Share Price & News
How has Eurobank Ergasias Services and Holdings's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: EUROB is not significantly more volatile than the rest of Greek stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: EUROB's weekly volatility (5%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: EUROB exceeded the Greek Banks industry which returned -71.3% over the past year.
Return vs Market: EUROB exceeded the Greek Market which returned -21.2% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Eurobank Ergasias Services and Holdings's share price compared to the market and industry in the last 5 years?
Simply Wall St News
Is Eurobank Ergasias Services and Holdings undervalued compared to its fair value and its price relative to the market?
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: EUROB (€0.86) is trading above our estimate of fair value (€0.33)
Significantly Below Fair Value: EUROB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: EUROB is unprofitable, so we can't compare its PE Ratio to the European Banks industry average.
PE vs Market: EUROB is unprofitable, so we can't compare its PE Ratio to the Greek market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate EUROB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: EUROB is overvalued based on its PB Ratio (0.6x) compared to the GR Banks industry average (0.4x).
How is Eurobank Ergasias Services and Holdings forecast to perform in the next 1 to 3 years based on estimates from 9 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EUROB is forecast to become profitable over the next 3 years, which is considered faster growth than the savings rate (3.9%).
Earnings vs Market: EUROB is forecast to become profitable over the next 3 years, which is considered above average market growth.
High Growth Earnings: EUROB's is expected to become profitable in the next 3 years.
Revenue vs Market: EUROB's revenue (11.1% per year) is forecast to grow faster than the Greek market (7.8% per year).
High Growth Revenue: EUROB's revenue (11.1% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EUROB's Return on Equity is forecast to be low in 3 years time (9.3%).
How has Eurobank Ergasias Services and Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EUROB is currently unprofitable.
Growing Profit Margin: EUROB is currently unprofitable.
Past Earnings Growth Analysis
Earnings Trend: EUROB is unprofitable, and losses have increased over the past 5 years at a rate of 45% per year.
Accelerating Growth: Unable to compare EUROB's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: EUROB is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (2.8%).
Return on Equity
High ROE: EUROB has a negative Return on Equity (-22.55%), as it is currently unprofitable.
How is Eurobank Ergasias Services and Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: EUROB's Assets to Equity ratio (12.9x) is moderate.
Allowance for Bad Loans: EUROB has a low allowance for bad loans (61%).
Low Risk Liabilities: 76% of EUROB's liabilities are made up of primarily low risk sources of funding.
Loan Level: EUROB has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: EUROB's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: EUROB has a high level of bad loans (14.1%).
What is Eurobank Ergasias Services and Holdings's current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate EUROB's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate EUROB's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if EUROB's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if EUROB's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of EUROB's dividend in 3 years as they are not forecast to pay a notable one for the Greek market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Fokion Karavias (56 yo)
Mr. Fokion C. Karavias has been the Chief Executive Officer of Eurobank Ergasias Services and Holdings SA (formerly known as Eurobank Ergasias SA). since February 1, 2015 and serves as its Chairman of Exec...
Experienced Management: EUROB's management team is seasoned and experienced (6.5 years average tenure).
Experienced Board: EUROB's board of directors are not considered experienced ( 2.9 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Eurobank Ergasias Services and Holdings S.A.'s company bio, employee growth, exchange listings and data sources
- Name: Eurobank Ergasias Services and Holdings S.A.
- Ticker: EUROB
- Exchange: ATSE
- Founded: 1990
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €3.203b
- Shares outstanding: 3.71b
- Website: https://www.eurobankholdings.gr
Number of Employees
- Eurobank Ergasias Services and Holdings S.A.
- 8 Othonos Street
- 105 57
Eurobank Ergasias Services and Holdings S.A. provides retail; corporate and private banking; asset management; treasury; capital markets; and other services primarily in Greece; and Central and Southeaster...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/14 16:45|
|End of Day Share Price||2021/06/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.