Standard Chartered Bank Ghana PLC

GHSE:SCB PREF Stock Report

Market Cap: GH₵2.7b

Standard Chartered Bank Ghana Balance Sheet Health

Financial Health criteria checks 4/6

Standard Chartered Bank Ghana has total assets of GHS15.3B and total equity of GHS2.0B. Total deposits are GHS12.7B, and total loans are GHS2.1B.

Key information

7.7x

Asset to equity ratio

n/a

Net interest margin

Total deposits

GH₵12.66b

Loan to deposit ratio

Appropriate

Bad loans

9.3%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

GH₵5.86b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: SCB PREF's Assets to Equity ratio (7.7x) is low.

Allowance for Bad Loans: SCB PREF has a low allowance for bad loans (83%).

Low Risk Liabilities: 95% of SCB PREF's liabilities are made up of primarily low risk sources of funding.

Loan Level: SCB PREF has an appropriate level of Loans to Assets ratio (13%).

Low Risk Deposits: SCB PREF's Loans to Deposits ratio (16%) is appropriate.

Level of Bad Loans: SCB PREF has a high level of bad loans (9.3%).


Discover healthy companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/07/30 22:56
End of Day Share Price 2024/05/02 00:00
Earnings2024/03/31
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Standard Chartered Bank Ghana PLC is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Derrick MensahAfrican Alliance
Afua Mensa-BonsuDatabank Brokerage Ltd.
Muammar IsmailyEFG-Hermes Research