VIGV Stock Overview

Provides various insurance products and services in Austria and internationally. More details

VIGV fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	3/6
Dividends	3/6

Rewards

Trading at 49.1% below our estimate of its fair value

Earnings grew by 67.1% over the past year

Risk Analysis

Shares are highly illiquid

Dividend of 4.77% is not well covered by cash flows

Community vs My Fair Value

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Vienna Insurance Group AG Competitors

Aviva

LSE:AV.

UK£13.2b

Direct Line Insurance Group

LSE:DLG

UK£3.4b

Hiscox

LSE:HSX

UK£3.5b

Helios Underwriting

AIM:HUW

UK£165.5m

Price History & Performance

Summary of share price highs, lows and changes for Vienna Insurance Group
Historical stock prices
Current Share Price	€25.95
52 Week High	€0
52 Week Low	€0
Beta	0.80
1 Month Change	-1.24%
3 Month Change	-0.38%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-0.38%

Recent updates

Shareholder Returns

	VIGV	GB Insurance	GB Market
7D	0%	-1.7%	-0.9%
1Y	n/a	2.4%	9.8%

Return vs Industry: Insufficient data to determine how VIGV performed against the UK Insurance industry.

Return vs Market: Insufficient data to determine how VIGV performed against the UK Market.

Price Volatility

Is VIGV's price volatile compared to industry and market?
VIGV volatility
VIGV Average Weekly Movement	n/a
Insurance Industry Average Movement	3.5%
Market Average Movement	4.6%
10% most volatile stocks in GB Market	10.6%
10% least volatile stocks in GB Market	2.5%

Stable Share Price: VIGV has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine VIGV's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1824	29,000	Hartwig Loger	group.vig

Vienna Insurance Group AG, together with its subsidiaries, provides various insurance products and services in life, health, and property and casualty areas in Austria and internationally. The company offers motor own damage, rail vehicle own damage, aircraft own damage, transport, fire and natural hazards, third party liability, carrier, aircraft liability, general liability, credit, guarantee, legal expenses, assistance, marine, aviation, and travel health insurance products, as well as sea, lake, and river shipping own damage and liability insurance products. It also offers reinsurance products and services.

Vienna Insurance Group AG Fundamentals Summary

How do Vienna Insurance Group's earnings and revenue compare to its market cap?
VIGV fundamental statistics
Market cap	€3.49b
Earnings (TTM)	€654.47m
Revenue (TTM)	€15.08b

5.3x

P/E Ratio

0.2x

P/S Ratio

Is VIGV overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VIGV income statement (TTM)
Revenue	€15.08b
Cost of Revenue	€11.18b
Gross Profit	€3.90b
Other Expenses	€3.24b
Earnings	€654.47m

Last Reported Earnings

Jun 30, 2023

Next Earnings Date

Mar 12, 2024

Earnings per share (EPS)	5.11
Gross Margin	25.85%
Net Profit Margin	4.34%
Debt/Equity Ratio	44.7%

How did VIGV perform over the long term?

See historical performance and comparison

Dividends

4.8%

Current Dividend Yield

36%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/03/06 15:36
End of Day Share Price	2024/02/07 00:00
Earnings	2023/06/30
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Vienna Insurance Group AG is covered by 29 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Daniel Bischof	Baader Helvea Equity Research
Claudia Gaspari	Barclays
Andrew Broadfield	Barclays