ASR Nederland (LSE:0RHS) - Stock Price, News & Analysis

0RHS Stock Overview

Provides insurance, pensions, and mortgages products for consumers, self-employed persons, and companies. More details

0RHS fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	4/6
Financial Health	2/6
Dividends	3/6

Rewards

Trading at 36.6% below our estimate of its fair value

Earnings are forecast to grow 13.32% per year

Earnings grew by 659.4% over the past year

Risk Analysis

Dividend of 6.59% is not well covered by free cash flows

ASR Nederland N.V. Competitors

Aviva

LSE:AV.

UK£13.0b

Admiral Group

LSE:ADM

UK£7.6b

Beazley

LSE:BEZ

UK£4.6b

Legal & General Group

LSE:LGEN

UK£12.8b

Price History & Performance

Summary of all time highs, changes and price drops for ASR Nederland
Historical stock prices
Current Share Price	€44.53
52 Week High	€49.16
52 Week Low	€36.18
Beta	0.88
11 Month Change	-1.15%
3 Month Change	-3.99%
1 Year Change	20.21%
33 Year Change	13.22%
5 Year Change	33.68%
Change since IPO	141.86%

Recent updates

Shareholder Returns

	0RHS	GB Insurance	GB Market
7D	-0.2%	0.5%	-0.3%
1Y	20.2%	-7.6%	6.1%

Return vs Industry: 0RHS exceeded the UK Insurance industry which returned -7.6% over the past year.

Return vs Market: 0RHS exceeded the UK Market which returned 6.1% over the past year.

Price Volatility

Is 0RHS's price volatile compared to industry and market?
0RHS volatility
0RHS Average Weekly Movement	2.7%
Insurance Industry Average Movement	3.3%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.3%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0RHS has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: 0RHS's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1720	8,164	Jos P. Baeten	www.asrnl.com

ASR Nederland N.V. provides insurance, pensions, and mortgages products for consumers, self-employed persons, and companies. It operates through five segments: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. The company offers health, life, pension, funeral expense, and occupational disability insurance products; and non-life insurance products, including road traffic, fire, third-party liability and legal assistance insurance.

ASR Nederland N.V. Fundamentals Summary

How do ASR Nederland's earnings and revenue compare to its market cap?
0RHS fundamental statistics
Market cap	€9.63b
Earnings (TTM)	€767.00m
Revenue (TTM)	€15.37b

12.4x

P/E Ratio

0.6x

P/S Ratio

Is 0RHS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0RHS income statement (TTM)
Revenue	€15.37b
Cost of Revenue	€7.78b
Gross Profit	€7.60b
Other Expenses	€6.83b
Earnings	€767.00m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

Feb 19, 2025

Earnings per share (EPS)	3.64
Gross Margin	49.40%
Net Profit Margin	4.99%
Debt/Equity Ratio	207.0%

How did 0RHS perform over the long term?

See historical performance and comparison

Dividends

6.6%

Current Dividend Yield

82%

Payout Ratio

0RHS Stock Overview

Rewards

Risk Analysis

ASR Nederland N.V. Competitors

LSE:AV.

UK£13.0b

LSE:ADM

UK£7.6b

LSE:BEZ

UK£4.6b

LSE:LGEN

UK£12.8b

Price History & Performance

Recent News & Updates

ASR Nederland N.V., Annual General Meeting, May 21, 2025

BAWAG Group AG (WBAG:BG) completed the acquisition Knab Bank from ASR Nederland N.V. (ENXTAM:ASRNL).

ASR Nederland N.V. to Report Fiscal Year 2024 Results on Mar 26, 2025

ASR Nederland N.V. to Report Q2, 2025 Results on Aug 20, 2025

First half 2024 earnings released: EPS: €0.29 (vs €2.26 in 1H 2023)

Upcoming dividend of €1.81 per share

Recent updates

ASR Nederland N.V., Annual General Meeting, May 21, 2025

BAWAG Group AG (WBAG:BG) completed the acquisition Knab Bank from ASR Nederland N.V. (ENXTAM:ASRNL).

