Alfa Financial Software Holdings Future Growth
Future criteria checks 2/6
Alfa Financial Software Holdings is forecast to grow earnings and revenue by 1.5% and 6.2% per annum respectively. EPS is expected to grow by 4.6% per annum. Return on equity is forecast to be 32.7% in 3 years.
Key information
1.5%
Earnings growth rate
4.57%
EPS growth rate
| Software earnings growth | 15.0% |
| Revenue growth rate | 6.2% |
| Future return on equity | 32.67% |
| Analyst coverage | Good |
| Last updated | 09 Sep 2026 |
Recent future growth updates
Recent updates
UK£2.67: That's What Analysts Think Alfa Financial Software Holdings PLC (LON:ALFA) Is Worth After Its Latest Results
Alfa Financial Software Holdings PLC ( LON:ALFA ) last week reported its latest half-year results, which makes it a...
ALFA: Dividend And Stable Assumptions Will Support Future Upside Potential
Analysts have kept their price target for Alfa Financial Software Holdings broadly unchanged in £ terms, indicating only marginal tweaks in key inputs such as discount rate, revenue growth, profit margin and future P/E assumptions, rather than any shift in their core view on the stock. What's in the News At its AGM held on 30 April 2026, Alfa Financial Software Holdings approved a final dividend of 1.5 pence per ordinary share, according to company meeting disclosures.ALFA: Dividend Approval Will Support Future Upside Potential
Analysts have adjusted their price target on Alfa Financial Software Holdings, citing updated assumptions for the discount rate, revenue growth, profit margin and future P/E. These changes together refine their view of the stock's long term valuation in £ terms.
Cloud Migration And Regulatory Costs Will Pressure Margins Yet Strengthen Long Term Recurring Revenues
Catalysts About Alfa Financial Software Holdings Alfa Financial Software Holdings provides enterprise software for asset and automotive finance providers, with a growing focus on subscription and cloud delivery models. What are the underlying business or industry changes driving this perspective?ALFA: Dividend Approval And CFO Transition Will Support Future Upside Potential
Analysts have trimmed their price target for Alfa Financial Software Holdings to £2.67 from £2.83, citing slightly lower assumptions for revenue growth, profit margin and future P/E, along with a higher discount rate in their models. What's in the News Shareholders approved a final dividend of 1.5 pence per ordinary share at the AGM held on 30 April 2026, confirming the latest cash return to investors (Key Developments).
Recurring Contract Volumes And New Markets Will Drive A Stronger Future Earnings Profile
Catalysts About Alfa Financial Software Holdings Alfa Financial Software Holdings supplies mission critical software for asset and automotive finance providers, delivered primarily through a single tenant, volume based SaaS model. What are the underlying business or industry changes driving this perspective?Do Alfa Financial Software Holdings' (LON:ALFA) Earnings Warrant Your Attention?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Should You Be Adding Alfa Financial Software Holdings (LON:ALFA) To Your Watchlist Today?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Launch Of Total Originations And AI-Enabled System 6 Will Expand Market Reach
Expansion into U.S. auto and European equipment finance, alongside new products, is projected to accelerate revenue growth.Unpleasant Surprises Could Be In Store For Alfa Financial Software Holdings PLC's (LON:ALFA) Shares
When close to half the companies in the United Kingdom have price-to-earnings ratios (or "P/E's") below 15x, you may...Earnings Not Telling The Story For Alfa Financial Software Holdings PLC (LON:ALFA)
When close to half the companies in the United Kingdom have price-to-earnings ratios (or "P/E's") below 16x, you may...There May Be Some Bright Spots In Alfa Financial Software Holdings' (LON:ALFA) Earnings
