St. James's Place Balance Sheet Health
Financial Health criteria checks 4/6
St. James's Place has a total shareholder equity of £1.1B and total debt of £490.6M, which brings its debt-to-equity ratio to 44.5%. Its total assets and total liabilities are £187.9B and £186.8B respectively. St. James's Place's EBIT is £601.2M making its interest coverage ratio -19.1. It has cash and short-term investments of £349.4M.
Key information
44.5%
Debt to equity ratio
UK£490.60m
Debt
| Interest coverage ratio | -19.1x |
| Cash | UK£349.40m |
| Equity | UK£1.10b |
| Total liabilities | UK£186.80b |
| Total assets | UK£187.91b |
Financial Position Analysis
Short Term Liabilities: STJ's short term assets (£14.4B) exceed its short term liabilities (£4.9B).
Long Term Liabilities: STJ's short term assets (£14.4B) do not cover its long term liabilities (£181.9B).
Debt to Equity History and Analysis
Debt Level: STJ's net debt to equity ratio (12.8%) is considered satisfactory.
Reducing Debt: STJ's debt to equity ratio has reduced from 62.1% to 44.5% over the past 5 years.
Debt Coverage: STJ's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: STJ earns more interest than it pays, so coverage of interest payments is not a concern.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/18 09:25 |
| End of Day Share Price | 2024/12/18 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
St. James's Place plc is covered by 32 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Larissa van Deventer | Barclays |
| Robert Bate | Barclays |
| Peter Richardson | Berenberg |