St. James's Place
Market Cap
UK£4.9b
Last Updated
2020/05/31 20:48 UTC
Data Sources
Company Financials +
Executive Summary
St. James's Place plc is a publicly owned investment manager.
Rewards
Snowflake Analysis
Similar Companies
Share Price & News
How has St. James's Place's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: STJ's share price has been volatile over the past 3 months.
Market Performance
7 Day Return
10.2%
STJ
-1.2%
GB Capital Markets
2.0%
GB Market
1 Year Return
-12.2%
STJ
9.7%
GB Capital Markets
-12.8%
GB Market
Return vs Industry: STJ underperformed the UK Capital Markets industry which returned 9.7% over the past year.
Return vs Market: STJ matched the UK Market which returned -12.5% over the past year.
Shareholder returns
| STJ | Industry | Market | |
|---|---|---|---|
| 7 Day | 10.2% | -1.2% | 2.0% |
| 30 Day | 13.2% | 8.4% | 5.7% |
| 90 Day | -8.3% | 1.2% | -8.2% |
| 1 Year | -8.2%-12.2% | 12.2%9.7% | -8.6%-12.8% |
| 3 Year | -12.5%-23.0% | 57.2%46.0% | -6.2%-17.6% |
| 5 Year | 23.5%1.9% | 127.6%102.2% | 12.7%-12.5% |
Price Volatility Vs. Market
How volatile is St. James's Place's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 year ago | Simply Wall St
Is It Time To Buy St James's Place plc (LON:STJ)?1 year ago | Simply Wall St
Should You Buy St James's Place plc (LON:STJ) Based On These Aspects?1 year ago | Simply Wall St
High Growth Stocks To Profit FromValuation
Is St. James's Place undervalued compared to its fair value and its price relative to the market?
33.3x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: STJ (£9.19) is trading above our estimate of fair value (£6.19)
Significantly Below Fair Value: STJ is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: STJ is poor value based on its PE Ratio (33.3x) compared to the Capital Markets industry average (15.4x).
PE vs Market: STJ is poor value based on its PE Ratio (33.3x) compared to the UK market (14.7x).
Price to Earnings Growth Ratio
PEG Ratio: STJ is poor value based on its PEG Ratio (2.2x)
Price to Book Ratio
PB vs Industry: STJ is overvalued based on its PB Ratio (5.2x) compared to the GB Capital Markets industry average (1.6x).
Future Growth
How is St. James's Place forecast to perform in the next 1 to 3 years based on estimates from 10 analysts?
14.9%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: STJ's forecast earnings growth (14.9% per year) is above the savings rate (1.2%).
Earnings vs Market: STJ's earnings (14.9% per year) are forecast to grow slower than the UK market (20.3% per year).
High Growth Earnings: STJ's earnings are forecast to grow, but not significantly.
Revenue vs Market: STJ's revenue is expected to decline over the next 3 years (-146.4% per year).
High Growth Revenue: STJ's revenue is forecast to decline over the next 3 years (-146.4% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: STJ's Return on Equity is forecast to be high in 3 years time (23.3%)
Past Performance
How has St. James's Place performed over the past 5 years?
-5.1%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: STJ has high quality earnings.
Growing Profit Margin: STJ's current net profit margins (0.9%) are higher than last year (-6.4%).
Past Earnings Growth Analysis
Earnings Trend: STJ's earnings have declined by -5.1% per year over the past 5 years.
Accelerating Growth: STJ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: STJ had negative earnings growth (-15.5%) over the past year, making it difficult to compare to the Capital Markets industry average (16.4%).
Return on Equity
High ROE: STJ's Return on Equity (15.5%) is considered low.
Financial Health
How is St. James's Place's financial position?
Financial Position Analysis
Short Term Liabilities: STJ's short term assets (£10.5B) exceed its short term liabilities (£7.3B).
Long Term Liabilities: STJ's short term assets (£10.5B) do not cover its long term liabilities (£109.1B).
Debt to Equity History and Analysis
Debt Level: STJ's debt to equity ratio (51.2%) is considered high.
Reducing Debt: STJ's debt to equity ratio has increased from 8.9% to 51.2% over the past 5 years.
Debt Coverage: STJ's debt is well covered by operating cash flow (75.3%).
Interest Coverage: Insufficient data to determine if STJ's interest payments on its debt are well covered by EBIT.
Balance Sheet
Dividend
What is St. James's Place's current dividend yield, its reliability and sustainability?
4.19%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: STJ's dividend (4.19%) is higher than the bottom 25% of dividend payers in the UK market (2.03%).
