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Zavarovalnica Triglav d.d LJSE:ZVTG Stock Report

Last Price

€44.20

Market Cap

€1.0b

7D

3.5%

1Y

25.6%

Updated

14 Apr, 2025

Data

Company Financials +

Zavarovalnica Triglav, d.d.

LJSE:ZVTG Stock Report

Market Cap: €1.0b

ZVTG Stock Overview

Provides various life and non-life insurance products in Slovenia and internationally. More details

ZVTG fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance4/6
Financial Health4/6
Dividends4/6

Community vs My Fair Value

Select a narrative for quick price alerts from the community, or create your own.

Zavarovalnica Triglav, d.d. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Zavarovalnica Triglav d.d
Historical stock prices
Current Share Price€44.20
52 Week High€48.60
52 Week Low€33.50
Beta0.37
1 Month Change-5.35%
3 Month Change7.28%
1 Year Change25.57%
3 Year Change8.60%
5 Year Change56.18%
Change since IPO-8.01%

Recent News & Updates

Zavarovalnica Triglav d.d (LJSE:ZVTG) Will Pay A Larger Dividend Than Last Year At €2.80

Apr 02
Zavarovalnica Triglav d.d (LJSE:ZVTG) Will Pay A Larger Dividend Than Last Year At €2.80

Investor Optimism Abounds Zavarovalnica Triglav, d.d. (LJSE:ZVTG) But Growth Is Lacking

Feb 12
Investor Optimism Abounds Zavarovalnica Triglav, d.d. (LJSE:ZVTG) But Growth Is Lacking

Recent updates

Zavarovalnica Triglav d.d (LJSE:ZVTG) Will Pay A Larger Dividend Than Last Year At €2.80

Apr 02
Zavarovalnica Triglav d.d (LJSE:ZVTG) Will Pay A Larger Dividend Than Last Year At €2.80

Investor Optimism Abounds Zavarovalnica Triglav, d.d. (LJSE:ZVTG) But Growth Is Lacking

Feb 12
Investor Optimism Abounds Zavarovalnica Triglav, d.d. (LJSE:ZVTG) But Growth Is Lacking

Zavarovalnica Triglav, d.d.'s (LJSE:ZVTG) CEO Compensation Looks Acceptable To Us And Here's Why

May 28
Zavarovalnica Triglav, d.d.'s (LJSE:ZVTG) CEO Compensation Looks Acceptable To Us And Here's Why

Does Zavarovalnica Triglav d.d (LJSE:ZVTG) Deserve A Spot On Your Watchlist?

Sep 13
Does Zavarovalnica Triglav d.d (LJSE:ZVTG) Deserve A Spot On Your Watchlist?

Here's Why We Think Zavarovalnica Triglav d.d (LJSE:ZVTG) Is Well Worth Watching

Nov 17
Here's Why We Think Zavarovalnica Triglav d.d (LJSE:ZVTG) Is Well Worth Watching

With EPS Growth And More, Zavarovalnica Triglav d.d (LJSE:ZVTG) Is Interesting

Apr 05
With EPS Growth And More, Zavarovalnica Triglav d.d (LJSE:ZVTG) Is Interesting

Has Zavarovalnica Triglav, d.d.'s (LJSE:ZVTG) Impressive Stock Performance Got Anything to Do With Its Fundamentals?

Jan 15
Has Zavarovalnica Triglav, d.d.'s (LJSE:ZVTG) Impressive Stock Performance Got Anything to Do With Its Fundamentals?

Did You Participate In Any Of Zavarovalnica Triglav d.d's (LJSE:ZVTG) Respectable 66% Return?

Nov 22
Did You Participate In Any Of Zavarovalnica Triglav d.d's (LJSE:ZVTG) Respectable 66% Return?

Shareholder Returns

ZVTGSI InsuranceSI Market
7D3.5%3.0%1.8%
1Y25.6%19.6%31.7%

Return vs Industry: ZVTG exceeded the SI Insurance industry which returned 19.6% over the past year.

Return vs Market: ZVTG underperformed the SI Market which returned 31.7% over the past year.

Price Volatility

Is ZVTG's price volatile compared to industry and market?
ZVTG volatility
ZVTG Average Weekly Movement3.7%
Insurance Industry Average Movement4.1%
Market Average Movement4.0%
10% most volatile stocks in SI Market6.1%
10% least volatile stocks in SI Market3.7%

Stable Share Price: ZVTG has not had significant price volatility in the past 3 months compared to the SI market.

Volatility Over Time: ZVTG's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19004,819Andrej Slaparwww.triglav.eu/sl/

Zavarovalnica Triglav, d.d. provides various life and non-life insurance products in Slovenia and internationally. The company’s non-life insurance products include motor vehicle, comprehensive car, good in transit, fire and natural disaster, real property, health, accident, general liability, credit, railway, aircraft, marine, cargo, motor TPL, aircraft and marine liability, suretyship, miscellaneous financial loss, legal expenses, and travel assistance insurance. Its life insurance products comprise traditional life, pension, annuity and voluntary pension, unit-linked life, and supplemental voluntary pension insurance.

Zavarovalnica Triglav, d.d. Fundamentals Summary

How do Zavarovalnica Triglav d.d's earnings and revenue compare to its market cap?
ZVTG fundamental statistics
Market cap€1.00b
Earnings (TTM)€114.75m
Revenue (TTM)€1.39b

8.7x

P/E Ratio

0.7x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ZVTG income statement (TTM)
Revenue€1.39b
Cost of Revenue€997.30m
Gross Profit€390.46m
Other Expenses€275.72m
Earnings€114.75m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

May 21, 2025

Earnings per share (EPS)5.05
Gross Margin28.14%
Net Profit Margin8.27%
Debt/Equity Ratio15.4%

How did ZVTG perform over the long term?

See historical performance and comparison

Dividends

6.3%

Current Dividend Yield

55%

Payout Ratio

Does ZVTG pay a reliable dividends?

See ZVTG dividend history and benchmarks
When do you need to buy ZVTG by to receive an upcoming dividend?
Zavarovalnica Triglav d.d dividend dates
Ex Dividend DateJun 16 2025
Dividend Pay DateJun 18 2025
Days until Ex dividend63 days
Days until Dividend pay date65 days

Does ZVTG pay a reliable dividends?

See ZVTG dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/14 07:43
End of Day Share Price 2025/04/11 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Zavarovalnica Triglav, d.d. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Saso StanovnikAlta Invest
Domagoj GrcevicInterCapital Securities Ltd.
Rok StibricODDO BHF Corporate & Markets