How does 0NBX's PE Ratio compare to its peers?

0NBX is good value based on its Price-To-Earnings Ratio (6.5x) compared to the peer average (17.2x).

How does 0NBX's PE Ratio compare vs other companies in the GB Diversified Financial Industry?

0NBX is good value based on its Price-To-Earnings Ratio (6.5x) compared to the UK Diversified Financial industry average (13.4x).

What is 0NBX's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0NBX is good value based on its Price-To-Earnings Ratio (6.5x) compared to the estimated Fair Price-To-Earnings Ratio (13.5x).

What is the Fair Price of 0NBX when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

0NBX (€20.22) is trading above our estimate of [[fair value]] (€19.09)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Target price is less than 20% higher than the current share price.

Banca IFIS (LSE:0NBX) - Stock Price, News & Analysis

0NBX Stock Overview

Provides financial services and solutions for enterprises. More details

0NBX fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	3/6
Financial Health	3/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (6.5x) is below the UK market (16.3x)

Earnings are forecast to grow 2.37% per year

Earnings grew by 1% over the past year

Trading at good value compared to peers and industry

Risk Analysis

Dividend of 10.53% is either not well covered by earnings currently or not forecast to be covered

Banca IFIS S.p.A. Competitors

Equals Group

AIM:EQLS

UK£220.7m

Duke Capital

AIM:DUKE

UK£115.6m

Burford Capital

AIM:BUR

UK£2.3b

Litigation Capital Management

AIM:LIT

UK£134.3m

Price History & Performance

Summary of all time highs, changes and price drops for Banca IFIS
Historical stock prices
Current Share Price	€20.22
52 Week High	€23.14
52 Week Low	€15.43
Beta	1.18
11 Month Change	-9.11%
3 Month Change	-3.92%
1 Year Change	29.67%
33 Year Change	36.22%
5 Year Change	52.68%
Change since IPO	199.15%

Recent updates

Shareholder Returns

	0NBX	GB Diversified Financial	GB Market
7D	-1.5%	2.0%	2.2%
1Y	29.7%	9.8%	8.8%

Return vs Industry: 0NBX exceeded the UK Diversified Financial industry which returned 9.8% over the past year.

Return vs Market: 0NBX exceeded the UK Market which returned 8.8% over the past year.

Price Volatility

Is 0NBX's price volatile compared to industry and market?
0NBX volatility
0NBX Average Weekly Movement	3.1%
Diversified Financial Industry Average Movement	4.4%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.2%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0NBX has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: 0NBX's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1983	2,001	Frederik Geertman	www.bancaifis.it

Banca IFIS S.p.A. provides financial services and solutions for enterprises. It engages in the purchase and management of non-performing loan portfolios. The company offers factoring, advisory and equity investment, leasing, structured finance, supply chain, loan, and corporate and investment banking; saving and current accounts, time deposits, and insurance; technology rental; and salary backed loans.

Banca IFIS S.p.A. Fundamentals Summary

How do Banca IFIS's earnings and revenue compare to its market cap?
0NBX fundamental statistics
Market cap	€1.05b
Earnings (TTM)	€161.94m
Revenue (TTM)	€661.77m

6.5x

P/E Ratio

1.6x

P/S Ratio

Is 0NBX overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0NBX income statement (TTM)
Revenue	€661.77m
Cost of Revenue	€0
Gross Profit	€661.77m
Other Expenses	€499.83m
Earnings	€161.94m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	3.08
Gross Margin	100.00%
Net Profit Margin	24.47%
Debt/Equity Ratio	262.9%

How did 0NBX perform over the long term?

See historical performance and comparison

Dividends

10.5%

Current Dividend Yield

107%

Payout Ratio

0NBX Stock Overview

Rewards

Risk Analysis

Banca IFIS S.p.A. Competitors

AIM:EQLS

UK£220.7m

AIM:DUKE

UK£115.6m

AIM:BUR

UK£2.3b

AIM:LIT

UK£134.3m

Price History & Performance

Recent News & Updates

Dividend of €1.20 announced

Third quarter 2024 earnings released

Second quarter 2024 earnings released

Now 56% overvalued after recent price rise

Now 20% overvalued after recent price rise

Now 22% overvalued after recent price rise

Recent updates

Dividend of €1.20 announced

Third quarter 2024 earnings released

Second quarter 2024 earnings released

Now 56% overvalued after recent price rise

Now 20% overvalued after recent price rise

Now 22% overvalued after recent price rise

Upcoming dividend of €0.90 per share

First quarter 2024 earnings released

Now 20% overvalued after recent price rise

Full year 2023 earnings released: EPS: €3.05 (vs €2.68 in FY 2022)

