Eurobank Ergasias Services and Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Eurobank Ergasias Services and Holdings has total assets of €79.8B and total equity of €7.9B. Total deposits are €57.5B, and total loans are €41.5B earning a Net Interest Margin of 2.8%. It has insufficient allowance for bad loans, which are currently at 3.5% of total loans. Cash and short-term investments are €2.8B.
Key information
10.1x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | €57.52b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €2.76b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EUROB's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: EUROB has a low allowance for bad loans (83%).
Low Risk Liabilities: 80% of EUROB's liabilities are made up of primarily low risk sources of funding.
Loan Level: EUROB has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: EUROB's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: EUROB has a high level of bad loans (3.5%).