How does SCB PREF's PE Ratio compare to its peers?

SCB PREF is expensive based on its Price-To-Earnings Ratio (3.6x) compared to the peer average (1.8x).

How does SCB PREF's PE Ratio compare vs other companies in the African Banks Industry?

SCB PREF is good value based on its Price-To-Earnings Ratio (3.6x) compared to the African Banks industry average (5.1x).

What is SCB PREF's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate SCB PREF's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of SCB PREF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

SCB PREF (GHS0.9) is trading above our estimate of [[fair value]] (GHS0.44)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

SCB PREF Stock Overview

Provides various banking products and services in Ghana. More details

SCB PREF fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	1/6
Past Performance	3/6
Financial Health	4/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (3.6x) is below the GH market (7x)

Revenue is forecast to grow 10.29% per year

Became profitable this year

Risk Analysis

Earnings have declined by 0.2% per year over past 5 years

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Standard Chartered Bank Ghana PLC Competitors

GCB Bank

GHSE:GCB

GH₵1.7b

Ecobank Ghana

GHSE:EGH

GH₵2.1b

Societe Generale Ghana

GHSE:SOGEGH

GH₵1.1b

Access Bank (Ghana)

GHSE:ACCESS

GH₵826.3m

Price History & Performance

Summary of share price highs, lows and changes for Standard Chartered Bank Ghana
Historical stock prices
Current Share Price	GH₵0.90
52 Week High	GH₵0
52 Week Low	GH₵0
Beta	0.016
1 Month Change	0%
3 Month Change	0%
1 Year Change	n/a
3 Year Change	3.45%
5 Year Change	4.65%
Change since IPO	80.00%

Recent updates

Shareholder Returns

	SCB PREF	GH Banks	GH Market
7D	0%	0.1%	3.0%
1Y	n/a	22.8%	56.1%

Return vs Industry: Insufficient data to determine how SCB PREF performed against the GH Banks industry.

Return vs Market: Insufficient data to determine how SCB PREF performed against the GH Market.

Price Volatility

Is SCB PREF's price volatile compared to industry and market?
SCB PREF volatility
SCB PREF Average Weekly Movement	n/a
Banks Industry Average Movement	3.4%
Market Average Movement	2.3%
10% most volatile stocks in GH Market	4.5%
10% least volatile stocks in GH Market	0.8%

Stable Share Price: SCB PREF has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine SCB PREF's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1896	675	Mansa Nettey	www.sc.com/gh/

Standard Chartered Bank Ghana PLC provides various banking products and services in Ghana. It operates through Consumer, Private and Business Banking; Corporate, Commercial and Institutional Banking; and Standard Chartered Wealth Management Limited segments. The company offers savings and current accounts; fixed/term deposit accounts; foreign exchange and currency accounts; debit and credit cards; and loan portfolio comprising personal unsecured, security backed, and term loans, as well as trade and working capital solutions, business overdrafts, and business mortgages.

Standard Chartered Bank Ghana PLC Fundamentals Summary

How do Standard Chartered Bank Ghana's earnings and revenue compare to its market cap?
SCB PREF fundamental statistics
Market cap	GH₵2.70b
Earnings (TTM)	GH₵760.53m
Revenue (TTM)	GH₵1.79b

3.6x

P/E Ratio

1.4x

P/B Ratio

Is SCB PREF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SCB PREF income statement (TTM)
Revenue	GH₵1.79b
Cost of Revenue	GH₵0
Gross Profit	GH₵1.79b
Other Expenses	GH₵1.03b
Earnings	GH₵760.53m

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	5.64
Gross Margin	100.00%
Net Profit Margin	42.48%
Debt/Equity Ratio	0.07%

How did SCB PREF perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/07/30 08:04
End of Day Share Price	2024/05/02 00:00
Earnings	2024/03/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Standard Chartered Bank Ghana PLC is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Derrick Mensah	African Alliance
Afua Mensa-Bonsu	Databank Brokerage Ltd.
Muammar Ismaily	EFG-Hermes Research

Standard Chartered Bank Ghana GHSE:SCB PREF Stock Report