BFF Bank Past Earnings Performance
Past criteria checks 2/6
BFF Bank has been growing earnings at an average annual rate of 18%, while the Diversified Financial industry saw earnings growing at 16.3% annually. Revenues have been growing at an average rate of 19.9% per year. BFF Bank's return on equity is 22.6%, and it has net margins of 40.4%.
Key information
18.0%
Earnings growth rate
13.4%
EPS growth rate
| Diversified Financial Industry Growth | 14.3% |
| Revenue growth rate | 19.9% |
| Return on equity | 22.6% |
| Net Margin | 40.4% |
| Next Earnings Update | 09 May 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How BFF Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 425 | 172 | 156 | 0 |
| 30 Sep 23 | 424 | 254 | 153 | 0 |
| 30 Jun 23 | 423 | 252 | 150 | 0 |
| 31 Mar 23 | 427 | 249 | 149 | 0 |
| 31 Dec 22 | 411 | 232 | 149 | 0 |
| 30 Sep 22 | 382 | 50 | 143 | 0 |
| 30 Jun 22 | 374 | 44 | 153 | 0 |
| 31 Mar 22 | 352 | 44 | 158 | 0 |
| 31 Dec 21 | 313 | 197 | 149 | 0 |
| 30 Sep 21 | 284 | 275 | 137 | 0 |
| 30 Jun 21 | 239 | 264 | 113 | 0 |
| 31 Mar 21 | 218 | 252 | 89 | 0 |
| 31 Dec 20 | 208 | 91 | 79 | 0 |
| 30 Sep 20 | 211 | 89 | 89 | 0 |
| 30 Jun 20 | 214 | 93 | 86 | 0 |
| 31 Mar 20 | 208 | 95 | 80 | 0 |
| 31 Dec 19 | 206 | 93 | 80 | 0 |
| 30 Sep 19 | 202 | 94 | 71 | 0 |
| 30 Jun 19 | 194 | 89 | 70 | 0 |
| 31 Mar 19 | 200 | 94 | 66 | 0 |
| 31 Dec 18 | 198 | 92 | 68 | 0 |
| 30 Sep 18 | 183 | 85 | 57 | 0 |
| 30 Jun 18 | 214 | 86 | 55 | 0 |
| 31 Mar 18 | 173 | 81 | 51 | 0 |
| 31 Dec 17 | 201 | 96 | 54 | 0 |
| 30 Sep 17 | 179 | 99 | 46 | 0 |
| 30 Jun 17 | 173 | 94 | 53 | 0 |
| 31 Mar 17 | 198 | 91 | 55 | 0 |
| 31 Dec 16 | 164 | 72 | 49 | 0 |
| 30 Jun 16 | 153 | 70 | 42 | 0 |
| 31 Mar 16 | 145 | 71 | 34 | 0 |
| 31 Dec 15 | 140 | 69 | 37 | 0 |
| 31 Dec 14 | 218 | 124 | 33 | 0 |
| 31 Dec 13 | 111 | 49 | 28 | 0 |
Quality Earnings: BFFM has high quality earnings.
Growing Profit Margin: BFFM's current net profit margins (40.4%) are lower than last year (56.4%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BFFM's earnings have grown by 18% per year over the past 5 years.
Accelerating Growth: BFFM's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: BFFM had negative earnings growth (-26%) over the past year, making it difficult to compare to the Diversified Financial industry average (-13.8%).
Return on Equity
High ROE: Whilst BFFM's Return on Equity (22.62%) is high, this metric is skewed due to their high level of debt.