AIB Group plc

ISE:A5G Stock Report

Market Cap: €22.5b

AIB Group Management

Management criteria checks 3/4

AIB Group's CEO is J. Hunt, appointed in Mar 2019, has a tenure of 7.33 years. total yearly compensation is €793.00K, comprised of 78.6% salary and 21.4% bonuses, including company stock and options. directly owns 0.005% of the company’s shares, worth €1.19M. The average tenure of the management team and the board of directors is 2.8 years and 5.2 years respectively.

Key information

J. Hunt

Chief executive officer

€793.0k

Total compensation

CEO salary percentage78.56%
CEO tenure7.3yrs
CEO ownership0.005%
Management average tenure2.8yrs
Board average tenure5.2yrs

Recent management updates

Recent updates

Narrative Update • Jul 20

A5G: Future Returns Will Balance CFO Transition And Diverging Street Expectations

The analyst price target for AIB Group has been revised higher to reflect modestly adjusted fair value assumptions and updated Street research, including recent target increases to €11.60, €11.50 and €11.00, alongside one more cautious view at €8.75. Analyst Commentary Recent Street research on AIB Group shows a wide range of views on where the stock should trade, with several price targets clustered around €11 and one more cautious target at €8.75.
Narrative Update • Jul 06

A5G: Rising Revenue Outlook And Higher Fair Value Will Support Upside

The AIB Group analyst price target has been updated to €11.50 from €18.15, reflecting recent upward revisions from several firms. Analysts cite refreshed assumptions on fair value, discount rate, revenue growth, profit margin and future P/E as key drivers of the change.
Narrative Update • Jun 22

A5G: Future Returns Will Reflect CFO Transition And Measured Earnings Confidence

AIB Group's analyst price target has been nudged higher by around €0.06, with analysts pointing to updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. This is consistent with recent price target increases from several research houses.
Narrative Update • Jun 07

A5G: Future Returns Will Balance CFO Transition And Refined Earnings Expectations

Analysts have raised their average price target on AIB Group by a few tens of cents, following recent upward revisions from several banks that reflect updated views on the stock's earnings outlook and valuation assumptions. Analyst Commentary Bullish Takeaways Bullish analysts lifting price targets by between €0.25 and €1 suggest they see more headroom in the stock based on their updated earnings models and valuation checks.
Narrative Update • May 22

A5G: Future Returns Will Balance Upgraded Ratings And Execution Dependence

Analysts have nudged the AIB Group price target higher to reflect an updated fair value of about €10.41, supported by refreshed assumptions on revenue growth, profit margins and future P/E, along with a series of recent price target increases and an upgrade to Overweight from major banks. Analyst Commentary Bullish Takeaways Bullish analysts have raised their price targets multiple times, which signals increased confidence in the updated fair value assumptions around earnings power and P/E potential.
Narrative Update • Apr 27

A5G: Future Returns Will Balance Macro Tailwinds And Execution Dependence

Analysts have nudged the AIB Group fair value estimate higher from about €9.90 to roughly €10.28, reflecting recent upward price target revisions and slightly adjusted assumptions for growth, profitability and future P/E levels. Analyst Commentary Bullish and cautious views around AIB Group are both reflected in recent price target changes and rating shifts, giving you a clearer sense of how the Street is thinking about execution, growth and valuation.
Narrative Update • Apr 09

A5G: Future Returns Will Reflect Macro Tailwinds And Capital Return Discipline

Analyst price targets for AIB Group have shifted higher into a €9.60 to €10.70 range, reflecting updated views on Ireland's macro backdrop. Analyst Commentary Recent research points to a tighter consensus around higher valuation levels for AIB Group, with targets clustering in the €9.60 to €10.70 range.
New Narrative • Mar 27

Green And Transition Lending Will Transform Long Term Earnings Power

Catalysts About AIB Group AIB Group is a leading Irish bank offering retail, corporate, wealth and green finance solutions across Ireland and selected international markets. What are the underlying business or industry changes driving this perspective?
Narrative Update • Mar 25

A5G: Future Returns Will Rely On Macro Support And Disciplined Capital Returns

The analyst price target for AIB Group has moved higher to about €9.90 from roughly €9.76, with analysts pointing to updated fair value work, modest tweaks to discount rate and profitability assumptions, and support from recent target increases at major banks. Analyst Commentary Recent Street research around AIB Group has focused on higher fair value estimates and adjustments to rating stances, with several price targets now clustered around the upper end of the current analyst range near €9.60 to €10.70.
Narrative Update • Mar 11

A5G: Future Returns Will Rely On Stable Margins And Macro Resilience

The analyst fair value estimate for AIB Group has edged up from about €9.62 to roughly €9.76, supported by recent Street research in which analysts have lifted price targets into the €9.60 to €10.70 range and highlighted Ireland as offering some of the strongest macro trends in Europe. Analyst Commentary Bullish Takeaways Bullish analysts have raised price targets into a €9.60 to €10.70 range, which signals confidence that current valuation still leaves some room for execution to be rewarded if the bank delivers on its plans.
Narrative Update • Feb 24

