Fintel Plc

AIM:FNTL Stock Report

Market Cap: UK£207.3m

Fintel Management

Management criteria checks 3/4

Fintel's CEO is Matt Timmins, appointed in May 2025, has a tenure of 1.17 years. total yearly compensation is £350.00K, comprised of 94.3% salary and 5.7% bonuses, including company stock and options. directly owns 3.7% of the company’s shares, worth £7.68M. The average tenure of the management team and the board of directors is 1.5 years and 7.4 years respectively.

Key information

Matt Timmins

Chief executive officer

UK£350.0k

Total compensation

CEO salary percentage94.29%
CEO tenure1.2yrs
CEO ownership3.7%
Management average tenure1.5yrs
Board average tenure7.4yrs

Recent management updates

Recent updates

Narrative Update Jun 26

FNTL: Higher Margin Outlook And Dividend Approval Will Support Shares

Analysts have revised their fair value estimate for Fintel to £2.88 from £2.50, reflecting updated assumptions around revenue growth, profit margins and future P/E expectations. What’s in the News for Fintel At its 2026 Annual General Meeting held on 19 May 2026, Fintel plc approved a final dividend of 2.50 pence per ordinary share, according to Key Developments.
New Narrative Apr 08

Recurring SaaS And Data Platforms Will Drive Long Term Value Creation

Catalysts About Fintel Fintel provides software, data and professional services to the UK retail financial services market, with a focus on recurring SaaS, data and subscription revenues. What are the underlying business or industry changes driving this perspective?
New Narrative Mar 24

Recurring SaaS Shift And Regulatory Demand Will Eventually Reward This Cautious Earnings Outlook

Catalysts About Fintel Fintel provides software, data and professional services to U.K. retail financial services firms, with a focus on recurring SaaS, data and compliance subscription revenues. What are the underlying business or industry changes driving this perspective?
Analysis Article Feb 16

Are Investors Undervaluing Fintel Plc (LON:FNTL) By 41%?

Key Insights Using the 2 Stage Free Cash Flow to Equity, Fintel fair value estimate is UK£3.89 Fintel is estimated to...
Analysis Article Jan 29

Fintel Plc's (LON:FNTL) 31% Jump Shows Its Popularity With Investors

Fintel Plc ( LON:FNTL ) shareholders would be excited to see that the share price has had a great month, posting a 31...
Analysis Article Sep 19

Fintel (LON:FNTL) Has Announced A Dividend Of £0.013

Fintel Plc's ( LON:FNTL ) investors are due to receive a payment of £0.013 per share on 31st of October. Based on this...
Analysis Article Apr 22

Fintel (LON:FNTL) Will Pay A Larger Dividend Than Last Year At £0.0245

Fintel Plc ( LON:FNTL ) will increase its dividend on the 18th of June to £0.0245, which is 4.3% higher than last...
Analysis Article Apr 08

Fintel's (LON:FNTL) Soft Earnings Are Actually Better Than They Appear

Investors were disappointed with the weak earnings posted by Fintel Plc ( LON:FNTL ). However, our analysis suggests...
Analysis Article Apr 04

Fintel's (LON:FNTL) Dividend Will Be Increased To £0.0245

The board of Fintel Plc ( LON:FNTL ) has announced that it will be increasing its dividend by 4.3% on the 18th of June...
Analysis Article Mar 21

Fintel's (LON:FNTL) Dividend Will Be Increased To £0.0245

Fintel Plc ( LON:FNTL ) will increase its dividend on the 18th of June to £0.0245, which is 4.3% higher than last...
User avatar
New Narrative Feb 25

Regulatory Tailwinds And Matrix Threesixty Expansion Will Drive Future Profitability

Fintel's strategic integration of acquired businesses through API connections aims to boost enterprise revenue, offering a comprehensive platform for intermediaries.
Analysis Article Sep 20

Fintel (LON:FNTL) Has Announced A Dividend Of £0.012

The board of Fintel Plc ( LON:FNTL ) has announced that it will pay a dividend on the 1st of November, with investors...
Analysis Article Mar 29

We Think You Can Look Beyond Fintel's (LON:FNTL) Lackluster Earnings

Fintel Plc's ( LON:FNTL ) earnings announcement last week didn't impress shareholders. While the headline numbers were...
Analysis Article Sep 22

Fintel's (LON:FNTL) Shareholders Will Receive A Bigger Dividend Than Last Year

Fintel Plc's ( LON:FNTL ) periodic dividend will be increasing on the 3rd of November to £0.011, with investors...
Analysis Article Sep 23

Fintel (LON:FNTL) Has Affirmed Its Dividend Of £0.01

Fintel Plc's ( LON:FNTL ) investors are due to receive a payment of £0.01 per share on 4th of November. This means the...
Analysis Article Sep 09

Are Investors Undervaluing Fintel Plc (LON:FNTL) By 43%?