ASR Nederland N.V. to Report Fiscal Year 2024 Results on Mar 26, 2025

ASR Nederland N.V. to Report Q2, 2025 Results on Aug 20, 2025

First half 2024 earnings released: EPS: €0.29 (vs €2.26 in 1H 2023)

Upcoming dividend of €1.81 per share

Full year 2023 earnings released: EPS: €5.80 (vs €12.82 loss in FY 2022)

New major risk - Financial position

BAWAG Group AG (WBAG:BG) signed an agreement to acquire Knab Bank from ASR Nederland N.V. (ENXTAM:ASRNL) for €510 million.

Investor sentiment improves as stock rises 16%

ASR Nederland N.V. to Report Fiscal Year 2023 Final Results on Mar 27, 2024

ASR Nederland N.V., Annual General Meeting, May 29, 2024

Investor sentiment deteriorates as stock falls 18%

First half 2023 earnings released: EPS: €2.26 (vs €11.28 loss in 1H 2022)

New major risk - Revenue and earnings growth

ASR Nederland N.V. to Report Fiscal Year 2023 Results on Feb 29, 2024

New major risk - Shareholder dilution

ASR Nederland N.V. (ENXTAM:ASRNL) completed the acquisition of Aegon Nederland N.V. from Aegon Europe Holding BV for €4.6 billion.

Upcoming dividend of €1.72 per share at 6.7% yield

Full year 2022 earnings released: EPS: €5.00 (vs €6.56 in FY 2021)

Investor sentiment deteriorates as stock falls 16%

Chairman of the Executive Board & CEO recently bought €58k worth of stock

Full year 2022 earnings released

ASR Reportedly to Consider Sale of Bank Acquired in Aegon Deal

ASR Nederland N.V. (ENXTAM:ASRNL) has signed a conditional agreement to acquire Aegon Nederland N.V. from Aegon Europe Holding BV for approximately € 4.9 billion.

ASR Nederland N.V. (ENXTAM:ASRNL) has signed a conditional agreement to acquire Aegon Nederland N.V. from Aegon Europe Holding BV for approximately € 4.9 billion.

ASR Nederland N.V. to Report First Half, 2023 Results on Aug 30, 2023

First half 2022 earnings released: EPS: €3.19 (vs €3.24 in 1H 2021)

ASR Nederland N.V. (ENXTAM:ASRNL) commences an Equity Buyback for 10% of its issued share capital, under the authorization granted on May 19, 2021.

Upcoming dividend of €1.60 per share

ASR Nederland N.V. (ENXTAM:ASRNL) acquired Nieuwe Hemweg wind farm in the Amsterdam port area from Vattenfall AB (publ).

Investor sentiment improved over the past week

Full year 2021 earnings: Revenues exceed analyst expectations

ASR Nederland N.V. to Be Deleted from Other OTC

ASR Nederland N.V. (ENXTAM:ASRNL) agreed to acquire Part of Prinses Ariane wind farm in Wieringermeer from Vattenfall AB (publ).

First half 2021 earnings released: EPS €3.24 (vs €1.60 in 1H 2020)

Independent Chairman of the Supervisory Board C. Van der Pol has left the company

Upcoming dividend of €1.28 per share

Full year 2020 earnings released: EPS €4.40 (vs €6.47 in FY 2019)

New 90-day high: €34.72

Full year 2020 earnings released

ASR Nederland N.V., Annual General Meeting, May 19, 2021

New 90-day high: €33.79

New 90-day high: €33.03

Market bids up stock over the past week

New 90-day low: €26.98

ASR Nederland N.V. (ENXTAM:ASRNL) agreed to acquire remaining 50% stake in Brand New Day Premiepensioeninstelling N.V. from Brand New Day Houdstermaatschappij N.V.

Earnings released

New 90-day high - €31.54

New 90-day high - €30.03