CROS Stock Overview
Engages in the non-life and life insurance, and reinsurance businesses in the Republic of Croatia, Slovenia, territory of Northern Macedonia, Bosnia and Herzegovina, and Serbia. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
Community vs My Fair Value
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Croatia osiguranje d.d. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €1,980.00 |
| 52 Week High | €1,990.00 |
| 52 Week Low | €1,220.00 |
| Beta | -0.11 |
| 1 Month Change | 13.14% |
| 3 Month Change | 21.47% |
| 1 Year Change | 60.98% |
| 3 Year Change | 99.85% |
| 5 Year Change | 145.15% |
| Change since IPO | 92,882.19% |
Recent News & Updates
Croatia osiguranje d.d.'s (ZGSE:CROS) Share Price Could Signal Some Risk
Mar 28
Here's Why We Think Croatia osiguranje d.d (ZGSE:CROS) Might Deserve Your Attention Today
Jan 31Recent updates
Croatia osiguranje d.d.'s (ZGSE:CROS) Share Price Could Signal Some Risk
Mar 28Here's Why We Think Croatia osiguranje d.d (ZGSE:CROS) Might Deserve Your Attention Today
Jan 31Croatia osiguranje d.d. (ZGSE:CROS) Soars 27% But It's A Story Of Risk Vs Reward
Nov 28Market Might Still Lack Some Conviction On Croatia osiguranje d.d. (ZGSE:CROS) Even After 28% Share Price Boost
Apr 27Croatia osiguranje d.d. (ZGSE:CROS) Stock Catapults 43% Though Its Price And Business Still Lag The Market
Jan 20Investors Who Bought Croatia osiguranje d.d (ZGSE:CROS) Shares Five Years Ago Are Now Up 20%
Feb 24Shareholder Returns
| CROS | HR Insurance | HR Market | |
|---|---|---|---|
| 7D | 2.1% | 8.7% | 0.8% |
| 1Y | 61.0% | 27.9% | 18.1% |
Return vs Industry: CROS exceeded the HR Insurance industry which returned 27.2% over the past year.
Return vs Market: CROS exceeded the HR Market which returned 19.8% over the past year.
Price Volatility
| CROS volatility | |
|---|---|
| CROS Average Weekly Movement | n/a |
| Insurance Industry Average Movement | 4.1% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in HR Market | 11.0% |
| 10% least volatile stocks in HR Market | 3.7% |
Stable Share Price: CROS's share price has been volatile over the past 3 months compared to the HR market.
Volatility Over Time: Insufficient data to determine CROS's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1884 | 3,839 | Davor Tomaskovic | www.crosig.hr |
Croatia osiguranje d.d., together with its subsidiaries, engages in the non-life and life insurance, and reinsurance businesses in the Republic of Croatia, Slovenia, territory of Northern Macedonia, Bosnia and Herzegovina, and Serbia. The company offers mandatory car, car comprehensive, and mandatory motorcycle insurance products; health insurance products; home, tourist apartment, and private liability insurance products; and travel, SKI travel, working and studying abroad, and trip cancellation insurance products. It also provides mixed life, risk plus, life and savings for children, and Croatia senior insurance products, as well as circle of life – lifetime insurance in the event of death; and other products comprising vessels, animals, accident, finance, pension, and loan insurance products.
Croatia osiguranje d.d. Fundamentals Summary
| CROS fundamental statistics | |
|---|---|
| Market cap | €833.48m |
| Earnings (TTM) | €61.03m |
| Revenue (TTM) | €625.02m |
13.7x
P/E Ratio1.3x
P/S RatioIs CROS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CROS income statement (TTM) | |
|---|---|
| Revenue | €625.02m |
| Cost of Revenue | €315.77m |
| Gross Profit | €309.26m |
| Other Expenses | €248.23m |
| Earnings | €61.03m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 144.97 |
| Gross Margin | 49.48% |
| Net Profit Margin | 9.76% |
| Debt/Equity Ratio | 0.4% |
How did CROS perform over the long term?
See historical performance and comparisonDividends
13.5%
Current Dividend Yield156%
Payout RatioDoes CROS pay a reliable dividends?
See CROS dividend history and benchmarks| Croatia osiguranje d.d dividend dates | |
|---|---|
| Ex Dividend Date | Jul 01 2025 |
| Dividend Pay Date | Jul 31 2025 |
| Days until Ex dividend | 75 days |
| Days until Dividend pay date | 105 days |
Does CROS pay a reliable dividends?
See CROS dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/17 05:03 |
| End of Day Share Price | 2025/04/15 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Croatia osiguranje d.d. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.