Today we will run through one way of estimating the intrinsic value of Fintel Plc ( LON:FNTL ) by estimating the...
Analysis Article Mar 08

Why Fintel Plc (LON:FNTL) Could Be Worth Watching

Fintel Plc ( LON:FNTL ), is not the largest company out there, but it saw significant share price movement during...

CEO Compensation Analysis

How has Matt Timmins's remuneration changed compared to Fintel's earnings?
DateTotal CompensationSalaryCompany Earnings
Dec 31 2025UK£350kUK£330k

UK£6m

Sep 30 2025n/an/a

UK£6m

Jun 30 2025n/an/a

UK£6m

Mar 31 2025n/an/a

UK£6m

Dec 31 2024UK£350kUK£330k

UK£6m

Sep 30 2024n/an/a

UK£6m

Jun 30 2024n/an/a

UK£6m

Mar 31 2024n/an/a

UK£7m

Dec 31 2023UK£469kUK£327k

UK£7m

Sep 30 2023n/an/a

UK£8m

Jun 30 2023n/an/a

UK£8m

Mar 31 2023n/an/a

UK£9m

Dec 31 2022UK£494kUK£315k

UK£10m

Sep 30 2022n/an/a

UK£13m

Jun 30 2022n/an/a

UK£17m

Mar 31 2022n/an/a

UK£16m

Dec 31 2021UK£347kUK£300k

UK£15m

Sep 30 2021n/an/a

UK£12m

Jun 30 2021n/an/a

UK£9m

Mar 31 2021n/an/a

UK£8m

Dec 31 2020UK£472kUK£239k

UK£8m

Sep 30 2020n/an/a

UK£9m

Jun 30 2020n/an/a

UK£10m

Mar 31 2020n/an/a

UK£9m

Dec 31 2019UK£297kUK£250k

UK£9m

Compensation vs Market: Matt's total compensation ($USD465.09K) is below average for companies of similar size in the UK market ($USD802.83K).

Compensation vs Earnings: Matt's compensation has been consistent with company performance over the past year.


CEO

Matt Timmins (48 yo)

1.2yrs
Tenure
UK£350,000
Compensation

Mr. Matthew Lloyd Timmins, also known as Matt, is Chief Executive Officer of Fintel Plc (formerly known as The SimplyBiz Group plc) since May 20, 2025 and its Executive Director since August 2003, and was...


Leadership Team

NamePositionTenureCompensationOwnership
Matthew Timmins
CEO & Executive Director1.2yrsUK£350.00k3.7%
£ 7.7m
Kenneth Davy
Founder & Non-Executive Directorno dataUK£55.00k23.1%
£ 47.9m
David Thompson
CFO & Executive Director5.3yrsUK£319.00kno data
Gary Kershaw
Group Compliance Directorno dataUK£225.32kno data
Russell Naglis
General Counsel & Corporate Secretary2.4yrsno datano data
Emily Blain
People & Operations Directorno datano datano data
John Milliken
Chief Executive Officer of Software & Dataless than a yearno datano data
Alex Whitson
Chief Executive Officer of Fintel Services1.5yrsno datano data
Amber Lippiett
Director of Brandno datano datano data
1.5yrs
Average Tenure
52.5yo
Average Age

Experienced Management: FNTL's management team is not considered experienced ( 1.5 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Matthew Timmins
CEO & Executive Director22.9yrsUK£350.00k3.7%
£ 7.7m
Kenneth Davy
Founder & Non-Executive Director23.7yrsUK£55.00k23.1%
£ 47.9m
David Thompson
CFO & Executive Director5.3yrsUK£319.00kno data
Ian Pickford
Independent Non-Executive Director1.1yrsUK£44.00k0.010%
£ 20.8k
Phillip Smith
Independent Non-Executive Chairman of the Board4.2yrsUK£101.00k0.21%
£ 443.8k
Timothy Clarke
Senior Independent Director9.6yrsUK£75.00k0.024%
£ 50.1k
7.4yrs
Average Tenure
60.5yo
Average Age

Experienced Board: FNTL's board of directors are considered experienced (7.4 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/28 02:56
End of Day Share Price 2026/07/28 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fintel Plc is covered by 5 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew RentonCavendish
Michael TrippittInvestec Bank plc (UK)
Rahim KarimPanmure Liberum