PensionBee Group plc

LSE:PBEE Stock Report

Market Cap: UK£350.5m

PensionBee Group Valuation

Is PBEE undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of PBEE when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate PBEE's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate PBEE's fair value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for PBEE?

Key metric: As PBEE is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for PBEE. This is calculated by dividing PBEE's market cap by their current revenue.
What is PBEE's PS Ratio?
PS Ratio12.4x
SalesUK£28.32m
Market CapUK£350.53m

Price to Sales Ratio vs Peers

How does PBEE's PS Ratio compare to its peers?

The above table shows the PS ratio for PBEE vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average4.1x
GHE Gresham House
5.2x9.4%UK£444.6m
POLN Pollen Street Group
4x6.2%UK£438.6m
BPM B.P. Marsh & Partners
4.1xn/aUK£266.8m
FSG Foresight Group Holdings
3.3x10.2%UK£480.5m
PBEE PensionBee Group
12.4x20.7%UK£350.5m

Price-To-Sales vs Peers: PBEE is expensive based on its Price-To-Sales Ratio (12.4x) compared to the peer average (4.2x).

Price to Sales Ratio vs Industry

How does PBEE's PS Ratio compare vs other companies in the GB Capital Markets Industry?

16 CompaniesPrice / SalesEstimated GrowthMarket Cap
STJ St. James's Place
0.2x-98.6%US$6.18b
QLT Quilter
0.3x-83.2%US$2.57b
APQ APQ Global
0.2xn/aUS$500.62m
RIV River and Mercantile Group
0.6x-49.0%US$50.18m
PBEE 12.4xIndustry Avg. 3.2xNo. of Companies16PS03.26.49.612.816+
16 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: PBEE is expensive based on its Price-To-Sales Ratio (12.4x) compared to the UK Capital Markets industry average (3.2x).

Price to Sales Ratio vs Fair Ratio

What is PBEE's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

PBEE PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio12.4x
Fair PS Ratio2.1x

Price-To-Sales vs Fair Ratio: PBEE is expensive based on its Price-To-Sales Ratio (12.4x) compared to the estimated Fair Price-To-Sales Ratio (2.1x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst PBEE forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUK£1.49
UK£2.01
+35.2%
10.4%UK£2.18UK£1.65n/a4
Nov ’25UK£1.63
UK£2.01
+23.2%
10.4%UK£2.18UK£1.65n/a4
Oct ’25UK£1.74
UK£1.94
+11.5%
9.7%UK£2.11UK£1.65n/a4
Sep ’25UK£1.75
UK£1.94
+11.2%
9.7%UK£2.11UK£1.65n/a4
Aug ’25UK£1.67
UK£1.94
+16.2%
9.7%UK£2.11UK£1.65n/a4
Jul ’25UK£1.68
UK£1.58
-6.0%
12.2%UK£1.72UK£1.25n/a4
Jun ’25UK£1.49
UK£1.58
+6.0%
12.2%UK£1.72UK£1.25n/a4
May ’25UK£1.50
UK£1.58
+5.7%
12.2%UK£1.72UK£1.25n/a4
Apr ’25UK£1.09
UK£1.42
+30.6%
18.8%UK£1.70UK£1.07n/a4
Mar ’25UK£0.90
UK£1.42
+57.5%
18.8%UK£1.70UK£1.07n/a4
Feb ’25UK£0.95
UK£1.45
+52.0%
15.6%UK£1.70UK£1.20n/a4
Jan ’25UK£0.98
UK£1.45
+48.0%
15.6%UK£1.70UK£1.20n/a4
Dec ’24UK£0.71
UK£1.45
+105.4%
15.6%UK£1.70UK£1.20n/a4
Nov ’24UK£0.60
UK£1.45
+142.1%
15.6%UK£1.70UK£1.20UK£1.634
Oct ’24UK£0.70
UK£1.49
+113.4%
17.8%UK£1.80UK£1.20UK£1.744
Sep ’24UK£0.69
UK£1.49
+114.3%
17.8%UK£1.80UK£1.20UK£1.754
Aug ’24UK£0.71
UK£1.49
+109.5%
17.8%UK£1.80UK£1.20UK£1.674
Jul ’24UK£0.72
UK£1.49
+106.6%
17.8%UK£1.80UK£1.20UK£1.684
Jun ’24UK£0.66
UK£1.65
+150.8%
24.4%UK£2.30UK£1.20UK£1.495
May ’24UK£0.81
UK£1.65
+103.2%
24.4%UK£2.30UK£1.20UK£1.505
Apr ’24UK£0.95
UK£1.59
+67.4%
32.1%UK£2.30UK£0.75UK£1.095
Mar ’24UK£0.88
UK£1.57
+78.1%
32.8%UK£2.17UK£0.75UK£0.904
Feb ’24UK£0.64
UK£1.57
+144.9%
32.8%UK£2.17UK£0.75UK£0.954
Jan ’24UK£0.54
UK£1.60
+196.8%
7.3%UK£1.70UK£1.40UK£0.984
Dec ’23UK£0.56
UK£1.60
+183.2%
7.3%UK£1.70UK£1.40UK£0.714
Nov ’23UK£0.60
UK£1.71
+186.4%
14.7%UK£2.10UK£1.40UK£0.604

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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