High Dividend: STJ's dividend (4.19%) is low compared to the top 25% of dividend payers in the UK market (5.68%).
Stability and Growth of Payments
Stable Dividend: STJ's dividends per share have been stable in the past 10 years.
Growing Dividend: STJ's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (139.5%), STJ's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: STJ's dividends in 3 years are forecast to be covered by earnings (86.8% payout ratio).
Management
How experienced are the management team and are they aligned to shareholders interests?
2.3yrs
Average management tenure
CEO
Andrew Croft (54yo)
2.33yrs
Tenure
UK£1,553,569
Compensation
Mr. Andrew Croft has been Chief Executive Officer of St. James’s Place plc since January 1, 2018 and serves as its Director since September 1, 2004. Mr. Croft also serves as Member of Executive Board of St ...
CEO Compensation Analysis
Compensation vs Market: Andrew's total compensation ($USD1.92M) is below average for companies of similar size in the UK market ($USD3.36M).
Compensation vs Earnings: Andrew's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, Executive Director & Member of Executive Board | 2.33yrs | UK£1.55m | 0.14% £6.7m | |
| CFO, Executive Director & Member of Executive Board | 2.33yrs | UK£919.96k | 0.0097% £474.7k | |
| MD, Executive Director & Member of Executive Board | 17.33yrs | UK£1.36m | 0.14% £7.0m | |
| no data | no data | no data | ||
| Joint COO & Member of Executive Board Committee | no data | no data | 0.010% £496.3k | |
| Chief Operations & Technology Officer and Member of Executive Board | 6.33yrs | no data | 0.031% £1.5m | |
| Company Secretary | 0.33yr | no data | no data | |
| Director of Investment Management & Member of Executive Board | 1yr | no data | no data | |
| External Communications Director | no data | no data | no data | |
| Head of Investment Mktg | no data | no data | no data |
2.3yrs
Average Tenure
54yo
Average Age
Experienced Management: STJ's management team is considered experienced (2.3 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, Executive Director & Member of Executive Board | 2.33yrs | UK£1.55m | 0.14% £6.7m | |
| CFO, Executive Director & Member of Executive Board | 2.33yrs | UK£919.96k | 0.0097% £474.7k | |
| MD, Executive Director & Member of Executive Board | 17.33yrs | UK£1.36m | 0.14% £7.0m | |
| Senior Independent Director | 1.58yrs | UK£95.38k | 0.0056% £275.6k | |
| Chairman | 1.58yrs | UK£236.80k | 0.0012% £59.8k | |
| Independent Non-Executive Director | 6.33yrs | UK£91.32k | 0.0034% £168.7k | |
| Independent Non-executive Director | 8yrs | UK£68.82k | 0.00047% £23.0k | |
| Independent Non-Executive Director | 0.58yr | UK£13.86k | no data | |
| Independent Non-Executive Director | 0.17yr | no data | no data | |
| Independent Non Executive Director | 0.33yr | no data | no data |
2.0yrs
Average Tenure
60.5yo
Average Age
Experienced Board: STJ's board of directors are not considered experienced ( 2 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: STJ insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
St. James's Place plc's company bio, employee growth, exchange listings and data sources
Key Information
- Name: St. James's Place plc
- Ticker: STJ
- Exchange: LSE
- Founded: 1991
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Market Cap: UK£4.904b
- Shares outstanding: 533.74m
- Website: https://www.sjp.co.uk
Number of Employees
Location
- St. James's Place plc
- St. James’s Place House
- 1 Tetbury Road
- Cirencester
- Gloucestershire
- GL7 1FP
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| STJ | LSE (London Stock Exchange) | Yes | Ordinary Shares | GB | GBP | Aug 1996 |
| STJP.F | OTCPK (Pink Sheets LLC) | Yes | Ordinary Shares | US | USD | Aug 1996 |
| STJL | BATS-CHIXE (BATS 'Chi-X Europe') | Yes | Ordinary Shares | GB | GBP | Aug 1996 |
| 1IV | DB (Deutsche Boerse AG) | Yes | Ordinary Shares | DE | EUR | Aug 1996 |
Biography
St. James's Place plc is a publicly owned investment manager. The firm launches and manages equity, fixed income, and balanced mutual funds for its clients. It invests in public equity and fixed income market across the globe. The firm was formerly known as St. James's Place Capital plc. St. James's Place plc was founded in 1991 and is based in Cirencester, United Kingdom.
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/05/31 20:48 |
| End of Day Share Price | 2020/05/29 00:00 |
| Earnings | 2019/12/31 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.