1% |
Return vs Industry: 544020 underperformed the Indian Banks industry which returned 8.7% over the past year.
Return vs Market: 544020 underperformed the Indian Market which returned 19.1% over the past year.
Price Volatility
| 544020 volatility | |
|---|---|
| 544020 Average Weekly Movement | 4.2% |
| Banks Industry Average Movement | 4.5% |
| Market Average Movement | 6.2% |
| 10% most volatile stocks in IN Market | 9.0% |
| 10% least volatile stocks in IN Market | 4.1% |
Stable Share Price: 544020 has not had significant price volatility in the past 3 months compared to the Indian market.
Volatility Over Time: 544020's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1992 | 5,479 | Kadambelil Thomas | www.esafbank.com |
ESAF Small Finance Bank provides banking products and services to retail, rural, and corporate customers in India. It operates through Treasury, Wholesale Banking, Retail Banking, and Other Banking segments. The company offers savings, current, and NRI accounts; foreign currency non-resident deposit accounts; fixed, recurring, social, and term deposits; personal net, mobile, SMS, missed call, and USSD banking services; and debit and credit cards.
ESAF Small Finance Bank Fundamentals Summary
| 544020 fundamental statistics | |
|---|---|
| Market cap | ₹19.89b |
| Earnings (TTM) | ₹281.88m |
| Revenue (TTM) | ₹19.25b |
70.6x
P/E Ratio0.9x
P/B RatioIs 544020 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 544020 income statement (TTM) | |
|---|---|
| Revenue | ₹19.25b |
| Cost of Revenue | ₹0 |
| Gross Profit | ₹19.25b |
| Other Expenses | ₹18.97b |
| Earnings | ₹281.88m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 10, 2025
| Earnings per share (EPS) | 0.55 |
| Gross Margin | 100.00% |
| Net Profit Margin | 1.46% |
| Debt/Equity Ratio | 91.5% |
How did 544020 perform over the long term?
See historical performance and comparisonDividends
1.8%
Current Dividend Yield10%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:48 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
ESAF Small Finance Bank is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|