AIB Group Future Growth

Future criteria checks 0/6

AIB Group's earnings are forecast to decline at 4.9% per annum while its annual revenue is expected to grow at 0.1% per year. EPS is expected to grow by 0.3% per annum. Return on equity is forecast to be 12.3% in 3 years.

Key information

-4.9%

Earnings growth rate

0.31%

EPS growth rate

Banks earnings growth	5.0%
Revenue growth rate	0.1%
Future return on equity	12.29%
Analyst coverage	Good
Last updated	01 Oct 2025

Recent future growth updates

AIB Group plc (ISE:A5G) Just Reported Half-Yearly Earnings: Have Analysts Changed Their Mind On The Stock?

Aug 03

Recent updates

AIB Group plc (ISE:A5G) Just Reported Half-Yearly Earnings: Have Analysts Changed Their Mind On The Stock?

Aug 03

Expansion Into Renewable Energy Will Increase Risk Exposure And Affect Earnings Stability

Mar 09 Expansion into renewable energy and corporate lending suggests increased risk exposure, potentially affecting earnings stability if market conditions worsen.

AIB Group's (ISE:A5G) Shareholders Will Receive A Bigger Dividend Than Last Year

Mar 08

Here's Why We Think AIB Group (ISE:A5G) Might Deserve Your Attention Today

Feb 02

Should You Be Adding AIB Group (ISE:A5G) To Your Watchlist Today?

Oct 16

Earnings and Revenue Growth Forecasts

ISE:A5G - Analysts future estimates and past financials data (EUR Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2027	4,538	1,719	N/A	N/A	11
12/31/2026	4,406	1,634	N/A	N/A	11
12/31/2025	4,409	1,691	N/A	N/A	11
6/30/2025	4,597	2,084	246	545	N/A
3/31/2025	4,725	2,179	-78	200	N/A
12/31/2024	4,852	2,274	-402	-145	N/A
9/30/2024	4,836	2,262	-1,080	-830	N/A
6/30/2024	4,820	2,249	-1,759	-1,516	N/A
3/31/2024	4,672	2,123	-3,182	-2,945	N/A
12/31/2023	4,524	1,996	-4,606	-4,374	N/A
9/30/2023	3,961	1,538	-5,806	-5,583	N/A
6/30/2023	3,397	1,080	-7,006	-6,792	N/A
3/31/2023	3,152	891	-5,926	-5,716	N/A
12/31/2022	2,906	702	-4,846	-4,640	N/A
9/30/2022	2,931	744	-3,113	-2,902	N/A
6/30/2022	2,955	785	-1,381	-1,164	N/A
3/31/2022	2,785	684	-1,727	-1,501	N/A
12/31/2021	2,614	582	-2,073	-1,838	N/A
9/30/2021	2,415	370	-1,399	-1,157	N/A
6/30/2021	2,216	158	-725	-477	N/A
3/31/2021	1,565	-328	400	653	N/A
12/31/2020	913	-815	1,525	1,782	N/A
9/30/2020	1,075	-781	1,585	1,868	N/A
6/30/2020	1,237	-747	1,644	1,953	N/A
3/31/2020	1,949	-210	964	1,283	N/A
12/31/2019	2,660	327	284	612	N/A
9/30/2019	2,725	547	-531	-214	N/A
6/30/2019	2,790	766	-1,346	-1,041	N/A
3/31/2019	2,924	911	N/A	-618	N/A
12/31/2018	3,058	1,055	N/A	-195	N/A
9/30/2018	3,136	1,065	N/A	522	N/A
6/30/2018	3,214	1,075	N/A	1,239	N/A
3/31/2018	3,164	1,076	N/A	1,081	N/A
1/1/2018	3,114	1,077	N/A	922	N/A
10/1/2017	3,090	1,113	N/A	1,266	N/A
6/30/2017	3,066	1,148	N/A	1,610	N/A
3/31/2017	3,170	1,234	N/A	4,535	N/A
12/31/2016	3,274	1,319	N/A	7,460	N/A
9/30/2016	3,340	1,249	N/A	8,217	N/A
6/30/2016	3,406	1,179	N/A	8,973	N/A
3/31/2016	3,477	1,057	N/A	6,673	N/A
12/31/2015	3,548	934	N/A	4,373	N/A
9/30/2015	3,596	999	N/A	4,756	N/A
6/30/2015	3,643	1,064	N/A	5,139	N/A
3/31/2015	3,287	973	N/A	6,960	N/A
12/31/2014	2,931	881	N/A	8,781	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: A5G's earnings are forecast to decline over the next 3 years (-4.9% per year).

Earnings vs Market: A5G's earnings are forecast to decline over the next 3 years (-4.9% per year).

High Growth Earnings: A5G's earnings are forecast to decline over the next 3 years.

Revenue vs Market: A5G's revenue (0.1% per year) is forecast to grow slower than the Irish market (4.4% per year).

High Growth Revenue: A5G's revenue (0.1% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: A5G's Return on Equity is forecast to be low in 3 years time (12.3%).

