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Fintel PlcAIM:FNTL Stock Report

Market Cap UK£186.5m
Share Price
UK£1.77
UK£3.6
50.8% undervalued intrinsic discount
1Y-33.7%
7D2.3%
Portfolio Value
View

Fintel Plc

AIM:FNTL Stock Report

Market Cap: UK£186.5m

Fintel (FNTL) Stock Overview

Engages in the provision of services, software and data to the retail financial services sector in the United Kingdom. More details

FNTL fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance1/6
Financial Health4/6
Dividends2/6

FNTL Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Fintel Plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for Fintel
Historical stock prices
Current Share PriceUK£1.77
52 Week HighUK£2.80
52 Week LowUK£1.58
Beta0.60
1 Month Change-2.75%
3 Month Change-22.37%
1 Year Change-33.71%
3 Year Change-10.38%
5 Year Change-19.55%
Change since IPO12.03%

Recent News & Updates

New Narrative Apr 08

Recurring SaaS And Data Platforms Will Drive Long Term Value Creation

Catalysts About Fintel Fintel provides software, data and professional services to the UK retail financial services market, with a focus on recurring SaaS, data and subscription revenues. What are the underlying business or industry changes driving this perspective?

Recent updates

New Narrative Apr 08

Recurring SaaS And Data Platforms Will Drive Long Term Value Creation

Catalysts About Fintel Fintel provides software, data and professional services to the UK retail financial services market, with a focus on recurring SaaS, data and subscription revenues. What are the underlying business or industry changes driving this perspective?
New Narrative Mar 24

Recurring SaaS Shift And Regulatory Demand Will Eventually Reward This Cautious Earnings Outlook

Catalysts About Fintel Fintel provides software, data and professional services to U.K. retail financial services firms, with a focus on recurring SaaS, data and compliance subscription revenues. What are the underlying business or industry changes driving this perspective?
Analysis Article Feb 16

Are Investors Undervaluing Fintel Plc (LON:FNTL) By 41%?

Key Insights Using the 2 Stage Free Cash Flow to Equity, Fintel fair value estimate is UK£3.89 Fintel is estimated to...
Analysis Article Jan 29

Fintel Plc's (LON:FNTL) 31% Jump Shows Its Popularity With Investors

Fintel Plc ( LON:FNTL ) shareholders would be excited to see that the share price has had a great month, posting a 31...
Analysis Article Sep 19

Fintel (LON:FNTL) Has Announced A Dividend Of £0.013

Fintel Plc's ( LON:FNTL ) investors are due to receive a payment of £0.013 per share on 31st of October. Based on this...
Analysis Article Apr 22

Fintel (LON:FNTL) Will Pay A Larger Dividend Than Last Year At £0.0245

Fintel Plc ( LON:FNTL ) will increase its dividend on the 18th of June to £0.0245, which is 4.3% higher than last...
Analysis Article Apr 08

Fintel's (LON:FNTL) Soft Earnings Are Actually Better Than They Appear

Investors were disappointed with the weak earnings posted by Fintel Plc ( LON:FNTL ). However, our analysis suggests...
Analysis Article Apr 04

Fintel's (LON:FNTL) Dividend Will Be Increased To £0.0245

The board of Fintel Plc ( LON:FNTL ) has announced that it will be increasing its dividend by 4.3% on the 18th of June...
Analysis Article Mar 21

Fintel's (LON:FNTL) Dividend Will Be Increased To £0.0245

Fintel Plc ( LON:FNTL ) will increase its dividend on the 18th of June to £0.0245, which is 4.3% higher than last...
User avatar
New Narrative Feb 25

Regulatory Tailwinds And Matrix Threesixty Expansion Will Drive Future Profitability

Fintel's strategic integration of acquired businesses through API connections aims to boost enterprise revenue, offering a comprehensive platform for intermediaries.
Analysis Article Sep 20

