INSPECS Group Balance Sheet Health
Financial Health criteria checks 6/6
INSPECS Group has a total shareholder equity of £98.7M and total debt of £46.8M, which brings its debt-to-equity ratio to 47.5%. Its total assets and total liabilities are £220.2M and £121.6M respectively. INSPECS Group's EBIT is £3.4M making its interest coverage ratio 0.9. It has cash and short-term investments of £24.0M.
Key information
47.46%
Debt to equity ratio
UK£46.84m
Debt
| Interest coverage ratio | 0.9x |
| Cash | UK£23.96m |
| Equity | UK£98.69m |
| Total liabilities | UK£121.56m |
| Total assets | UK£220.25m |
Recent financial health updates
Is INSPECS Group (LON:SPEC) Using Too Much Debt?
May 13
Is INSPECS Group (LON:SPEC) A Risky Investment?
Jun 09INSPECS Group (LON:SPEC) Has A Pretty Healthy Balance Sheet
Dec 06Recent updates
INSPECS Group plc's (LON:SPEC) Price Is Right But Growth Is Lacking After Shares Rocket 31%
May 31Is INSPECS Group (LON:SPEC) Using Too Much Debt?
May 13INSPECS Group plc (LON:SPEC) Shares Fly 26% But Investors Aren't Buying For Growth
Feb 11Lacklustre Performance Is Driving INSPECS Group plc's (LON:SPEC) 29% Price Drop
Dec 10INSPECS Group plc's (LON:SPEC) Revenues Are Not Doing Enough For Some Investors
Sep 17Is INSPECS Group (LON:SPEC) A Risky Investment?
Jun 09INSPECS Group plc (LON:SPEC) Surges 27% Yet Its Low P/S Is No Reason For Excitement
May 04INSPECS Group plc's (LON:SPEC) Shares Lagging The Industry But So Is The Business
Jan 18A Look At The Intrinsic Value Of INSPECS Group plc (LON:SPEC)
Oct 30A Look At The Intrinsic Value Of INSPECS Group plc (LON:SPEC)
May 23Returns On Capital At INSPECS Group (LON:SPEC) Paint A Concerning Picture
Mar 04A Look At The Fair Value Of INSPECS Group plc (LON:SPEC)
Feb 01INSPECS Group (LON:SPEC) Has A Pretty Healthy Balance Sheet
Dec 06INSPECS Group (LON:SPEC) Might Be Having Difficulty Using Its Capital Effectively
Nov 01Estimating The Intrinsic Value Of INSPECS Group plc (LON:SPEC)
Aug 13Is It Time To Consider Buying Inspecs Group plc (LON:SPEC)?
Jun 23Calculating The Fair Value Of Inspecs Group plc (LON:SPEC)
May 10The Inspecs Group (LON:SPEC) Share Price Is Up 92% And Shareholders Are Holding On
Mar 16What Type Of Shareholders Own The Most Number of Inspecs Group plc (LON:SPEC) Shares?
Feb 09A Look At The Fair Value Of Inspecs Group plc (LON:SPEC)
Dec 17Financial Position Analysis
Short Term Liabilities: SPEC's short term assets (£106.6M) exceed its short term liabilities (£75.1M).
Long Term Liabilities: SPEC's short term assets (£106.6M) exceed its long term liabilities (£46.5M).
Debt to Equity History and Analysis
Debt Level: SPEC's net debt to equity ratio (23.2%) is considered satisfactory.
Reducing Debt: SPEC's debt to equity ratio has reduced from 60.8% to 47.5% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable SPEC has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: SPEC is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 9.1% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/07/29 11:13 |
| End of Day Share Price | 2025/07/29 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
INSPECS Group plc is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Charles Hall | Peel Hunt LLP |