ZVTG Stock Overview
Provides various life and non-life insurance products in Slovenia and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Zavarovalnica Triglav, d.d. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €40.10 |
| 52 Week High | €41.80 |
| 52 Week Low | €33.20 |
| Beta | 0.50 |
| 1 Month Change | 1.52% |
| 3 Month Change | 3.62% |
| 1 Year Change | 21.52% |
| 3 Year Change | 8.38% |
| 5 Year Change | 20.06% |
| Change since IPO | -16.55% |
Recent News & Updates
Recent updates
Zavarovalnica Triglav, d.d.'s (LJSE:ZVTG) CEO Compensation Looks Acceptable To Us And Here's Why
May 28
Does Zavarovalnica Triglav d.d (LJSE:ZVTG) Deserve A Spot On Your Watchlist?
Sep 13Here's Why We Think Zavarovalnica Triglav d.d (LJSE:ZVTG) Is Well Worth Watching
Nov 17With EPS Growth And More, Zavarovalnica Triglav d.d (LJSE:ZVTG) Is Interesting
Apr 05Has Zavarovalnica Triglav, d.d.'s (LJSE:ZVTG) Impressive Stock Performance Got Anything to Do With Its Fundamentals?
Jan 15Did You Participate In Any Of Zavarovalnica Triglav d.d's (LJSE:ZVTG) Respectable 66% Return?
Nov 22
Shareholder Returns
| ZVTG | SI Insurance | SI Market | |
|---|---|---|---|
| 7D | -1.0% | -3.0% | -0.6% |
| 1Y | 21.5% | 16.8% | 31.5% |
Return vs Industry: ZVTG exceeded the SI Insurance industry which returned 16.8% over the past year.
Return vs Market: ZVTG underperformed the SI Market which returned 31.5% over the past year.
Price Volatility
| ZVTG volatility | |
|---|---|
| ZVTG Average Weekly Movement | 1.9% |
| Insurance Industry Average Movement | 2.8% |
| Market Average Movement | 2.3% |
| 10% most volatile stocks in SI Market | 4.8% |
| 10% least volatile stocks in SI Market | 1.5% |
Stable Share Price: ZVTG has not had significant price volatility in the past 3 months compared to the SI market.
Volatility Over Time: ZVTG's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1900 | 5,113 | Andrej Slapar | www.triglav.eu/sl/ |
Zavarovalnica Triglav, d.d. provides various life and non-life insurance products in Slovenia and internationally. The company’s non-life insurance products include motor vehicle, comprehensive car, good in transit, fire and natural disaster, real property, health, accident, general liability, credit, railway, aircraft, marine, cargo, motor TPL, aircraft and marine liability, suretyship, miscellaneous financial loss, legal expenses, and travel assistance insurance. Its life insurance products comprise traditional life, pension, annuity and voluntary pension, unit-linked life, and supplemental voluntary pension insurance.
Zavarovalnica Triglav, d.d. Fundamentals Summary
| ZVTG fundamental statistics | |
|---|---|
| Market cap | €910.70m |
| Earnings (TTM) | €132.48m |
| Revenue (TTM) | €1.42b |
6.9x
P/E Ratio0.6x
P/S RatioIs ZVTG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ZVTG income statement (TTM) | |
|---|---|
| Revenue | €1.42b |
| Cost of Revenue | €990.26m |
| Gross Profit | €427.67m |
| Other Expenses | €295.19m |
| Earnings | €132.48m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Mar 06, 2025
| Earnings per share (EPS) | 5.83 |
| Gross Margin | 30.16% |
| Net Profit Margin | 9.34% |
| Debt/Equity Ratio | 6.7% |
How did ZVTG perform over the long term?
See historical performance and comparisonDividends
4.4%
Current Dividend Yield49%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:51 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Zavarovalnica Triglav, d.d. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Saso Stanovnik | Alta Invest |
| Domagoj Grcevic | InterCapital Securities Ltd. |