Vala (2051) Stock Overview
An investment holding company, operates 51 Credit Card Manager, an online credit card management platform in the People’s Republic of China. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
2051 Community Fair Values
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Vala Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | HK$0.52 |
| 52 Week High | HK$0.87 |
| 52 Week Low | HK$0.20 |
| Beta | 1.18 |
| 1 Month Change | -37.35% |
| 3 Month Change | 30.00% |
| 1 Year Change | 118.49% |
| 3 Year Change | 162.63% |
| 5 Year Change | 4.00% |
| Change since IPO | -94.29% |
Recent News & Updates
Vala Inc. (HKG:2051) Stock Rockets 37% As Investors Are Less Pessimistic Than Expected
Oct 08
What Vala Inc.'s (HKG:2051) 29% Share Price Gain Is Not Telling You
Aug 19Recent updates
Vala Inc. (HKG:2051) Stock Rockets 37% As Investors Are Less Pessimistic Than Expected
Oct 08What Vala Inc.'s (HKG:2051) 29% Share Price Gain Is Not Telling You
Aug 1951 Credit Card Inc. (HKG:2051) Stock Rockets 29% As Investors Are Less Pessimistic Than Expected
May 2751 Credit Card Inc.'s (HKG:2051) 26% Share Price Surge Not Quite Adding Up
Nov 2151 Credit Card Inc. (HKG:2051) Shares Fly 29% But Investors Aren't Buying For Growth
May 2351 Credit Card Inc.'s (HKG:2051) Prospects Need A Boost To Lift Shares
Feb 23Insider Buying: Shen Guojun Just Spent CN¥148m On 51 Credit Card Inc. (HKG:2051) Shares
Feb 2651 Credit Card (HKG:2051) Share Prices Have Dropped 39% In The Last Year
Feb 15
Shareholder Returns
| 2051 | HK Consumer Finance | HK Market | |
|---|---|---|---|
| 7D | -5.5% | -4.7% | -1.1% |
| 1Y | 118.5% | 81.5% | 30.8% |
Return vs Industry: 2051 exceeded the Hong Kong Consumer Finance industry which returned 79.5% over the past year.
Return vs Market: 2051 exceeded the Hong Kong Market which returned 29.6% over the past year.
Price Volatility
| 2051 volatility | |
|---|---|
| 2051 Average Weekly Movement | 14.1% |
| Consumer Finance Industry Average Movement | 6.5% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in HK Market | 15.0% |
| 10% least volatile stocks in HK Market | 3.3% |
Stable Share Price: 2051's share price has been volatile over the past 3 months compared to the Hong Kong market.
Volatility Over Time: 2051's weekly volatility (14%) has been stable over the past year, but is still higher than 75% of Hong Kong stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | 430 | Haitao Sun | www.vala.life |
Vala Inc., an investment holding company, operates 51 Credit Card Manager, an online credit card management platform in the People’s Republic of China. It operates through four segments: Credit card facilitation and technology services, SaaS business, Valalife Service Fee, and Children’s Entertainment business. The company offers credit management, credit card technology, and credit facilitation services.
Vala Inc. Fundamentals Summary
| 2051 fundamental statistics | |
|---|---|
| Market cap | HK$847.59m |
| Earnings (TTM) | -HK$71.23m |
| Revenue (TTM) | HK$254.03m |
Is 2051 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 2051 income statement (TTM) | |
|---|---|
| Revenue | CN¥232.71m |
| Cost of Revenue | CN¥225.43m |
| Gross Profit | CN¥7.28m |
| Other Expenses | CN¥72.53m |
| Earnings | -CN¥65.25m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.04 |
| Gross Margin | 3.13% |
| Net Profit Margin | -28.04% |
| Debt/Equity Ratio | 0.07% |
How did 2051 perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/03 06:10 |
| End of Day Share Price | 2025/11/03 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Vala Inc. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Felix Luo | China Merchants Securities (HK) Co., Ltd |