Eurobank Ergasias Services and Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Eurobank Ergasias Services and Holdings has total assets of €99.6B and total equity of €9.5B. Total deposits are €74.8B, and total loans are €49.1B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 3.3% of total loans. Cash and short-term investments are €18.5B.
Key information
10.5x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | €74.78b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €18.49b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EUROB's Assets to Equity ratio (10.5x) is moderate.
Allowance for Bad Loans: EUROB has a low allowance for bad loans (76%).
Low Risk Liabilities: 83% of EUROB's liabilities are made up of primarily low risk sources of funding.
Loan Level: EUROB has an appropriate level of Loans to Assets ratio (49%).
Low Risk Deposits: EUROB's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: EUROB has a high level of bad loans (3.3%).