company background image
CROS logo

Croatia osiguranje d.d ZGSE:CROS Stock Report

Last Price

€1.75k

Market Cap

€736.7m

7D

0%

1Y

73.3%

Updated

18 Mar, 2025

Data

Company Financials

Croatia osiguranje d.d.

ZGSE:CROS Stock Report

Market Cap: €736.7m

CROS Stock Overview

Engages in the provision of non-life and life insurance and reinsurance products in the Republic of Croatia, Slovenia, the territory of Northern Macedonia, Bosnia, Herzegovina, and Serbia. More details

CROS fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health3/6
Dividends4/6

Community vs My Fair Value

Create Narrative

Select a narrative for quick price alerts from the community, or create your own.

Croatia osiguranje d.d. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Croatia osiguranje d.d
Historical stock prices
Current Share Price€1,750.00
52 Week High€1,980.00
52 Week Low€970.00
Beta0.016
1 Month Change-4.89%
3 Month Change7.36%
1 Year Change73.27%
3 Year Change90.58%
5 Year Change133.66%
Change since IPO82,081.23%

Recent News & Updates

Here's Why We Think Croatia osiguranje d.d (ZGSE:CROS) Might Deserve Your Attention Today

Jan 31
Here's Why We Think Croatia osiguranje d.d (ZGSE:CROS) Might Deserve Your Attention Today

Croatia osiguranje d.d. (ZGSE:CROS) Soars 27% But It's A Story Of Risk Vs Reward

Nov 28
Croatia osiguranje d.d. (ZGSE:CROS) Soars 27% But It's A Story Of Risk Vs Reward

Recent updates

Here's Why We Think Croatia osiguranje d.d (ZGSE:CROS) Might Deserve Your Attention Today

Jan 31
Here's Why We Think Croatia osiguranje d.d (ZGSE:CROS) Might Deserve Your Attention Today

Croatia osiguranje d.d. (ZGSE:CROS) Soars 27% But It's A Story Of Risk Vs Reward

Nov 28
Croatia osiguranje d.d. (ZGSE:CROS) Soars 27% But It's A Story Of Risk Vs Reward

Market Might Still Lack Some Conviction On Croatia osiguranje d.d. (ZGSE:CROS) Even After 28% Share Price Boost

Apr 27
Market Might Still Lack Some Conviction On Croatia osiguranje d.d. (ZGSE:CROS) Even After 28% Share Price Boost

Croatia osiguranje d.d. (ZGSE:CROS) Stock Catapults 43% Though Its Price And Business Still Lag The Market

Jan 20
Croatia osiguranje d.d. (ZGSE:CROS) Stock Catapults 43% Though Its Price And Business Still Lag The Market

Investors Who Bought Croatia osiguranje d.d (ZGSE:CROS) Shares Five Years Ago Are Now Up 20%

Feb 24
Investors Who Bought Croatia osiguranje d.d (ZGSE:CROS) Shares Five Years Ago Are Now Up 20%

Shareholder Returns

CROSHR InsuranceHR Market
7D0%2.5%1.2%
1Y73.3%24.1%23.4%

Return vs Industry: CROS exceeded the HR Insurance industry which returned 24.1% over the past year.

Return vs Market: CROS exceeded the HR Market which returned 23.4% over the past year.

Price Volatility

Is CROS's price volatile compared to industry and market?
CROS volatility
CROS Average Weekly Movementn/a
Insurance Industry Average Movement3.1%
Market Average Movement4.1%
10% most volatile stocks in HR Market8.5%
10% least volatile stocks in HR Market3.0%

Stable Share Price: CROS's share price has been volatile over the past 3 months compared to the HR market.

Volatility Over Time: Insufficient data to determine CROS's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
18843,877Davor Tomaskovicwww.crosig.hr

Croatia osiguranje d.d., together with its subsidiaries, engages in the provision of non-life and life insurance and reinsurance products in the Republic of Croatia, Slovenia, the territory of Northern Macedonia, Bosnia, Herzegovina, and Serbia. The company also provides annuity insurance products. In addition, it is involved in the real estate, equipment rental, fund management, healthcare, consulting, and insurance agency activities, as well as operation of motor vehicle examination stations which provides technical examination and analysis services for motor vehicles.

Croatia osiguranje d.d. Fundamentals Summary

How do Croatia osiguranje d.d's earnings and revenue compare to its market cap?
CROS fundamental statistics
Market cap€736.66m
Earnings (TTM)€61.02m
Revenue (TTM)€682.27m

12.1x

P/E Ratio

1.1x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CROS income statement (TTM)
Revenue€682.27m
Cost of Revenue€422.71m
Gross Profit€259.56m
Other Expenses€198.54m
Earnings€61.02m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)144.97
Gross Margin38.04%
Net Profit Margin8.94%
Debt/Equity Ratio0.4%

How did CROS perform over the long term?

See historical performance and comparison

Dividends

15.3%

Current Dividend Yield

156%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/03/18 19:12
End of Day Share Price 2025/03/11 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Croatia osiguranje d.d. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.