St. James's Place
Market Cap
UK£4.8b
Last Updated
2020/10/21 20:44 UTC
Data Sources
Company Financials +
Executive Summary
St. James's Place plc is a publicly owned investment manager. More Details
Rewards
Risk Analysis
Snowflake Analysis
Outstanding track record with moderate growth potential.
Similar Companies
Share Price & News
How has St. James's Place's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: STJ has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
-5.9%
STJ
-2.6%
GB Capital Markets
-1.9%
GB Market
1 Year Return
-11.9%
STJ
-0.9%
GB Capital Markets
-16.2%
GB Market
Return vs Industry: STJ underperformed the UK Capital Markets industry which returned 0.1% over the past year.
Return vs Market: STJ exceeded the UK Market which returned -14.8% over the past year.
Shareholder returns
| STJ | Industry | Market | |
|---|---|---|---|
| 7 Day | -5.9% | -2.6% | -1.9% |
| 30 Day | -2.9% | -0.2% | 0.7% |
| 90 Day | -6.2% | -2.6% | -4.8% |
| 1 Year | -9.7%-11.9% | 2.5%-0.9% | -13.0%-16.2% |
| 3 Year | -13.1%-22.5% | 20.7%6.3% | -9.4%-20.6% |
| 5 Year | 12.7%-5.8% | 60.8%31.5% | 13.5%-12.0% |
Price Volatility Vs. Market
How volatile is St. James's Place's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall St
How Is St. James's Place's (LON:STJ) CEO Compensated?1 month ago | Simply Wall St
St. James's Place plc's (LON:STJ) Business Is Trailing The Market But Its Shares Aren't2 years ago | Simply Wall St
Is It Time To Buy St James's Place plc (LON:STJ)?Valuation
Is St. James's Place undervalued compared to its fair value and its price relative to the market?
17.3x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: STJ (£9.03) is trading above our estimate of fair value (£6.21)
Significantly Below Fair Value: STJ is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: STJ is poor value based on its PE Ratio (17.3x) compared to the GB Capital Markets industry average (17.1x).
PE vs Market: STJ is good value based on its PE Ratio (17.3x) compared to the UK market (18.2x).
Price to Earnings Growth Ratio
PEG Ratio: STJ is poor value based on its PEG Ratio (2.4x)
Price to Book Ratio
PB vs Industry: STJ is overvalued based on its PB Ratio (4.7x) compared to the GB Capital Markets industry average (1.3x).
Next Steps
Future Growth
How is St. James's Place forecast to perform in the next 1 to 3 years based on estimates from 7 analysts?
7.2%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: STJ's forecast earnings growth (7.2% per year) is above the savings rate (1.2%).
Earnings vs Market: STJ's earnings (7.2% per year) are forecast to grow slower than the UK market (24.2% per year).
High Growth Earnings: STJ's earnings are forecast to grow, but not significantly.
Revenue vs Market: STJ's revenue (6.5% per year) is forecast to grow faster than the UK market (6% per year).
High Growth Revenue: STJ's revenue (6.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: STJ's Return on Equity is forecast to be high in 3 years time (21.5%)
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Past Performance
How has St. James's Place performed over the past 5 years?
2.0%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: STJ has high quality earnings.
Growing Profit Margin: STJ's current net profit margins (32.2%) are higher than last year (2.2%).
Past Earnings Growth Analysis
Earnings Trend: STJ's earnings have grown by 2% per year over the past 5 years.
Accelerating Growth: STJ's earnings growth over the past year (85.6%) exceeds its 5-year average (2% per year).
Earnings vs Industry: STJ earnings growth over the past year (85.6%) exceeded the Capital Markets industry 0.9%.
Return on Equity
High ROE: STJ's Return on Equity (27.4%) is considered high.
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Financial Health
How is St. James's Place's financial position?
Financial Position Analysis
Short Term Liabilities: STJ's short term assets (£11.5B) exceed its short term liabilities (£2.3B).
Long Term Liabilities: STJ's short term assets (£11.5B) do not cover its long term liabilities (£113.8B).
Debt to Equity History and Analysis
Debt Level: STJ's debt to equity ratio (57%) is considered high.
Reducing Debt: STJ's debt to equity ratio has increased from 9.5% to 57% over the past 5 years.
Debt Coverage: STJ's debt is well covered by operating cash flow (107.7%).
Interest Coverage: Insufficient data to determine if STJ's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Dividend
What is St. James's Place current dividend yield, its reliability and sustainability?
