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Eurobank Ergasias Services and Holdings S.A.ATSE:EUROB Stock Report

Market Cap €12.8b
Share Price
€3.52
My Fair Value
€3.63
3.2% undervalued intrinsic discount
1Y79.2%
7D7.2%
Portfolio Value
View

Eurobank Ergasias Services and Holdings S.A.

ATSE:EUROB Stock Report

Market Cap: €12.8b

Eurobank Ergasias Services and Holdings (EUROB) Stock Overview

Provides retail, corporate and private banking, asset management, treasury, capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. More details

EUROB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance3/6
Financial Health4/6
Dividends3/6

EUROB Community Fair Values

Create Narrative

See what 22 others think this stock is worth. Follow their fair value or set your own to get alerts.

Eurobank Ergasias Services and Holdings S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Eurobank Ergasias Services and Holdings
Historical stock prices
Current Share Price€3.52
52 Week High€3.60
52 Week Low€1.85
Beta1.46
1 Month Change8.49%
3 Month Change16.23%
1 Year Change79.20%
3 Year Change299.55%
5 Year Change837.60%
Change since IPO-99.99%

Recent News & Updates

Recent updates

User avatar

Tourism And Acquisitions Drive Growth Amid Pressures On Profit Margins And Earnings

Eurobank's strategic acquisitions and improving risk profile may enhance revenue growth and net margins, benefiting overall financial performance.

Shareholder Returns

EUROBGR BanksGR Market
7D7.2%6.3%2.7%
1Y79.2%92.0%40.7%

Return vs Industry: EUROB underperformed the Greek Banks industry which returned 89.9% over the past year.

Return vs Market: EUROB exceeded the Greek Market which returned 40.8% over the past year.

Price Volatility

Is EUROB's price volatile compared to industry and market?
EUROB volatility
EUROB Average Weekly Movement3.2%
Banks Industry Average Movement4.3%
Market Average Movement3.9%
10% most volatile stocks in GR Market7.5%
10% least volatile stocks in GR Market2.3%

Stable Share Price: EUROB has not had significant price volatility in the past 3 months compared to the Greek market.

Volatility Over Time: EUROB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
192412,449Fokion Karaviaswww.eurobankholdings.gr

Eurobank Ergasias Services and Holdings S.A., together with its subsidiaries, provides retail, corporate and private banking, asset management, treasury, capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. It operates through Retail, Corporate, Global Markets & Asset Management, International, Investment Property, and Remedial and Servicing Strategy segments. The company offers current accounts, savings, deposits and investment savings products, credit and debit cards, consumer loans, small business banking, and mortgages, as well as overdrafts, loans and other credit facilities, foreign currency, and derivative products.

Eurobank Ergasias Services and Holdings S.A. Fundamentals Summary

How do Eurobank Ergasias Services and Holdings's earnings and revenue compare to its market cap?
EUROB fundamental statistics
Market cap€12.78b
Earnings (TTM)€1.42b
Revenue (TTM)€3.13b
9.0x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EUROB income statement (TTM)
Revenue€3.13b
Cost of Revenue€0
Gross Profit€3.13b
Other Expenses€1.71b
Earnings€1.42b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 30, 2025

Earnings per share (EPS)0.39
Gross Margin100.00%
Net Profit Margin45.43%
Debt/Equity Ratio120.3%

How did EUROB perform over the long term?

See historical performance and comparison

Dividends

3.0%
Current Dividend Yield
27%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 04:45
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Eurobank Ergasias Services and Holdings S.A. is covered by 35 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nikos KatsenosAlpha Finance Investment Services S.A.
Eleni IsmailouAxia Ventures Group Ltd
Robert BateBarclays