Alfa Financial Software Holdings PLC

LSE:ALFA Stock Report

Market Cap: UK£477.4m

Alfa Financial Software Holdings Management

Management criteria checks 4/4

We currently do not have sufficient information about the CEO.

Key information

Andrew Denton

Chief executive officer

UK£32.0k

Total compensation

CEO salary percentage90.63%
CEO tenure9.8yrs
CEO ownershipn/a
Management average tenure6.3yrs
Board average tenure6.5yrs

Recent management updates

Recent updates

Narrative Update Jun 23

ALFA: Dividend And Stable Assumptions Will Support Future Upside Potential

Analysts have kept their price target for Alfa Financial Software Holdings broadly unchanged in £ terms, indicating only marginal tweaks in key inputs such as discount rate, revenue growth, profit margin and future P/E assumptions, rather than any shift in their core view on the stock. What's in the News At its AGM held on 30 April 2026, Alfa Financial Software Holdings approved a final dividend of 1.5 pence per ordinary share, according to company meeting disclosures.
Narrative Update Jun 06

ALFA: Dividend Approval Will Support Future Upside Potential

Analysts have adjusted their price target on Alfa Financial Software Holdings, citing updated assumptions for the discount rate, revenue growth, profit margin and future P/E. These changes together refine their view of the stock's long term valuation in £ terms.
New Narrative May 20

Cloud Migration And Regulatory Costs Will Pressure Margins Yet Strengthen Long Term Recurring Revenues

Catalysts About Alfa Financial Software Holdings Alfa Financial Software Holdings provides enterprise software for asset and automotive finance providers, with a growing focus on subscription and cloud delivery models. What are the underlying business or industry changes driving this perspective?
Narrative Update May 03

ALFA: Dividend Approval And CFO Transition Will Support Future Upside Potential

Analysts have trimmed their price target for Alfa Financial Software Holdings to £2.67 from £2.83, citing slightly lower assumptions for revenue growth, profit margin and future P/E, along with a higher discount rate in their models. What's in the News Shareholders approved a final dividend of 1.5 pence per ordinary share at the AGM held on 30 April 2026, confirming the latest cash return to investors (Key Developments).
New Narrative May 02

Recurring Contract Volumes And New Markets Will Drive A Stronger Future Earnings Profile

Catalysts About Alfa Financial Software Holdings Alfa Financial Software Holdings supplies mission critical software for asset and automotive finance providers, delivered primarily through a single tenant, volume based SaaS model. What are the underlying business or industry changes driving this perspective?
Analysis Article Jul 31

Do Alfa Financial Software Holdings' (LON:ALFA) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article May 01

Should You Be Adding Alfa Financial Software Holdings (LON:ALFA) To Your Watchlist Today?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
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New Narrative Feb 10

Launch Of Total Originations And AI-Enabled System 6 Will Expand Market Reach

Expansion into U.S. auto and European equipment finance, alongside new products, is projected to accelerate revenue growth.
Analysis Article Jan 31

Unpleasant Surprises Could Be In Store For Alfa Financial Software Holdings PLC's (LON:ALFA) Shares

When close to half the companies in the United Kingdom have price-to-earnings ratios (or "P/E's") below 15x, you may...
Analysis Article Jun 26

Earnings Not Telling The Story For Alfa Financial Software Holdings PLC (LON:ALFA)

When close to half the companies in the United Kingdom have price-to-earnings ratios (or "P/E's") below 16x, you may...
Analysis Article Mar 21

There May Be Some Bright Spots In Alfa Financial Software Holdings' (LON:ALFA) Earnings

Soft earnings didn't appear to concern Alfa Financial Software Holdings PLC's ( LON:ALFA ) shareholders over the last...
Analysis Article Jan 31

Alfa Financial Software Holdings PLC's (LON:ALFA) Shares Climb 26% But Its Business Is Yet to Catch Up

Alfa Financial Software Holdings PLC ( LON:ALFA ) shareholders would be excited to see that the share price has had a...
Analysis Article Jan 10

Should You Be Adding Alfa Financial Software Holdings (LON:ALFA) To Your Watchlist Today?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Jul 11

With EPS Growth And More, Alfa Financial Software Holdings (LON:ALFA) Makes An Interesting Case

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analysis Article Apr 29

Alfa Financial Software Holdings (LON:ALFA) Is Very Good At Capital Allocation

If we want to find a potential multi-bagger, often there are underlying trends that can provide clues. Ideally, a...
Analysis Article Jan 15

Alfa Financial Software Holdings' (LON:ALFA) Returns Have Hit A Wall

To find a multi-bagger stock, what are the underlying trends we should look for in a business? Ideally, a business will...

