ALFA Stock Overview
Through its subsidiaries, provides software and consultancy services to the auto and equipment finance industry in the United Kingdom, the United States, rest of Europe, the Middle East, Africa, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
Community vs My Fair Value
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Alfa Financial Software Holdings PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£2.04 |
| 52 Week High | UK£2.50 |
| 52 Week Low | UK£1.60 |
| Beta | -0.20 |
| 1 Month Change | -9.76% |
| 3 Month Change | 0.99% |
| 1 Year Change | 15.89% |
| 3 Year Change | 25.62% |
| 5 Year Change | 141.11% |
| Change since IPO | -52.65% |
Recent News & Updates
Recent updates
Launch Of Total Originations And AI-Enabled System 6 Will Expand Market Reach
Feb 10 Expansion into U.S. auto and European equipment finance, alongside new products, is projected to accelerate revenue growth.Unpleasant Surprises Could Be In Store For Alfa Financial Software Holdings PLC's (LON:ALFA) Shares
Jan 31
Earnings Not Telling The Story For Alfa Financial Software Holdings PLC (LON:ALFA)
Jun 26There May Be Some Bright Spots In Alfa Financial Software Holdings' (LON:ALFA) Earnings
Mar 21Alfa Financial Software Holdings PLC's (LON:ALFA) Shares Climb 26% But Its Business Is Yet to Catch Up
Jan 31Should You Be Adding Alfa Financial Software Holdings (LON:ALFA) To Your Watchlist Today?
Jan 10With EPS Growth And More, Alfa Financial Software Holdings (LON:ALFA) Makes An Interesting Case
Jul 11Alfa Financial Software Holdings (LON:ALFA) Is Very Good At Capital Allocation
Apr 29Alfa Financial Software Holdings' (LON:ALFA) Returns Have Hit A Wall
Jan 15Shareholders Are Optimistic That Alfa Financial Software Holdings (LON:ALFA) Will Multiply In Value
Sep 21Many Would Be Envious Of Alfa Financial Software Holdings' (LON:ALFA) Excellent Returns On Capital
May 14What Type Of Returns Would Alfa Financial Software Holdings'(LON:ALFA) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
Mar 10Returns On Capital At Alfa Financial Software Holdings (LON:ALFA) Paint An Interesting Picture
Feb 07
Shareholder Returns
| ALFA | GB Software | GB Market | |
|---|---|---|---|
| 7D | 2.6% | -3.1% | -1.0% |
| 1Y | 15.9% | -7.8% | -3.0% |
Return vs Industry: ALFA exceeded the UK Software industry which returned -7.8% over the past year.
Return vs Market: ALFA exceeded the UK Market which returned -3% over the past year.
Price Volatility
| ALFA volatility | |
|---|---|
| ALFA Average Weekly Movement | 4.3% |
| Software Industry Average Movement | 5.9% |
| Market Average Movement | 5.5% |
| 10% most volatile stocks in GB Market | 10.3% |
| 10% least volatile stocks in GB Market | 3.1% |
Stable Share Price: ALFA has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: ALFA's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1990 | 502 | Andrew Denton | www.alfasystems.com |
Alfa Financial Software Holdings PLC, through its subsidiaries, provides software and consultancy services to the auto and equipment finance industry in the United Kingdom, the United States, rest of Europe, the Middle East, Africa, and internationally. It operates through Subscription, Software Engineering, and Delivery segments. The company offers Alfa Systems 6, an asset finance software; and cloud hosting services.
Alfa Financial Software Holdings PLC Fundamentals Summary
| ALFA fundamental statistics | |
|---|---|
| Market cap | UK£600.88m |
| Earnings (TTM) | UK£25.60m |
| Revenue (TTM) | UK£109.90m |
23.5x
P/E Ratio5.5x
P/S RatioIs ALFA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ALFA income statement (TTM) | |
|---|---|
| Revenue | UK£109.90m |
| Cost of Revenue | UK£39.00m |
| Gross Profit | UK£70.90m |
| Other Expenses | UK£45.30m |
| Earnings | UK£25.60m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
Sep 04, 2025
| Earnings per share (EPS) | 0.087 |
| Gross Margin | 64.51% |
| Net Profit Margin | 23.29% |
| Debt/Equity Ratio | 0% |
How did ALFA perform over the long term?
See historical performance and comparisonDividends
3.9%
Current Dividend Yield16%
Payout RatioDoes ALFA pay a reliable dividends?
See ALFA dividend history and benchmarks| Alfa Financial Software Holdings dividend dates | |
|---|---|
| Ex Dividend Date | May 01 2025 |
| Dividend Pay Date | May 30 2025 |
| Days until Ex dividend | 17 days |
| Days until Dividend pay date | 46 days |
Does ALFA pay a reliable dividends?
See ALFA dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/14 03:29 |
| End of Day Share Price | 2025/04/11 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Alfa Financial Software Holdings PLC is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Goodman | Barclays |
| Sven Merkt | Barclays |
| Robert Chantry | Berenberg |