BFFM Stock Overview
Engages in non-recourse factoring and credit management activities towards public administration bodies and private hospitals in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia, and Spain. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 3/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
BFF Bank S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €8.89 |
| 52 Week High | €12.24 |
| 52 Week Low | €7.12 |
| Beta | 0.81 |
| 1 Month Change | -2.79% |
| 3 Month Change | -10.66% |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | 63.67% |
| Change since IPO | 81.45% |
Recent News & Updates
Recent updates
Shareholder Returns
| BFFM | GB Diversified Financial | GB Market | |
|---|---|---|---|
| 7D | 0% | -2.5% | -0.3% |
| 1Y | n/a | 3.7% | 4.9% |
Return vs Industry: Insufficient data to determine how BFFM performed against the UK Diversified Financial industry.
Return vs Market: Insufficient data to determine how BFFM performed against the UK Market.
Price Volatility
| BFFM volatility | |
|---|---|
| BFFM Average Weekly Movement | n/a |
| Diversified Financial Industry Average Movement | 4.7% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 10.8% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: BFFM's share price has been volatile over the past 3 months compared to the UK market.
Volatility Over Time: Insufficient data to determine BFFM's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1985 | 849 | Max Belingheri | www.bff.com |
BFF Bank S.p.A. engages in non-recourse factoring and credit management activities towards public administration bodies and private hospitals in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia, and Spain. It operates through three segments: Factoring & Lending, Securities Services, and Payment Services. The Factoring & Lending segment offers non-recourse factoring, lending, and credit management services to public sector suppliers and public administration bodies.
BFF Bank S.p.A. Fundamentals Summary
| BFFM fundamental statistics | |
|---|---|
| Market cap | €1.50b |
| Earnings (TTM) | €246.54m |
| Revenue (TTM) | €490.54m |
6.1x
P/E Ratio3.1x
P/S RatioIs BFFM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BFFM income statement (TTM) | |
|---|---|
| Revenue | €490.54m |
| Cost of Revenue | €155.97m |
| Gross Profit | €334.57m |
| Other Expenses | €88.03m |
| Earnings | €246.54m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.31 |
| Gross Margin | 68.20% |
| Net Profit Margin | 50.26% |
| Debt/Equity Ratio | 36.6% |
How did BFFM perform over the long term?
See historical performance and comparisonDividends
13.5%
Current Dividend Yield41%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 05:26 |
| End of Day Share Price | 2024/12/16 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
BFF Bank S.p.A. is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Luigi Tramontana | Banca Akros S.p.A. (ESN) |
| Michele Baldelli | BNP Paribas Exane |
| Antonio Reale | BofA Global Research |