Final dividend of €0.90 announced

Full year 2023 earnings released

Banca IFIS S.p.A. to Report First Half, 2024 Results on Aug 02, 2024

Banca IFIS S.p.A. (BIT:IF) completed the acquisition of Revalea S.p.A. from Compass Banca S.p.A.

Second quarter 2023 earnings released: EPS: €0.86 (vs €0.71 in 2Q 2022)

Banca IFIS S.p.A. (BIT:IF) agreed to acquire REVALEA S.P.A. from Compass Banca S.p.A. for €100 million.

Banca IFIS S.p.A. (BIT:IF) agreed to acquire REVALEA S.P.A. from Compass Banca S.p.A. for €100 million.

Upcoming dividend of €0.40 per share at 9.7% yield

First quarter 2023 earnings released

Insufficient new directors

Full year 2022 earnings released: EPS: €2.69 (vs €1.88 in FY 2021)

Banca IFIS S.p.A. to Report Fiscal Year 2022 Results on Feb 09, 2023

Third quarter 2022 earnings released: EPS: €0.63 (vs €0.60 in 3Q 2021)

Small Caps Opportunities Fund II managed by LBO France, Banca IFIS S.p.A. (BIT:IF), Valerio Zanaglio and Alessandra Bresciani acquired Zato Srl.

Second quarter 2022 earnings released: EPS: €0.71 (vs €0.53 in 2Q 2021)

Now 20% undervalued after recent price drop

Investor sentiment deteriorated over the past week

Investor sentiment deteriorated over the past week

High number of new directors

Upcoming dividend of €0.95 per share

First quarter 2022 earnings released: EPS: €0.65 (vs €0.38 in 1Q 2021)

High number of new directors

Investor sentiment improved over the past week

Director recently bought €181k worth of stock

Investor sentiment deteriorated over the past week

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Director recently bought €76k worth of stock

Third quarter 2021 earnings released

Second quarter 2021 earnings released: EPS €0.53 (vs €0.19 in 2Q 2020)

Banca IFIS S.p.A. (BIT:IF) acquired An Operative Business Unit from Aigis Banca S.p.A. for €1.

Upcoming dividend of €0.47 per share

First quarter 2021 earnings released: EPS €0.38 (vs €0.49 in 1Q 2020)

Banca IFIS S.p.A. to Report First Half, 2021 Results on Aug 05, 2021

Full year 2020 earnings released: EPS €1.29 (vs €2.30 in FY 2019)

Banca IFIS S.p.A. to Report Fiscal Year 2020 Results on Feb 11, 2021

New 90-day high: €10.46

Banca IFIS S.p.A. Announces Executive Changes

New 90-day high: €9.21

Banca IFIS Spa's Shares to Be Deleted Fromm Other OTC

Banca IFIS S.p.A. (BIT:IF) acquired EUR 553 million Non Performing Loans Portfolio of Intesa Sanpaolo S.p.A.

Third quarter 2020 earnings released: EPS €0.29

Third quarter 2020 earnings released: EPS €0.29

Banca Ifis Revises Earnings Guidance for the Year 2020

New 90-day low: €6.75

New 90-day low: €7.85

Banca IFIS S.p.A. (BIT:IF) completed the acquisition of 70.77% stake in Farbanca S.p.A. from Banca Popolare di Vicenza S.p.A.

Banca IFIS S.p.A. (BIT:IF) agreed to acquire 16.32% stake in Cristallina Holding S.P.A. from Centurion Global Fund.

Barclays Bank PLC, Guber Banca SpA and Banca IFIS S.p.A. (BIT:IF) acquired an Italian Small Medium Enterprise Unsecured Non-Performing Loans Portfolio from UniCredit S.p.A. (BIT:UCG).

Banca IFIS S.p.A. to Report Q3, 2020 Results on Oct 05, 2020