Soft earnings didn't appear to concern Alfa Financial Software Holdings PLC's ( LON:ALFA ) shareholders over the last...Alfa Financial Software Holdings PLC's (LON:ALFA) Shares Climb 26% But Its Business Is Yet to Catch Up
Alfa Financial Software Holdings PLC ( LON:ALFA ) shareholders would be excited to see that the share price has had a...Should You Be Adding Alfa Financial Software Holdings (LON:ALFA) To Your Watchlist Today?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...With EPS Growth And More, Alfa Financial Software Holdings (LON:ALFA) Makes An Interesting Case
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Alfa Financial Software Holdings (LON:ALFA) Is Very Good At Capital Allocation
If we want to find a potential multi-bagger, often there are underlying trends that can provide clues. Ideally, a...Alfa Financial Software Holdings' (LON:ALFA) Returns Have Hit A Wall
To find a multi-bagger stock, what are the underlying trends we should look for in a business? Ideally, a business will...Earnings and Revenue Growth Forecasts
| Date | Revenue | Earnings | Free Cash Flow | Cash from Op | Avg. No. Analysts |
|---|---|---|---|---|---|
| 12/31/2028 | 154 | 28 | 32 | 38 | 6 |
| 12/31/2027 | 144 | 29 | 29 | 35 | 6 |
| 12/31/2026 | 134 | 27 | 25 | 32 | 5 |
| 6/30/2026 | 129 | 28 | 27 | 32 | N/A |
| 3/31/2026 | 128 | 29 | 29 | 35 | N/A |
| 12/31/2025 | 127 | 30 | 32 | 37 | N/A |
| 9/30/2025 | 123 | 30 | 29 | 35 | N/A |
| 6/30/2025 | 120 | 30 | 27 | 32 | N/A |
| 3/31/2025 | 115 | 28 | 25 | 30 | N/A |
| 12/31/2024 | 110 | 26 | 23 | 28 | N/A |
| 9/30/2024 | 106 | 24 | 21 | 26 | N/A |
| 6/30/2024 | 101 | 22 | 19 | 24 | N/A |
| 3/31/2024 | 102 | 23 | 24 | 28 | N/A |
| 12/31/2023 | 102 | 24 | 29 | 32 | N/A |
| 9/30/2023 | 102 | 25 | 31 | 34 | N/A |
| 6/30/2023 | 102 | 26 | 33 | 36 | N/A |
| 3/31/2023 | 98 | 25 | 29 | 32 | N/A |
| 12/31/2022 | 93 | 25 | 25 | 27 | N/A |
| 9/30/2022 | 90 | 23 | 23 | 25 | N/A |
| 6/30/2022 | 86 | 22 | 21 | 23 | N/A |
| 3/31/2022 | 85 | 21 | 23 | 25 | N/A |
| 12/31/2021 | 83 | 19 | 25 | 27 | N/A |
| 9/30/2021 | 83 | 20 | 28 | 29 | N/A |
| 6/30/2021 | 82 | 21 | 31 | 32 | N/A |
| 3/31/2021 | 80 | 21 | 28 | 29 | N/A |
| 12/31/2020 | 79 | 20 | 25 | 26 | N/A |
| 9/30/2020 | 75 | 17 | 21 | 22 | N/A |
| 6/30/2020 | 72 | 14 | 17 | 18 | N/A |
| 3/31/2020 | 68 | 12 | N/A | 18 | N/A |
| 12/31/2019 | 64 | 10 | N/A | 18 | N/A |
| 9/30/2019 | 67 | 13 | N/A | 18 | N/A |
| 6/30/2019 | 69 | 15 | N/A | 19 | N/A |
| 3/31/2019 | 70 | 17 | N/A | 17 | N/A |
| 12/31/2018 | 71 | 18 | N/A | 15 | N/A |
| 9/30/2018 | 73 | 20 | N/A | 16 | N/A |
| 6/30/2018 | 76 | 22 | N/A | 17 | N/A |
| 3/31/2018 | 82 | 24 | N/A | 18 | N/A |
| 12/31/2017 | 88 | 26 | N/A | 19 | N/A |
| 9/30/2017 | 89 | 18 | N/A | 19 | N/A |
| 6/30/2017 | 90 | 11 | N/A | 19 | N/A |
| 3/31/2017 | 81 | 9 | N/A | 25 | N/A |
| 12/31/2016 | 73 | 8 | N/A | 32 | N/A |
| 12/31/2015 | 54 | 15 | N/A | 17 | N/A |
Analyst Future Growth Forecasts
Earnings vs Savings Rate: ALFA's forecast earnings growth (1.5% per year) is below the savings rate (3.6%).
Earnings vs Market: ALFA's earnings (1.5% per year) are forecast to grow slower than the UK market (11.4% per year).
High Growth Earnings: ALFA's earnings are forecast to grow, but not significantly.
Revenue vs Market: ALFA's revenue (6.2% per year) is forecast to grow faster than the UK market (3.7% per year).
High Growth Revenue: ALFA's revenue (6.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ALFA's Return on Equity is forecast to be high in 3 years time (32.7%)
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/09 16:48 |
| End of Day Share Price | 2026/09/09 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Alfa Financial Software Holdings PLC is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Goodman | Barclays |
| Sven Merkt | Barclays |
| Robert Chantry | Berenberg |