EJFI Stock Overview
EJF Investments Limited is a principal investment firm.
EJF Investments Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||UK£1.21|
|52 Week High||UK£1.35|
|52 Week Low||UK£1.19|
|1 Month Change||-0.82%|
|3 Month Change||-1.63%|
|1 Year Change||-5.10%|
|3 Year Change||-35.64%|
|5 Year Change||-17.69%|
|Change since IPO||-15.38%|
Recent News & Updates
|EJFI||GB Capital Markets||GB Market|
Return vs Industry: EJFI exceeded the UK Capital Markets industry which returned -17.9% over the past year.
Return vs Market: EJFI exceeded the UK Market which returned -9.7% over the past year.
|EJFI Average Weekly Movement||1.0%|
|Capital Markets Industry Average Movement||4.2%|
|Market Average Movement||5.4%|
|10% most volatile stocks in GB Market||10.6%|
|10% least volatile stocks in GB Market||2.8%|
Stable Share Price: EJFI is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 1% a week.
Volatility Over Time: EJFI's weekly volatility (1%) has been stable over the past year.
About the Company
EJF Investments Limited is a principal investment firm. The firm seeks to invest in financial services sector with a focus in structured debt and equity, loans, bonds, preference shares, convertible notes and private equity. It considers investments domiciled in the United States, the United Kingdom and Europe.
EJF Investments Fundamentals Summary
|EJFI fundamental statistics|
Is EJFI overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|EJFI income statement (TTM)|
|Cost of Revenue||UK£0|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||0.18|
|Net Profit Margin||79.41%|
How did EJFI perform over the long term?See historical performance and comparison
8.8%Current Dividend Yield
Is EJFI undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 4/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for EJFI?
Other financial metrics that can be useful for relative valuation.
|What is EJFI's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does EJFI's PE Ratio compare to its peers?
|EJFI PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
SBSI Schroder BSC Social Impact Trust
CGEO Georgia Capital
TAVI Tavistock Investments
MGCI M&G Credit Income Investment Trust
EJFI EJF Investments
Price-To-Earnings vs Peers: EJFI is good value based on its Price-To-Earnings Ratio (6.9x) compared to the peer average (10.8x).
Price to Earnings Ratio vs Industry
How does EJFI's PE Ratio compare vs other companies in the GB Capital Markets Industry?
Price-To-Earnings vs Industry: EJFI is good value based on its Price-To-Earnings Ratio (6.9x) compared to the UK Capital Markets industry average (9.6x)
Price to Earnings Ratio vs Fair Ratio
What is EJFI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||6.9x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate EJFI's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of EJFI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: EJFI (£1.21) is trading below our estimate of fair value (£3.17)
Significantly Below Fair Value: EJFI is trading below fair value by more than 20%.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate EJFI's PEG Ratio to determine if it is good value.
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How is EJF Investments forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual revenue growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if EJFI's forecast earnings growth is above the savings rate (0.9%).
Earnings vs Market: Insufficient data to determine if EJFI's earnings are forecast to grow faster than the UK market
High Growth Earnings: Insufficient data to determine if EJFI's earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: EJFI's revenue is expected to decline over the next 3 years (-3.4% per year).
High Growth Revenue: EJFI's revenue is forecast to decline over the next 3 years (-3.4% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if EJFI's Return on Equity is forecast to be high in 3 years time
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How has EJF Investments performed over the past 5 years?
Past Performance Score2/6
Past Performance Score 2/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EJFI has high quality earnings.
Growing Profit Margin: EJFI became profitable in the past.
Past Earnings Growth Analysis
Earnings Trend: EJFI's earnings have declined by 41.1% per year over the past 5 years.
Accelerating Growth: EJFI has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: EJFI has become profitable in the last year, making it difficult to compare its past year earnings growth to the Capital Markets industry (43.8%).
Return on Equity
High ROE: EJFI's Return on Equity (10.3%) is considered low.
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How is EJF Investments's financial position?
Financial Health Score3/6
Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: EJFI's short term assets (£940.3K) do not cover its short term liabilities (£19.2M).
Long Term Liabilities: EJFI's short term assets (£940.3K) do not cover its long term liabilities (£6.5M).
Debt to Equity History and Analysis
Debt Level: EJFI's net debt to equity ratio (23.5%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if EJFI's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: EJFI's debt is well covered by operating cash flow (28.3%).
Interest Coverage: EJFI's interest payments on its debt are well covered by EBIT (7.7x coverage).
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What is EJF Investments's current dividend yield, its reliability and sustainability?
Dividend Score 3/6
Cash Flow Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: EJFI's dividend (8.84%) is higher than the bottom 25% of dividend payers in the UK market (1.89%).
High Dividend: EJFI's dividend (8.84%) is in the top 25% of dividend payers in the UK market (5.29%)
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, EJFI has been paying a dividend for less than 10 years.
Growing Dividend: EJFI's dividend payments have increased, but the company has only paid a dividend for 5 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (60.7%), EJFI's dividend payments are covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its high cash payout ratio (91.7%), EJFI's dividend payments are not well covered by cash flows.
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How experienced are the management team and are they aligned to shareholders interests?
Average board tenure
Neal Wilson (56 yo)
Mr. Neal James Wilson, J.D., serves as the Co-Chief Executive Officer at EJF Capital LLC which he co-founded in 2005. Mr. Wilson served as Chief Operating Officer at EJF Capital. He serves as Vice Chairman...
Experienced Board: EJFI's board of directors are considered experienced (5.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
EJF Investments Limited's employee growth, exchange listings and data sources
- Name: EJF Investments Limited
- Ticker: EJFI
- Exchange: LSE
- Founded: 2016
- Industry: Asset Management and Custody Banks
- Sector: Diversified Financials
- Implied Market Cap: UK£73.986m
- Shares outstanding: 61.15m
- Website: https://www.ejfi.com
- EJF Investments Limited
- IFC1, Esplanade
- Saint Helier
- JE1 4BP
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/07/04 00:00|
|End of Day Share Price||2022/07/04 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.