CEO Compensation Analysis

How has Andrew Denton's remuneration changed compared to Alfa Financial Software Holdings's earnings?
DateTotal CompensationSalaryCompany Earnings
Dec 31 2025UK£32kUK£29k

UK£30m

Sep 30 2025n/an/a

UK£30m

Jun 30 2025n/an/a

UK£30m

Mar 31 2025n/an/a

UK£28m

Dec 31 2024UK£30kUK£27k

UK£26m

Sep 30 2024n/an/a

UK£24m

Jun 30 2024n/an/a

UK£22m

Mar 31 2024n/an/a

UK£23m

Dec 31 2023UK£28kUK£25k

UK£24m

Sep 30 2023n/an/a

UK£25m

Jun 30 2023n/an/a

UK£26m

Mar 31 2023n/an/a

UK£25m

Dec 31 2022UK£27kUK£23k

UK£25m

Sep 30 2022n/an/a

UK£23m

Jun 30 2022n/an/a

UK£22m

Mar 31 2022n/an/a

UK£21m

Dec 31 2021UK£310kUK£297k

UK£19m

Sep 30 2021n/an/a

UK£20m

Jun 30 2021n/an/a

UK£21m

Mar 31 2021n/an/a

UK£21m

Dec 31 2020UK£337kUK£322k

UK£20m

Sep 30 2020n/an/a

UK£17m

Jun 30 2020n/an/a

UK£14m

Mar 31 2020n/an/a

UK£12m

Dec 31 2019UK£338kUK£322k

UK£10m

Compensation vs Market: Andrew's total compensation ($USD42.83K) is below average for companies of similar size in the UK market ($USD1.58M).

Compensation vs Earnings: Andrew's compensation has been consistent with company performance over the past year.


CEO

Andrew Denton (54 yo)

9.8yrs
Tenure
UK£32,000
Compensation

Mr. Andrew Warren Denton has been the Chief Executive Officer of Alfa Financial Software Holdings PLC and CHP Consulting Limited since September 2016. He serves as Executive Director at Alfa Financial Soft...


Leadership Team

NamePositionTenureCompensationOwnership
Andrew Page
Founder & Executive Chairman of the Board9.8yrsUK£30.00kno data
Andrew Denton
CEO & Executive Director9.8yrsUK£32.00kno data
Duncan Magrath
CFO & Executive Director6.3yrsUK£1.15m0.38%
£ 1.8m
Matthew White
COO & Executive Director10.5yrsUK£777.00k0.17%
£ 831.5k
Andrew Flegg
Chief Technology Officerno datano datano data
Vicky Edwards
Chief People Officer6.3yrsno datano data
James Paul
Chief Delivery Officerno datano datano data
Richard Dewire
Chief Revenue Officerno datano datano data
Turner Parlin
Head of Sales - Americas4.5yrsno datano data
Steve O'Hara
Head of Business Development3.9yrsno datano data
6.3yrs
Average Tenure
58yo
Average Age

Experienced Management: ALFA's management team is seasoned and experienced (6.3 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Andrew Page
Founder & Executive Chairman of the Board9.8yrsUK£30.00kno data
Andrew Denton
CEO & Executive Director9.3yrsUK£32.00kno data
Duncan Magrath
CFO & Executive Director6.3yrsUK£1.15m0.38%
£ 1.8m
Matthew White
COO & Executive Director6.8yrsUK£777.00k0.17%
£ 831.5k
Stephen Breach
Independent Non-executive Director6.9yrsUK£65.00k0.015%
£ 70.7k
Adrian Chamberlain
Independent & Non-Executive Director6.3yrsUK£65.00k0.0048%
£ 23.1k
Christopher Sullivan
Senior Independent Non-Executive Director7yrsUK£65.00k0.085%
£ 403.6k
Charlotte De Metz
Independent & Non-Executive Director6.3yrsUK£55.00kno data
Reena Raichura
Independent Non-Executive Director2.1yrsUK£55.00kno data
Peter George
Independent Non-Executive Directorless than a yearno datano data
6.5yrs
Average Tenure
59.5yo
Average Age

Experienced Board: ALFA's board of directors are considered experienced (6.5 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/07 18:15
End of Day Share Price 2026/07/07 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Alfa Financial Software Holdings PLC is covered by 9 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James GoodmanBarclays
Sven MerktBarclays
Robert ChantryBerenberg