Is 0OJC undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6
Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of 0OJC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: 0OJC (NOK199.35) is trading below our estimate of fair value (NOK323.97)
Significantly Below Fair Value: 0OJC is trading below fair value by more than 20%.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for 0OJC?
Key metric: As 0OJC is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
The above table shows the Price to Earnings ratio for 0OJC. This is calculated by dividing 0OJC's market cap by their current
earnings.
What is 0OJC's PE Ratio?
PE Ratio
20.5x
Earnings
NOK 4.91b
Market Cap
NOK 100.49b
0OJC key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Price-To-Earnings vs Industry: 0OJC is expensive based on its Price-To-Earnings Ratio (20.5x) compared to the European Insurance industry average (11.8x).
Price to Earnings Ratio vs Fair Ratio
What is 0OJC's PE Ratio
compared to its
Fair PE Ratio?
This is the expected PE Ratio taking into
account the company's forecast earnings growth, profit margins
and other risk factors.
0OJC PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio
20.5x
Fair PE Ratio
15.4x
Price-To-Earnings vs Fair Ratio: 0OJC is expensive based on its Price-To-Earnings Ratio (20.5x) compared to the estimated Fair Price-To-Earnings Ratio (15.4x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
The above table shows the analyst 0OJC forecast and predictions for the stock price in 12 month’s time.
Date
Share Price
Average 1Y Price Target
Dispersion
High
Low
1Y Actual price
Analysts
Current
NOK 199.35
NOK 197.35
-1.0%
12.4%
NOK 235.00
NOK 155.50
n/a
13
Dec ’25
NOK 196.72
NOK 197.35
+0.3%
12.4%
NOK 235.00
NOK 155.50
n/a
13
Nov ’25
NOK 198.08
NOK 195.28
-1.4%
12.0%
NOK 235.00
NOK 155.50
n/a
13
Oct ’25
NOK 198.07
NOK 190.91
-3.6%
11.7%
NOK 233.00
NOK 155.50
n/a
14
Sep ’25
NOK 187.24
NOK 190.70
+1.9%
11.6%
NOK 233.00
NOK 155.50
n/a
14
Aug ’25
NOK 184.15
NOK 190.70
+3.6%
11.6%
NOK 233.00
NOK 155.50
n/a
14
Jul ’25
NOK 191.10
NOK 191.78
+0.4%
7.7%
NOK 220.00
NOK 170.90
n/a
14
Jun ’25
NOK 183.72
NOK 188.35
+2.5%
10.0%
NOK 220.00
NOK 154.00
n/a
14
May ’25
NOK 177.74
NOK 187.64
+5.6%
10.1%
NOK 220.00
NOK 154.00
n/a
14
Apr ’25
NOK 157.20
NOK 190.16
+21.0%
11.8%
NOK 245.00
NOK 155.00
n/a
14
Mar ’25
NOK 170.51
NOK 190.16
+11.5%
11.8%
NOK 245.00
NOK 155.00
n/a
14
Feb ’25
NOK 168.71
NOK 194.38
+15.2%
10.0%
NOK 245.00
NOK 165.30
n/a
14
Jan ’25
NOK 183.80
NOK 192.54
+4.8%
12.8%
NOK 245.00
NOK 140.50
n/a
14
Dec ’24
NOK 182.22
NOK 191.61
+5.2%
13.1%
NOK 245.00
NOK 140.50
NOK 196.72
14
Nov ’24
NOK 167.70
NOK 186.04
+10.9%
12.8%
NOK 240.00
NOK 140.50
NOK 198.08
14
Oct ’24
NOK 157.07
NOK 187.94
+19.7%
12.4%
NOK 240.00
NOK 156.00
NOK 198.07
14
Sep ’24
NOK 163.40
NOK 189.02
+15.7%
14.3%
NOK 256.00
NOK 156.00
NOK 187.24
13
Aug ’24
NOK 160.90
NOK 189.02
+17.5%
14.3%
NOK 256.00
NOK 156.00
NOK 184.15
13
Jul ’24
NOK 172.22
NOK 200.19
+16.2%
11.7%
NOK 257.00
NOK 159.00
NOK 191.10
14
Jun ’24
NOK 179.50
NOK 200.98
+12.0%
11.0%
NOK 257.00
NOK 162.70
NOK 183.72
14
May ’24
NOK 180.42
NOK 202.16
+12.1%
10.9%
NOK 257.00
NOK 168.10
NOK 177.74
13
Apr ’24
NOK 170.70
NOK 201.36
+18.0%
13.0%
NOK 260.00
NOK 150.00
NOK 157.20
14
Mar ’24
NOK 186.52
NOK 203.78
+9.3%
12.6%
NOK 260.00
NOK 150.00
NOK 170.51
13
Feb ’24
NOK 179.62
NOK 205.08
+14.2%
13.0%
NOK 260.00
NOK 150.00
NOK 168.71
13
Jan ’24
NOK 192.85
NOK 207.45
+7.6%
12.2%
NOK 260.00
NOK 158.00
NOK 183.80
13
Dec ’23
NOK 190.51
NOK 209.45
+9.9%
11.6%
NOK 260.00
NOK 158.00
NOK 182.22
13
Analyst Forecast: Target price is lower than the current share price.
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2024/12/22 00:55
End of Day Share Price
2024/12/20 00:00
Earnings
2024/09/30
Annual Earnings
2023/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Gjensidige Forsikring ASA is covered by 30 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.