Bâloise Holding Valuation
Is BALNZ undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of BALNZ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: BALNZ (CHF169.95) is trading above our estimate of fair value (CHF107.24)
Significantly Below Fair Value: BALNZ is trading above our estimate of fair value.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BALNZ?
Other financial metrics that can be useful for relative valuation.
What is BALNZ's n/a Ratio? | |
---|---|
n/a | 0x |
n/a | n/a |
Market Cap | CHF 7.70b |
Key Statistics | |
---|---|
Enterprise Value/Revenue | 1.3x |
Enterprise Value/EBITDA | 19.3x |
PEG Ratio | 1.7x |
Price to Earnings Ratio vs Peers
How does BALNZ's PE Ratio compare to its peers?
Company | Forward PE | Estimated Growth | Market Cap |
---|---|---|---|
Peer Average | 22.6x | ||
AV. Aviva | 10.3x | 4.6% | UK£13.1b |
LGEN Legal & General Group | 46.6x | 27.9% | UK£13.1b |
HSX Hiscox | 7.2x | -1.8% | UK£3.9b |
PRU Prudential | 26.3x | 25.8% | UK£17.2b |
BALNZ Bâloise Holding | 30.4x | 17.9% | CHF 7.7b |
Price-To-Earnings vs Peers: BALNZ is expensive based on its Price-To-Earnings Ratio (30.4x) compared to the peer average (22.6x).
Price to Earnings Ratio vs Industry
How does BALNZ's PE Ratio compare vs other companies in the European Insurance Industry?
Price-To-Earnings vs Industry: BALNZ is expensive based on its Price-To-Earnings Ratio (30.4x) compared to the European Insurance industry average (11x).
Price to Earnings Ratio vs Fair Ratio
What is BALNZ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
Fair Ratio | |
---|---|
Current PE Ratio | 30.4x |
Fair PE Ratio | 18.7x |
Price-To-Earnings vs Fair Ratio: BALNZ is expensive based on its Price-To-Earnings Ratio (30.4x) compared to the estimated Fair Price-To-Earnings Ratio (18.7x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
---|---|---|---|---|---|---|---|
Current | CHF 169.95 | CHF 159.00 -6.4% | 6.2% | CHF 170.00 | CHF 146.00 | n/a | 4 |
Sep ’25 | CHF 163.00 | CHF 152.00 -6.7% | 2.3% | CHF 155.00 | CHF 146.00 | n/a | 4 |
Aug ’25 | CHF 158.10 | CHF 152.00 -3.9% | 2.3% | CHF 155.00 | CHF 146.00 | n/a | 4 |
Jul ’25 | CHF 158.90 | CHF 151.25 -4.8% | 2.2% | CHF 155.00 | CHF 146.00 | n/a | 4 |
Jun ’25 | CHF 155.40 | CHF 151.25 -2.7% | 2.2% | CHF 155.00 | CHF 146.00 | n/a | 4 |
May ’25 | CHF 139.20 | CHF 151.25 +8.7% | 2.2% | CHF 155.00 | CHF 146.00 | n/a | 4 |
Apr ’25 | CHF 141.30 | CHF 145.00 +2.6% | 2.2% | CHF 149.00 | CHF 140.00 | n/a | 4 |
Mar ’25 | CHF 142.95 | CHF 147.75 +3.4% | 1.6% | CHF 151.00 | CHF 145.00 | n/a | 4 |
Feb ’25 | CHF 138.30 | CHF 146.75 +6.1% | 1.7% | CHF 151.00 | CHF 145.00 | n/a | 4 |
Jan ’25 | CHF 131.60 | CHF 145.50 +10.6% | 2.7% | CHF 151.00 | CHF 140.00 | n/a | 4 |
Dec ’24 | CHF 133.60 | CHF 149.25 +11.7% | 3.8% | CHF 159.00 | CHF 145.00 | n/a | 4 |
Nov ’24 | CHF 130.50 | CHF 153.50 +17.6% | 4.3% | CHF 161.00 | CHF 147.00 | n/a | 4 |
Oct ’24 | CHF 133.10 | CHF 156.75 +17.8% | 3.6% | CHF 161.00 | CHF 147.00 | n/a | 4 |
Sep ’24 | CHF 138.80 | CHF 156.75 +12.9% | 3.6% | CHF 161.00 | CHF 147.00 | CHF 163.00 | 4 |
Aug ’24 | CHF 135.40 | CHF 156.40 +15.5% | 3.3% | CHF 161.00 | CHF 147.00 | CHF 158.10 | 5 |
Jul ’24 | CHF 131.10 | CHF 156.40 +19.3% | 3.3% | CHF 161.00 | CHF 147.00 | CHF 158.90 | 5 |
Jun ’24 | CHF 139.90 | CHF 156.40 +11.8% | 3.3% | CHF 161.00 | CHF 147.00 | CHF 155.40 | 5 |
May ’24 | CHF 149.30 | CHF 156.40 +4.8% | 3.3% | CHF 161.00 | CHF 147.00 | CHF 139.20 | 5 |
Apr ’24 | CHF 142.90 | CHF 156.40 +9.4% | 3.3% | CHF 161.00 | CHF 147.00 | CHF 141.30 | 5 |
Mar ’24 | CHF 156.20 | CHF 157.60 +0.9% | 6.0% | CHF 174.00 | CHF 147.00 | CHF 142.95 | 5 |
Feb ’24 | CHF 149.30 | CHF 157.60 +5.6% | 6.0% | CHF 174.00 | CHF 147.00 | CHF 138.30 | 5 |
Jan ’24 | CHF 143.00 | CHF 155.20 +8.5% | 8.2% | CHF 174.00 | CHF 135.00 | CHF 131.60 | 5 |
Dec ’23 | CHF 143.40 | CHF 155.20 +8.2% | 8.2% | CHF 174.00 | CHF 135.00 | CHF 133.60 | 5 |
Nov ’23 | CHF 136.40 | CHF 156.64 +14.8% | 8.0% | CHF 174.00 | CHF 135.00 | CHF 130.50 | 5 |
Oct ’23 | CHF 126.90 | CHF 156.64 +23.4% | 8.0% | CHF 174.00 | CHF 135.00 | CHF 133.10 | 5 |
Sep ’23 | CHF 139.80 | CHF 163.97 +17.3% | 4.7% | CHF 174.00 | CHF 154.00 | CHF 138.80 | 6 |
Analyst Forecast: Target price is lower than the current share price.