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/10/07 17:46
End of Day Share Price	2025/10/07 00:00
Earnings	2025/06/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

AIB Group plc is covered by 28 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
David Grinsztajn	AlphaValue
Thomas Andrew Rayner	Barclays
Amandeep Rakkar	Barclays

AIB Group Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Price target increased by 7.9% to €7.86

AIB Group plc (ISE:A5G) Just Reported Half-Yearly Earnings: Have Analysts Changed Their Mind On The Stock?

AIB Group plc Reiterates Earnings Guidance for 2025

Price target increased by 8.3% to €6.84

Consensus EPS estimates increase by 12%

Price target increased by 7.2% to €5.69

Recent updates

AIB Group plc Announces Directors Retirements, Effective 31 December 2025

Aib Group plc Appoints Ms Anne Sheehan as Independent Non-Executive Director, with Effect from 1 September 2025

Upcoming dividend of €0.12 per share

Price target increased by 7.9% to €7.86

AIB Group plc (ISE:A5G) Just Reported Half-Yearly Earnings: Have Analysts Changed Their Mind On The Stock?

First half 2025 earnings released: EPS: €0.39 (vs €0.42 in 1H 2024)

New major risk - Revenue and earnings growth

AIB Group plc Announces Interim Ordinary Dividend, Payable on November 11, 2025

Is Now The Time To Put AIB Group (ISE:A5G) On Your Watchlist?

Fiserv, Inc. (NYSE:FI) entered into an agreement to acquire remaining 49.90% stake in First Merchant Processing (Ireland) Designated Activity Company from AIB Group plc (ISE:A5G).

AIB Reportedly Weighs Sale of EUR 500 Million in Bad Loans

AIB Group plc (ISE:A5G) commences an Equity Buyback Plan for 191,671,857 shares, representing 8.23% of its issued share capital, for €1,200 million, under the authorization approved on May 1, 2025.

AIB Group plc Reiterates Earnings Guidance for 2025

New minor risk - Share price stability

We Discuss Whether AIB Group plc's (ISE:A5G) CEO Is Due For A Pay Rise

Investor sentiment deteriorates as stock falls 15%

AIB Group (ISE:A5G) Is Paying Out A Larger Dividend Than Last Year

Aib Group plc and Allied Irish Banks, P.L.C. Announces Helen Normoyle Step Down as Director

Upcoming dividend of €0.37 per share

Price target increased by 8.3% to €6.84

Expansion Into Renewable Energy Will Increase Risk Exposure And Affect Earnings Stability

AIB Group's (ISE:A5G) Shareholders Will Receive A Bigger Dividend Than Last Year

Dividend increased to €0.37

Full year 2024 earnings: EPS and revenues exceed analyst expectations

AIB Group plc announces Annual dividend, payable on May 09, 2025

AIB Group plc to Report First Half, 2025 Results on Aug 01, 2025

Here's Why We Think AIB Group (ISE:A5G) Might Deserve Your Attention Today

New minor risk - Share price stability

Should You Be Adding AIB Group (ISE:A5G) To Your Watchlist Today?

Consensus EPS estimates increase by 12%

First half 2024 earnings released: EPS: €0.42 (vs €0.31 in 1H 2023)

New minor risk - Share price stability

Allied Irish Banks Announces Executive Appointments

Price target increased by 7.2% to €5.69

Upcoming dividend of €0.27 per share

Dividend increased to €0.27

New major risk - Revenue and earnings growth

AIB Group plc (ISE:A5G) announces an Equity Buyback for €1,000 million worth of its shares.

New minor risk - Share price stability

AIB Group plc to Report Fiscal Year 2023 Results on Mar 06, 2024

AIB Group plc to Report Q3, 2023 Results on Nov 01, 2023

AIB Announces Executive Changes

First half 2023 earnings released: EPS: €0.31 (vs €0.17 in 1H 2022)

Panelview Designated Activity Company acquired Mortgage Loans in the Portfolio from AIB Group plc (ISE:A5G).

AIB Group plc Approves Final Dividend for the Year 2022, Payable on 12 May 2023

AIB Group plc Provides Earnings Guidance for the Year 2023

Upcoming dividend of €0.062 per share at 1.6% yield

Full year 2022 earnings: EPS and revenues exceed analyst expectations

Consensus revenue estimates decrease by 23%, EPS upgraded

AIB Group plc to Report Fiscal Year 2022 Results on Mar 08, 2023

Now 21% undervalued

Independent Non-Executive Chairman recently bought €76k worth of stock

Consensus EPS estimates increase by 11%

First half 2022 earnings released

Investor sentiment deteriorated over the past week

Upcoming dividend of €0.045 per share

Consensus forecasts updated

Consensus EPS estimates fall by 29%

Now 20% undervalued after recent price drop

Price target increased to €2.58

Price target raised to €2.05

Full year 2020 earnings released: €0.30 loss per share (vs €0.12 profit in FY 2019)

Revenue beats expectations

Analysts update estimates

New 90-day high: €1.81

New 90-day high: €1.79

Price target raised to €1.66

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts