| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 3/6 |
| Past Performance | 3/6 |
| Financial Health | 1/6 |
| Dividends | 3/6 |
STJ Overview
St. James's Place plc is a publicly owned investment manager.
Rewards
Risk Analysis
St. James's Place Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£15.80 |
| 52 Week High | UK£8.80 |
| 52 Week Low | UK£16.97 |
| Beta | 1.26 |
| 1 Month Change | 0.13% |
| 3 Month Change | -0.78% |
| 1 Year Change | 70.85% |
| 3 Year Change | 58.99% |
| 5 Year Change | 67.02% |
| Change since IPO | 1,695.46% |
Recent News & Updates
Shareholder Returns
| STJ | GB Capital Markets | GB Market | |
|---|---|---|---|
| 7D | 4.1% | -1.0% | 0.2% |
| 1Y | 70.8% | 13.8% | 24.7% |
Return vs Industry: STJ exceeded the UK Capital Markets industry which returned 13.8% over the past year.
Return vs Market: STJ exceeded the UK Market which returned 24.7% over the past year.
Price Volatility
| STJ volatility | |
|---|---|
| STJ Beta | 1.26 |
| Industry Beta | 0.80 |
| Market Beta | 1 |
Stable Share Price: STJ is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: STJ's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 2,818 | Andrew Croft | https://www.sjp.co.uk |
St. James's Place plc is a publicly owned investment manager. The firm launches and manages equity, fixed income, and balanced mutual funds for its clients. It invests in public equity and fixed income market across the globe.
St. James's Place Fundamentals Summary
| STJ fundamental statistics | |
|---|---|
| Market Cap | UK£8.36b |
| Earnings (TTM) | UK£204.80m |
| Revenue (TTM) | UK£23.31b |
41.5x
P/E Ratio0.4x
P/S RatioIs STJ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| STJ income statement (TTM) | |
|---|---|
| Revenue | UK£23.31b |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£2.78b |
| Expenses | UK£2.58b |
| Earnings | UK£204.80m |
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
Jan 27, 2022
| Earnings per share (EPS) | 0.38 |
| Gross Margin | 11.94% |
| Net Profit Margin | 0.88% |
| Debt/Equity Ratio | 58.1% |
How did STJ perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield131%
Payout RatioValuation
Is St. James's Place undervalued compared to its fair value and its price relative to the market?
1.1%
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: STJ (£15.8) is trading below our estimate of fair value (£15.98)
Significantly Below Fair Value: STJ is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: STJ is poor value based on its PE Ratio (41.5x) compared to the UK Capital Markets industry average (13.3x).
PE vs Market: STJ is poor value based on its PE Ratio (41.5x) compared to the UK market (21.2x).
Price to Earnings Growth Ratio
PEG Ratio: STJ is poor value based on its PEG Ratio (2.3x)
Price to Book Ratio
PB vs Industry: STJ is overvalued based on its PB Ratio (8.5x) compared to the GB Capital Markets industry average (1.9x).
Future Growth
How is St. James's Place forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
18.2%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: STJ's forecast earnings growth (18.2% per year) is above the savings rate (0.9%).
Earnings vs Market: STJ's earnings (18.2% per year) are forecast to grow faster than the UK market (12.7% per year).
High Growth Earnings: STJ's earnings are forecast to grow, but not significantly.
Revenue vs Market: STJ's revenue is expected to decline over the next 3 years (-44.4% per year).
High Growth Revenue: STJ's revenue is forecast to decline over the next 3 years (-44.4% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: STJ's Return on Equity is forecast to be high in 3 years time (37.7%)
Past Performance
How has St. James's Place performed over the past 5 years?
12.8%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: STJ has high quality earnings.
Growing Profit Margin: STJ's current net profit margins (0.9%) are lower than last year (32.2%).
Past Earnings Growth Analysis
Earnings Trend: STJ's earnings have grown by 12.8% per year over the past 5 years.
Accelerating Growth: STJ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: STJ had negative earnings growth (-26.6%) over the past year, making it difficult to compare to the Capital Markets industry average (56.1%).
Return on Equity
High ROE: STJ's Return on Equity (20.6%) is considered high.
Financial Health
How is St. James's Place's financial position?
Financial Position Analysis
Short Term Liabilities: STJ's short term assets (£10.2B) exceed its short term liabilities (£2.0B).
Long Term Liabilities: STJ's short term assets (£10.2B) do not cover its long term liabilities (£142.1B).
Debt to Equity History and Analysis
Debt Level: STJ's debt to equity ratio (58.1%) is considered high.
Reducing Debt: STJ's debt to equity ratio has increased from 29.8% to 58.1% over the past 5 years.
Debt Coverage: STJ's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if STJ's interest payments on its debt are well covered by EBIT.
Balance Sheet
Dividend
What is St. James's Place current dividend yield, its reliability and sustainability?
3.17%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: STJ's dividend (3.17%) is higher than the bottom 25% of dividend payers in the UK market (1.39%).
High Dividend: STJ's dividend (3.17%) is low compared to the top 25% of dividend payers in the UK market (4.08%).
Stability and Growth of Payments
Stable Dividend: STJ's dividend payments have been volatile in the past 10 years.
Growing Dividend: STJ's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (130.7%), STJ's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: STJ's dividends in 3 years are forecast to be covered by earnings (73.5% payout ratio).
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
3.8yrs
Average management tenure
CEO
Andrew Croft (56 yo)
3.75yrs
Tenure
UK£792,252
Compensation
Mr. Andrew Croft has been the Chief Executive Officer of St. James’s Place plc since January 1, 2018 and serves as its Executive Director since September 1, 2004. Mr. Croft also serves as Member of Executi...
CEO Compensation Analysis
Compensation vs Market: Andrew's total compensation ($USD1.09M) is below average for companies of similar size in the UK market ($USD3.87M).
Compensation vs Earnings: Andrew's compensation has been consistent with company performance over the past year.
Leadership Team
Experienced Management: STJ's management team is considered experienced (3.8 years average tenure).
Board Members
Experienced Board: STJ's board of directors are considered experienced (3 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: STJ insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
St. James's Place plc's employee growth, exchange listings and data sources
Key Information
- Name: St. James's Place plc
- Ticker: STJ
- Exchange: LSE
- Founded: 1991
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: UK£8.364b
- Shares outstanding: 538.25m
- Website: https://www.sjp.co.uk
Number of Employees
Location
- St. James's Place plc
- St. James’s Place House
- 1 Tetbury Road
- Cirencester
- Gloucestershire
- GL7 1FP
- United Kingdom
Listings
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/10/26 21:14 |
| End of Day Share Price | 2021/10/26 00:00 |
| Earnings | 2021/06/30 |
| Annual Earnings | 2020/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.