Fintel (LON:FNTL) Has Announced A Dividend Of £0.012

The board of Fintel Plc ( LON:FNTL ) has announced that it will pay a dividend on the 1st of November, with investors...
Analysis Article Mar 29

We Think You Can Look Beyond Fintel's (LON:FNTL) Lackluster Earnings

Fintel Plc's ( LON:FNTL ) earnings announcement last week didn't impress shareholders. While the headline numbers were...
Analysis Article Sep 22

Fintel's (LON:FNTL) Shareholders Will Receive A Bigger Dividend Than Last Year

Fintel Plc's ( LON:FNTL ) periodic dividend will be increasing on the 3rd of November to £0.011, with investors...
Analysis Article Sep 23

Fintel (LON:FNTL) Has Affirmed Its Dividend Of £0.01

Fintel Plc's ( LON:FNTL ) investors are due to receive a payment of £0.01 per share on 4th of November. This means the...
Analysis Article Sep 09

Are Investors Undervaluing Fintel Plc (LON:FNTL) By 43%?

Today we will run through one way of estimating the intrinsic value of Fintel Plc ( LON:FNTL ) by estimating the...
Analysis Article Mar 08

Why Fintel Plc (LON:FNTL) Could Be Worth Watching

Fintel Plc ( LON:FNTL ), is not the largest company out there, but it saw significant share price movement during...
Analysis Article May 15

A Look At The Fair Value Of Fintel Plc (LON:FNTL)

Does the May share price for Fintel Plc ( LON:FNTL ) reflect what it's really worth? Today, we will estimate the...

Shareholder Returns

FNTLGB Professional ServicesGB Market
7D2.3%4.3%0.5%
1Y-33.7%-33.8%18.0%

Return vs Industry: FNTL matched the UK Professional Services industry which returned -33.8% over the past year.

Return vs Market: FNTL underperformed the UK Market which returned 18% over the past year.

Price Volatility

Is FNTL's price volatile compared to industry and market?
FNTL volatility
FNTL Average Weekly Movement6.2%
Professional Services Industry Average Movement5.7%
Market Average Movement5.7%
10% most volatile stocks in GB Market12.0%
10% least volatile stocks in GB Market3.1%

Stable Share Price: FNTL has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: FNTL's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2002500Matt Timminswww.wearefintel.com

Fintel Plc engages in the provision of services, software and data to the retail financial services sector in the United Kingdom. It operates through two segments, Software & Data and Services. The Software & Data segment provides intermediary software, financial product and market data, and product research and ratings; as well as marketing, sponsorships, and consultancy to financial institutions.

Fintel Plc Fundamentals Summary

How do Fintel's earnings and revenue compare to its market cap?
FNTL fundamental statistics
Market capUK£186.51m
Earnings (TTM)UK£6.30m
Revenue (TTM)UK£85.90m
29.3x
P/E Ratio
2.1x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FNTL income statement (TTM)
RevenueUK£85.90m
Cost of RevenueUK£64.20m
Gross ProfitUK£21.70m
Other ExpensesUK£15.40m
EarningsUK£6.30m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.06
Gross Margin25.26%
Net Profit Margin7.33%
Debt/Equity Ratio44.4%

How did FNTL perform over the long term?

See historical performance and comparison

Dividends

2.1%
Current Dividend Yield
63%
Payout Ratio

Does FNTL pay a reliable dividends?

See FNTL dividend history and benchmarks
When do you need to buy FNTL by to receive an upcoming dividend?
Fintel dividend dates
Ex Dividend DateMay 28 2026
Dividend Pay DateJun 18 2026
Days until Ex dividend6 days
Days until Dividend pay date27 days

Does FNTL pay a reliable dividends?

See FNTL dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/21 20:26
End of Day Share Price 2026/05/21 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Fintel Plc is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew RentonCavendish
Michael TrippittInvestec Bank plc (UK)
Rahim KarimPanmure Liberum