A5G: Future Returns Will Depend On Stable Margins And Higher P/E Assumptions

AIB Group’s analyst fair value estimate has edged up to €9.62 from €9.33, reflecting recent price target increases to around €9.60 to €9.90 as analysts factor in updated assumptions on discount rates, revenue growth, profit margins, and future P/E levels. Analyst Commentary Recent research updates point to a cluster of price targets between €9.60 and €9.90, with ratings that sit in the middle of the scale such as Hold and Neutral.
Narrative Update • Feb 09

A5G: Future Earnings Power Will Rely On Stable Margins And P/E Assumptions

The analyst price target for AIB Group has been raised by €1.00 to €9.50 as analysts factor in updated fair value estimates, slight adjustments to discount rates and revenue growth, and modest tweaks to profit margin and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts see the move to a €9.50 price target as better aligning the shares with their updated fair value work, reflecting refreshed assumptions on growth, discount rates and margins.
Narrative Update • Jan 26

A5G: Future Earnings Power Will Depend On Stable Margins And Measured Pricing Assumptions

Analysts have nudged their price target on AIB Group higher, with fair value edging from €9.25 to about €9.27, supported by recent Street research that lifted published targets to €8.50 and €9.50, as well as by slightly updated assumptions on discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent Street research on AIB Group points to a slightly wider range of opinion, with updated price targets of €8.50 and €9.50 framing how analysts think about valuation, execution and growth potential.
Narrative Update • Jan 10

A5G: Future Earnings Power Will Reflect Stable Assumptions And Measured Upside Potential

Analysts have nudged their price targets on AIB Group higher, with recent moves from €7.90 to €8.50 and then to €9.50. This reflects updated views on valuation supported by only marginal adjustments to inputs such as the discount rate, revenue growth, profit margin and future P/E assumptions.
Narrative Update • Dec 19

A5G: Future Earnings Power Will Be Shaped By Revenue Mix And Profitability

AIB Group's analyst price target has been lifted by EUR 0.64 to EUR 9.25, reflecting analysts' greater confidence in faster revenue growth and slightly higher profitability, as evidenced by a series of recent target increases from major brokerages. Analyst Commentary Recent target hikes indicate that bullish analysts see scope for continued upside in AIB Group's valuation, supported by a solid execution track record and improving growth metrics.
Narrative Update • Dec 05

A5G: Future Earnings Power And Capital Returns Will Shape Share Performance

AIB Group's analyst price target has been modestly raised to EUR 9.50 from about EUR 8.50. Analysts point to supportive fundamentals reflected in slightly lower discount rates, a higher fair value estimate, and confidence in the bank's medium term earnings power, despite marginally softer growth and margin assumptions.
Narrative Update • Nov 21

A5G: Elevated Profit Margins And Revenue Outlook Will Influence Share Performance

AIB Group's analyst fair value estimate has been raised from EUR 8.00 to EUR 8.54 following recent upward adjustments to price targets. Analysts point to stronger revenue growth and improved profit margins as key drivers.
Narrative Update • Nov 06

A5G: Improved Margin Forecasts And Lower Discount Rate Will Shape Share Momentum

AIB Group's average analyst price target has been raised from €7.82 to €8.00. This reflects improved profit margin forecasts and incremental reductions in the discount rate according to recent analyst updates.
Narrative Update • Oct 22

Analysts Raise AIB Group Price Targets Amid Mixed Views on Growth and Valuation

AIB Group’s analyst price target has increased modestly from €7.72 to €7.82. This change reflects updated expectations as analysts cite revised estimates for future earnings and profitability.
Narrative Update • Oct 08

Economic And Digital Risks Will Impair Market Valuation

AIB Group's analyst price target has increased slightly from €7.61 to €7.72. Analysts cite improved revenue growth forecasts and a marginally lower discount rate as factors supporting a more positive outlook.
Narrative Update • Sep 23

Economic And Digital Risks Will Impair Market Valuation

Analysts have modestly raised AIB Group’s price target to €7.61, citing an improved net interest margin outlook, sustained loan book growth, lower credit losses, cost efficiencies, and strong capital generation. Analyst Commentary Bullish analysts have raised price targets on improved net interest margin outlook amid stable macroeconomic conditions in Ireland.
Narrative Update • Sep 04

Economic And Digital Risks Will Impair Market Valuation

Analysts cite stronger profitability, higher loan growth, better net interest margins, and improved cost efficiency as drivers for positive outlook revisions, yet the consensus analyst price target for AIB Group remains unchanged at €7.52. Analyst Commentary Bullish analysts are responding to improved profitability forecasts following strong quarterly earnings.
Analysis Article • Aug 03

AIB Group plc (ISE:A5G) Just Reported Half-Yearly Earnings: Have Analysts Changed Their Mind On The Stock?