5.09%
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate STJ's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate STJ's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if STJ's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if STJ's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: STJ is not paying a notable dividend for the UK market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of STJ's dividend in 3 years as they are not forecast to pay a notable one for the UK market.
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Management
How experienced are the management team and are they aligned to shareholders interests?
2.8yrs
Average management tenure
CEO
Andrew Croft (55 yo)
2.75yrs
Tenure
UK£1,553,569
Compensation
Mr. Andrew Croft has been Chief Executive Officer of St. James’s Place plc since January 1, 2018 and serves as its Director since September 1, 2004. Mr. Croft also serves as Member of Executive Board of St ...
CEO Compensation Analysis
Compensation vs Market: Andrew's total compensation ($USD2.04M) is about average for companies of similar size in the UK market ($USD2.79M).
Compensation vs Earnings: Andrew's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, Executive Director & Member of Executive Board | 2.75yrs | UK£1.55m | 0.14% £ 6.6m | |
| CFO, Executive Director & Member of Executive Board | 2.75yrs | UK£919.96k | 0.011% £ 521.5k | |
| MD, Executive Director & Member of Executive Board | 17.75yrs | UK£1.36m | 0.14% £ 6.9m | |
| no data | no data | no data | ||
| COO & Member of Executive Board Committee | no data | no data | 0.0076% £ 368.7k | |
| Chief Operations & Technology Officer and Member of Executive Board | 6.75yrs | no data | 0.031% £ 1.5m | |
| Director of Corporate | 0.75yr | no data | no data | |
| Director of Investment Management & Member of Executive Board | 1.42yrs | no data | no data | |
| External Communications Director | no data | no data | no data | |
| Head of Investment Mktg | no data | no data | no data | |
| Non-Executive Chairman of International operations | 2.83yrs | UK£2.54m | no data | |
| Head of Alternative Investments | 0.83yr | no data | no data |
2.8yrs
Average Tenure
59.5yo
Average Age
Experienced Management: STJ's management team is considered experienced (2.8 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, Executive Director & Member of Executive Board | 2.75yrs | UK£1.55m | 0.14% £ 6.6m | |
| CFO, Executive Director & Member of Executive Board | 2.75yrs | UK£919.96k | 0.011% £ 521.5k | |
| MD, Executive Director & Member of Executive Board | 17.75yrs | UK£1.36m | 0.14% £ 6.9m | |
| Senior Independent Director | 2yrs | UK£95.38k | 0.0056% £ 270.9k | |
| Chairman | 2yrs | UK£236.80k | 0.0012% £ 58.8k | |
| Independent Non-Executive Director | 6.75yrs | UK£91.32k | 0.0034% £ 165.8k | |
| Independent Non-executive Director | 8.5yrs | UK£68.82k | 0.00047% £ 22.7k | |
| Independent Non-Executive Director | 1yr | UK£13.86k | no data | |
| Independent Non-Executive Director | 0.67yr | no data | no data | |
| Independent Non Executive Director | 0.75yr | no data | no data | |
| Independent Non-executive Director | 0.33yr | no data | no data |
2.0yrs
Average Tenure
60yo
Average Age
Experienced Board: STJ's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: STJ insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
St. James's Place plc's company bio, employee growth, exchange listings and data sources
Key Information
- Name: St. James's Place plc
- Ticker: STJ
- Exchange: LSE
- Founded: 1991
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: UK£4.820b
- Shares outstanding: 533.67m
- Website: https://www.sjp.co.uk
Number of Employees
Location
- St. James's Place plc
- St. James’s Place House
- 1 Tetbury Road
- Cirencester
- Gloucestershire
- GL7 1FP
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| STJ | LSE (London Stock Exchange) | Yes | Ordinary Shares | GB | GBP | Aug 1996 |
| STJP.F | OTCPK (Pink Sheets LLC) | Yes | Ordinary Shares | US | USD | Aug 1996 |
| STJL | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares | GB | GBP | Aug 1996 |
| 1IV | DB (Deutsche Boerse AG) | Yes | Ordinary Shares | DE | EUR | Aug 1996 |
Biography
St. James's Place plc is a publicly owned investment manager. The firm launches and manages equity, fixed income, and balanced mutual funds for its clients. It invests in public equity and fixed income mar ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/10/21 20:44 |
| End of Day Share Price | 2020/10/21 00:00 |
| Earnings | 2020/06/30 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.