AIB Group Balance Sheet Health
Financial Health criteria checks 4/6
AIB Group has total assets of €137.0B and total equity of €14.3B. Total deposits are €107.0B, and total loans are €67.6B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 3.2% of total loans. Cash and short-term investments are €42.3B.
Key information
9.6x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | €106.98b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €42.26b |
Recent financial health updates
No updates
Recent updates
Should You Be Adding AIB Group (ISE:A5G) To Your Watchlist Today?
Oct 16
Analysts Are Updating Their AIB Group plc (ISE:A5G) Estimates After Its Interim Results
Aug 07AIB Group (ISE:A5G) Is Paying Out A Larger Dividend Than Last Year
Mar 13Do AIB Group's (ISE:A5G) Earnings Warrant Your Attention?
Jan 02We Ran A Stock Scan For Earnings Growth And AIB Group (ISE:A5G) Passed With Ease
Sep 09Reflecting on AIB Group's (ISE:A5G) Share Price Returns Over The Last Three Years
Mar 13What Kind Of Shareholders Own AIB Group plc (ISE:A5G)?
Jan 18Would Shareholders Who Purchased AIB Group's (ISE:AIBG) Stock Year Be Happy With The Share price Today?
Nov 24
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: A5G's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: A5G has a low allowance for bad loans (71%).
Low Risk Liabilities: 87% of A5G's liabilities are made up of primarily low risk sources of funding.
Loan Level: A5G has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: A5G's Loans to Deposits ratio (63%) is appropriate.
Level of Bad Loans: A5G has a high level of bad loans (3.2%).