Last week, you might have seen that AIB Group plc ( ISE:A5G ) released its half-year result to the market. The early...
User avatar
New Narrative • Mar 09

Expansion Into Renewable Energy Will Increase Risk Exposure And Affect Earnings Stability

Expansion into renewable energy and corporate lending suggests increased risk exposure, potentially affecting earnings stability if market conditions worsen.

CEO Compensation Analysis

How has J. Hunt's remuneration changed compared to AIB Group's earnings?
DateTotal CompensationSalaryCompany Earnings
Dec 31 2025€793k€623k

€2b

Sep 30 2025n/an/a

€2b

Jun 30 2025n/an/a

€2b

Mar 31 2025n/an/a

€2b

Dec 31 2024€644k€500k

€2b

Sep 30 2024n/an/a

€2b

Jun 30 2024n/an/a

€2b

Mar 31 2024n/an/a

€2b

Dec 31 2023€613k€500k

€2b

Sep 30 2023n/an/a

€2b

Jun 30 2023n/an/a

€1b

Mar 31 2023n/an/a

€891m

Dec 31 2022€600k€500k

€702m

Sep 30 2022n/an/a

€744m

Jun 30 2022n/an/a

€785m

Mar 31 2022n/an/a

€684m

Dec 31 2021€600k€500k

€582m

Sep 30 2021n/an/a

€370m

Jun 30 2021n/an/a

€158m

Mar 31 2021n/an/a

-€328m

Dec 31 2020€600k€500k

-€815m

Sep 30 2020n/an/a

-€781m

Jun 30 2020n/an/a

-€747m

Mar 31 2020n/an/a

-€210m

Dec 31 2019€579k€407k

€327m

Compensation vs Market: J.'s total compensation ($USD902.78K) is below average for companies of similar size in the Irish market ($USD4.98M).

Compensation vs Earnings: J.'s compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.

CEO

J. Hunt (56 yo)

7.3yrs
Tenure
€793,000
Compensation

Dr. J. Colin Hunt, BCom, MEconSc, Ph.D. has been CEO and Executive Director of AIB Group Plc and Allied Irish Banks PLC since March 8, 2019. He was Managing Director of Corporate, Institutional & Business...

Leadership Team

NamePositionTenureCompensationOwnership
J. Hunt
CEO & Executive Director7.3yrs€793.00k0.0053%
€ 1.2m
Graham Fagan
Chief Operating Officer1yrno datano data
Niamh Hore
Head of Investor Relationsno datano datano data
Neil Donnelly
Group Chief Compliance Officerno datano datano data
Miriam Nagle
Group General Counsel1.5yrsno datano data
Paddy McDonnell
Head of Media Relationsno datano datano data
Terence Liston
Head of Corporate Development5.5yrsno datano data
David McCormack
Chief People Officer2.8yrsno datano data
Donall O'Shea
Head of Real Estate Financeno datano datano data
Derek O'Shea
Head of Land & Development- AIB Real Estate Financeno datano datano data
Pat O'Sullivan
Head of Research - AIB Real Estate Financeno datano datano data
Ciaran Mooney
Head of Commercial Real Estate - AIB Real Estate Financeno datano datano data
2.8yrs
Average Tenure

Experienced Management: A5G's management team is considered experienced (2.8 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
J. Hunt
CEO & Executive Director7.3yrs€793.00k0.0053%
€ 1.2m
Jan Sijbrand
Independent Non-Executive Director4.8yrs€80.00kno data
James Pettigrew
Independent Non-Executive Chairman4.8yrs€365.00kno data
Basil Geoghegan
Independent Deputy Chairman of the Board6.8yrs€76.00kno data
Fergal O'Dwyer
Independent Non-Executive Director5.5yrs€156.00kno data
Tanya Horgan
Independent Non-Executive Director4.8yrs€80.00kno data
James Emmett
Independent Non-Executive Directorless than a yearno datano data
Elaine MacLean
Senior Independent Non-Executive Director6.8yrs€105.00kno data
Andrew Maguire
Independent Non-Executive Director5.3yrs€115.00kno data
Anne Sheehan
Independent Non-Executive Directorless than a year€23.00kno data
Anik Chaumartin
Independent Non-Executive Director5yrs€83.00kno data
Alexandra Brigid Pritchard
Independent Non-Executive Director7.3yrs€95.00kno data
5.2yrs
Average Tenure
64yo
Average Age

Experienced Board: A5G's board of directors are considered experienced (5.2 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/29 17:35
End of Day Share Price 2026/07/29 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

AIB Group plc is covered by 21 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Grace DarganBarclays
Thomas Andrew RaynerBarclays
Amandeep RakkarBarclays